LOAN PORTFOLIO 6 $ in 000s 3/31/2022 12/31/2021 3/31/2021 QoQ YoY Business $5,508,508 $5,303,535 $6,624,209 3.9% -16.8% Business excl. PPP 5,455,089 5,174,372 5,197,349 5.4% 5.0% Construction 1,144,411 1,118,266 1,073,036 2.3% 6.7% Business Real Estate 3,109,668 3,058,837 3,017,242 1.7% 3.1% Personal Real Estate 2,820,076 2,805,401 2,828,418 .5% -.3% Consumer 2,053,160 2,032,225 1,966,833 1.0% 4.4% Revolving Home Equity 264,401 275,945 285,261 -4.2% -7.3% Consumer Credit Card 544,579 575,410 593,833 -5.4% -8.3% Overdrafts 14,211 6,740 3,239 110.8% 338.7% Total Loans $15,459,014 $15,176,359 $16,392,071 1.9% -5.7% PPP1 53,419 129,163 1,426,860 -58.6% -96.3% Total Loans excl. PPP $15,405,595 $15,047,196 $14,965,211 2.4% 2.9% Period-End Balances $ in 000s 3/31/2022 12/31/2021 3/31/2021 QoQ YoY Business $5,324,172 $5,191,844 $6,532,921 2.5% -18.5% Business excl. PPP 5,237,235 4,972,934 5,158,943 5.3% 1.5% Construction 1,134,902 1,228,237 1,091,969 -7.6% 3.9% Business Real Estate 3,095,068 3,003,459 3,022,979 3.1% 2.4% Personal Real Estate 2,808,980 2,785,095 2,826,112 .9% -.6% Consumer 2,040,200 2,043,690 1,947,322 -.2% 4.8% Revolving Home Equity 273,859 276,464 299,371 -.9% -8.5% Consumer Credit Card 540,844 559,429 608,747 -3.3% -11.2% Overdrafts 5,178 4,926 3,546 5.1% 46.0% Total Loans $15,223,203 $15,093,144 $16,332,967 0.9% -6.8% PPP1 86,937 218,910 1,373,978 -60.3% -93.7% Total Loans excl. PPP $15,136,266 $14,874,234 $14,958,989 1.8% 1.2% QTD Average Balances 1Paycheck protection program (PPP) loans are included in the business loan category