展品99.2
补充财务信息
2021年第三季度
目录 |
Primerica,Inc. 财务补充资金 |
|
页面 |
前言,非公认会计准则财务计量的定义 |
3 |
简明资产负债表和资产负债表非GAAP与GAAP财务指标的对账 |
4 |
财务结果和其他统计数据 |
5 |
损益表 |
6 |
损益表GAAP与非GAAP财务指标的对账 |
7-8 |
分部经营业绩 |
|
定期人寿保险部门-财务结果、主要统计数据和财务分析 |
9-10 |
投资和储蓄产品部门-财务结果、财务分析和主要统计数据 |
11-12 |
高级健康部门-财务结果、财务分析和关键统计数据 |
13 |
公司和其他分布式产品部门-财务业绩 |
14 |
投资组合 |
15-17 |
五年历史重点统计数据 |
18 |
本文档可能包含前瞻性陈述和信息。在截至2020年12月31日的年度10-K表格中有其他可能导致实际结果与本文档中的任何前瞻性陈述或信息大不相同的信息和因素。
第2个,共16个
前言 |
Primerica,Inc. 财务补充资金 |
2021年第三季度
本文档是对我们发布的2021年第三季度收益的财务补充。*它旨在使用我们管理层评估业务以及做出战略和运营决策时使用的相同核心指标,对我们正在进行的业务进行全面分析。*在整个文档中,我们提供的财务信息源自我们的美国GAAP财务报表,并针对三个不同的目的进行了调整,如下所示:
|
• |
营业调整不包括已实现投资收益/亏损的影响,包括信贷减值、按市值计价(MTM)投资调整、与购买e-TeleQuote保险公司和子公司(统称为“e-TeleQuote”)80%股份相关的交易费用,以及对业务合并中交换的股票的基于股票的薪酬支出的调整。我们在衡量调整后的营业收入时不包括已实现的投资收益/损失,包括信贷减值和MTM投资调整,以消除由于诸如确认收益和亏损的时间以及投资资产到期或出售之前的其他因素等与公司保险业务没有直接关联的项目而可能模糊经营业绩比较的期间波动。我们在非GAAP财务指标中不包括与e-TeleQuote交易相关的费用,因为此类费用是非经常性项目,会导致不同期间业绩之间的不可比较性。我们不包括对业务合并中交换的股票的基于股份的补偿费用的调整,以消除期间的波动,这些波动可能会模糊经营业绩的比较,这主要是由于股票在最终可以赎回的日期之前的公允价值变化的波动性。调整后的所得税前营业收入和调整后的净营业收入不包括可归因于非控制性权益的收入,而只显示可归因于公司股东的收入。 |
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• |
调整后的股东权益是指扣除未实现净损益对投资资产的影响。我们在衡量调整后的股东权益时不计入未实现投资损益,因为公司投资资产的未实现损益主要是由利率和信用利差的市场变动造成的,而这些变动与我们最终将在投资资产到期或出售时实现的现金流并不一定相关。 |
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• |
IPO共同保险交易调整与2010年第一季度的交易相关,我们将2009年年底有效的80%至90%的业务共同保险给当时与花旗集团(Citigroup Inc.)有关联的实体,这些实体与我们的首次公开募股(IPO)同时执行。我们在衡量经调整的直接保费及其他割让保费时,不计入首次公开发售共同保险交易项下放弃的金额,以便对本公司在经济上维持的实际保费作出有意义的比较。随着保单在这一业务块内终止,IPO共同保险交易下剥离的金额将随着时间的推移继续下降。 |
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管理层利用这些非GAAP财务衡量标准来管理业务,并相信它们为评估正在进行的业务提供了相关且有意义的分析指标。本财务补充资料包括非GAAP财务衡量标准与GAAP财务衡量标准的调整。
由于四舍五入,本补充材料中的某些项目可能不会添加,因此可能不同意对相应项目的其他公开报告。*本补充材料中的某些项目标记为“NA”,表示不适用。-某些差异标记为“nm”,表示没有意义。*已对上期金额进行了某些重新分类,以符合本期报告分类。这些重新分类对净收入或股东权益总额没有影响。
第3次,共16次
简明资产负债表与资产负债表非GAAP与GAAP财务指标的对账 |
Primerica,Inc. 财务补充资金 |
(千美元) |
十二月三十一日, 2019 |
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3月31日, 2020 |
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六月三十日, 2020 |
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9月30日, 2020 |
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十二月三十一日, 2020 |
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3月31日, 2021 |
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六月三十日, 2021 |
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9月30日, 2021 |
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浓缩资产负债表 |
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资产: |
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投资和现金,不包括持有至到期的证券 |
$ |
2,730,715 |
|
$ |
2,626,043 |
|
$ |
2,805,065 |
|
$ |
2,861,883 |
|
$ |
3,096,703 |
|
$ |
3,133,860 |
|
$ |
3,431,825 |
|
$ |
3,056,395 |
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持有至到期的证券 |
|
1,184,370 |
|
|
1,237,270 |
|
|
1,278,580 |
|
|
1,323,740 |
|
|
1,346,350 |
|
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1,362,210 |
|
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1,368,740 |
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1,376,090 |
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总投资和现金 |
|
3,915,085 |
|
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3,863,313 |
|
|
4,083,645 |
|
|
4,185,623 |
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4,443,053 |
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4,496,070 |
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4,800,565 |
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4,432,485 |
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应由再保险人支付 |
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4,169,823 |
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4,132,897 |
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4,217,129 |
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4,229,088 |
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4,273,904 |
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4,345,483 |
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4,239,510 |
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4,278,322 |
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递延保单收购成本 |
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2,325,750 |
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2,346,656 |
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2,434,462 |
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2,532,409 |
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2,629,644 |
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2,712,169 |
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2,808,347 |
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2,877,921 |
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商誉 |
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— |
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— |
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— |
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— |
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— |
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— |
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— |
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224,180 |
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其他资产 |
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792,129 |
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799,123 |
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851,660 |
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885,083 |
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899,165 |
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921,236 |
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925,621 |
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1,330,620 |
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独立账户资产 |
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2,485,745 |
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2,128,924 |
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2,377,654 |
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2,468,328 |
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2,659,520 |
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2,638,901 |
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2,745,827 |
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2,672,606 |
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总资产 |
$ |
13,688,532 |
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$ |
13,270,912 |
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$ |
13,964,550 |
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$ |
14,300,532 |
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$ |
14,905,286 |
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$ |
15,113,858 |
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$ |
15,519,871 |
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$ |
15,816,135 |
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负债: |
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未来的政策利益 |
$ |
6,446,569 |
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$ |
6,472,397 |
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$ |
6,567,169 |
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$ |
6,664,061 |
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$ |
6,790,557 |
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$ |
6,885,115 |
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$ |
6,984,272 |
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$ |
7,057,599 |
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其他保单负债 |
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744,087 |
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737,435 |
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855,083 |
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911,454 |
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984,612 |
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1,020,349 |
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977,373 |
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1,054,925 |
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所得税 |
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209,221 |
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208,357 |
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265,369 |
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216,639 |
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223,496 |
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235,233 |
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204,197 |
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260,264 |
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其他负债 |
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563,931 |
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554,014 |
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574,426 |
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573,254 |
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618,874 |
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633,719 |
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641,025 |
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668,643 |
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债务义务 |
|
374,037 |
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374,131 |
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374,226 |
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374,320 |
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374,415 |
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374,511 |
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499,606 |
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514,702 |
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盈余票据 |
|
1,183,728 |
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1,236,644 |
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1,277,970 |
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1,323,146 |
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1,345,772 |
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1,361,648 |
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1,368,194 |
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1,375,559 |
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在证券借贷项下应付 |
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28,723 |
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28,896 |
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29,973 |
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48,883 |
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72,154 |
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87,190 |
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80,613 |
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105,264 |
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单独账户负债 |
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2,485,745 |
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2,128,924 |
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2,377,654 |
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2,468,328 |
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2,659,520 |
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2,638,901 |
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2,745,827 |
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2,672,606 |
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总负债 |
|
12,036,041 |
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11,740,798 |
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12,321,870 |
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12,580,086 |
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13,069,401 |
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13,236,666 |
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13,501,107 |
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13,709,563 |
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可赎回的非控股权益 |
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— |
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— |
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— |
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— |
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— |
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— |
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— |
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7,631 |
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股东权益: |
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普通股(面值0.01美元)(1) |
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412 |
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405 |
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397 |
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394 |
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393 |
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394 |
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394 |
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395 |
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实收资本 |
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(0 |
) |
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(0 |
) |
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(0 |
) |
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(0 |
) |
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(0 |
) |
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8,138 |
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12,880 |
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17,454 |
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留存收益 |
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1,593,281 |
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1,565,803 |
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1,569,689 |
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1,629,114 |
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1,705,786 |
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1,785,037 |
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1,894,539 |
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1,988,324 |
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库存股 |
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— |
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— |
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— |
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— |
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— |
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— |
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— |
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— |
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累计其他综合收益(亏损),净额: |
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未实现净收益(亏损) |
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64,564 |
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(1,318 |
) |
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93,726 |
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105,758 |
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128,128 |
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77,053 |
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96,990 |
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84,701 |
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累计平移调整 |
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(5,765 |
) |
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(34,776 |
) |
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(21,132 |
) |
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(14,820 |
) |
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1,578 |
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6,570 |
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13,960 |
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8,068 |
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股东权益总额(2) |
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1,652,492 |
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1,530,114 |
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1,642,680 |
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1,720,446 |
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1,835,885 |
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1,877,192 |
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2,018,764 |
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2,098,941 |
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总负债和股东权益 |
$ |
13,688,532 |
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$ |
13,270,912 |
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$ |
13,964,550 |
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$ |
14,300,532 |
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$ |
14,905,286 |
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$ |
15,113,858 |
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$ |
15,519,871 |
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$ |
15,816,135 |
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总股东权益与调整后股东权益的对账 |
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股东权益总额 |
$ |
1,652,492 |
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$ |
1,530,114 |
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$ |
1,642,680 |
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$ |
1,720,446 |
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$ |
1,835,885 |
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$ |
1,877,192 |
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$ |
2,018,764 |
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$ |
2,098,941 |
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减去:未实现净收益(亏损) |
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64,564 |
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(1,318 |
) |
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93,726 |
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105,758 |
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128,128 |
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77,053 |
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96,990 |
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84,701 |
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调整后股东权益 |
$ |
1,587,928 |
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$ |
1,531,431 |
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$ |
1,548,954 |
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$ |
1,614,688 |
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$ |
1,707,757 |
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$ |
1,800,139 |
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$ |
1,921,774 |
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$ |
2,014,241 |
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调整后股东权益前滚 |
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期初余额 |
$ |
1,541,436 |
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$ |
1,587,928 |
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$ |
1,531,431 |
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$ |
1,548,954 |
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$ |
1,614,688 |
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$ |
1,707,757 |
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$ |
1,800,139 |
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$ |
1,921,774 |
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可归因于Primerica公司的净收入。 |
|
93,557 |
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|
72,469 |
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|
101,510 |
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|
112,101 |
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100,084 |
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97,872 |
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128,162 |
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112,456 |
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股东分红 |
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(14,162 |
) |
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(16,530 |
) |
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(16,083 |
) |
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(15,882 |
) |
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(15,851 |
) |
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(18,620 |
) |
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(18,660 |
) |
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(18,671 |
) |
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股份及认股权证的退役 |
|
(44,137 |
) |
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(95,676 |
) |
|
(86,513 |
) |
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(41,556 |
) |
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(13,426 |
) |
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(5,966 |
) |
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(521 |
) |
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(88 |
) |
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净外币换算调整 |
|
6,500 |
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(29,011 |
) |
|
13,645 |
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6,312 |
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16,398 |
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4,992 |
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7,390 |
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(5,892 |
) |
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其他,净额 |
|
4,734 |
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12,252 |
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4,964 |
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4,759 |
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5,864 |
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14,105 |
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5,264 |
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4,662 |
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期末余额 |
$ |
1,587,928 |
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$ |
1,531,431 |
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$ |
1,548,954 |
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$ |
1,614,688 |
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$ |
1,707,757 |
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$ |
1,800,139 |
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$ |
1,921,774 |
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$ |
2,014,241 |
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|
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|
|
|
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|
|
|
|
延期保单购置成本前滚 |
|
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|
|
|
|
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|
|
|
|
|
|
|
||||||
期初余额 |
$ |
2,281,560 |
|
$ |
2,325,750 |
|
$ |
2,346,656 |
|
$ |
2,434,462 |
|
$ |
2,532,409 |
|
$ |
2,629,644 |
|
$ |
2,712,169 |
|
$ |
2,808,347 |
|
||||||
|
递延一般费用 |
|
8,608 |
|
|
9,726 |
|
|
9,205 |
|
|
9,702 |
|
|
9,510 |
|
|
10,558 |
|
|
10,055 |
|
|
9,248 |
|
|||||
|
递延佣金费用 |
|
97,538 |
|
|
104,793 |
|
|
120,967 |
|
|
130,719 |
|
|
128,084 |
|
|
134,188 |
|
|
136,085 |
|
|
129,287 |
|
|||||
|
递延保单收购成本摊销 |
|
(67,279 |
) |
|
(70,311 |
) |
|
(53,177 |
) |
|
(47,491 |
) |
|
(53,342 |
) |
|
(66,105 |
) |
|
(54,286 |
) |
|
(62,214 |
) |
|||||
|
外币影响和其他,净额 |
|
5,322 |
|
|
(23,302 |
) |
|
10,812 |
|
|
5,017 |
|
|
12,984 |
|
|
3,884 |
|
|
4,324 |
|
|
(6,748 |
) |
|||||
期末余额 |
$ |
2,325,750 |
|
$ |
2,346,656 |
|
$ |
2,434,462 |
|
$ |
2,532,409 |
|
$ |
2,629,644 |
|
$ |
2,712,169 |
|
$ |
2,808,347 |
|
$ |
2,877,921 |
|
(1) |
已发行普通股不包括限制性股票单位。 |
(2) |
反映公司的永久股东权益,不包括临时股东权益 |
第4次,共16次
财务结果和其他统计数据 |
Primerica,Inc. 财务补充资金 |
|
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|
|
|
|
|
第三季度同比 |
|
|
|
|
|
|
|
YoY YTD |
|
||||||||
(千美元,每股数据除外) |
Q1 2020 |
|
Q2 2020 |
|
Q3 2020 |
|
Q4 2020 |
|
Q1 2021 |
|
Q2 2021 |
|
Q3 2021 |
|
$/# 变化 |
|
% 变化 |
|
黄大仙 2020 |
|
黄大仙 2021 |
|
$/# 变化 |
|
% 变化 |
|
|||||||||||||||||
每股收益 |
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|
||||
基本每股收益: |
|
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|
||||
|
加权平均普通股和完全既得股权奖励 |
|
41,131,200 |
|
|
40,131,877 |
|
|
39,587,978 |
|
|
39,420,628 |
|
|
39,455,948 |
|
|
39,530,691 |
|
|
39,560,786 |
|
|
(27,192 |
) |
|
-0.1 |
% |
|
40,281,146 |
|
|
39,516,193 |
|
|
(764,953 |
) |
-1.9% |
|
||||
|
|
|
|
|
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|
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|
|
|
|
|
|
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|
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
可归因于Primerica公司的净收入。 |
$ |
72,469 |
|
$ |
101,510 |
|
$ |
112,101 |
|
$ |
100,084 |
|
$ |
97,872 |
|
$ |
128,162 |
|
$ |
112,456 |
|
$ |
355 |
|
|
0.3 |
% |
$ |
286,080 |
|
$ |
338,489 |
|
$ |
52,409 |
|
18.3% |
|
||||
|
可归因于未归属参与证券的收入减少 |
|
(310 |
) |
|
(437 |
) |
|
(493 |
) |
|
(433 |
) |
|
(417 |
) |
|
(525 |
) |
|
(458 |
) |
|
35 |
|
|
7.0 |
% |
|
(1,239 |
) |
|
(1,403 |
) |
|
(164 |
) |
-13.3% |
|
||||
|
|
用于计算基本每股收益的净收入 |
$ |
72,159 |
|
$ |
101,073 |
|
$ |
111,608 |
|
$ |
99,651 |
|
$ |
97,455 |
|
$ |
127,636 |
|
$ |
111,997 |
|
$ |
390 |
|
|
0.3 |
% |
$ |
284,841 |
|
$ |
337,086 |
|
$ |
52,245 |
|
18.3% |
|
|||
|
|
基本每股收益 |
$ |
1.75 |
|
$ |
2.52 |
|
$ |
2.82 |
|
$ |
2.53 |
|
$ |
2.47 |
|
$ |
3.23 |
|
$ |
2.83 |
|
$ |
0.01 |
|
|
0.4 |
% |
$ |
7.07 |
|
$ |
8.53 |
|
$ |
1.46 |
|
20.6% |
|
|||
|
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|
|
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|
|
|
|
|
|
调整后净营业收入 |
$ |
85,047 |
|
$ |
98,480 |
|
$ |
110,718 |
|
$ |
97,339 |
|
$ |
97,129 |
|
$ |
129,355 |
|
$ |
118,708 |
|
$ |
7,990 |
|
|
7.2 |
% |
$ |
294,245 |
|
$ |
345,193 |
|
$ |
50,948 |
|
17.3% |
|
||||
|
可归因于未归属参与证券的营业收入减少 |
|
(364 |
) |
|
(424 |
) |
|
(487 |
) |
|
(421 |
) |
|
(414 |
) |
|
(530 |
) |
|
(484 |
) |
|
3 |
|
|
0.6 |
% |
|
(1,274 |
) |
|
(1,431 |
) |
|
(157 |
) |
-12.3% |
|
||||
|
|
用于计算基本营业每股收益的调整后营业净收入 |
$ |
84,682 |
|
$ |
98,056 |
|
$ |
110,231 |
|
$ |
96,918 |
|
$ |
96,715 |
|
$ |
128,825 |
|
$ |
118,224 |
|
$ |
7,993 |
|
|
7.3 |
% |
$ |
292,971 |
|
$ |
343,762 |
|
$ |
50,791 |
|
17.3% |
|
|||
|
|
基本调整后每股营业收入 |
$ |
2.06 |
|
$ |
2.44 |
|
$ |
2.78 |
|
$ |
2.46 |
|
$ |
2.45 |
|
$ |
3.26 |
|
$ |
2.99 |
|
$ |
0.20 |
|
|
7.3 |
% |
$ |
7.27 |
|
$ |
8.70 |
|
$ |
1.43 |
|
19.6% |
|
|||
|
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|
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|
|
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|
|
稀释后每股收益: |
|
|
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|
|
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|
|
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|
|
|
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|
|
|
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|
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||
|
加权平均普通股和完全既得股权奖励 |
|
41,131,200 |
|
|
40,131,877 |
|
|
39,587,978 |
|
|
39,420,628 |
|
|
39,455,948 |
|
|
39,530,691 |
|
|
39,560,786 |
|
|
(27,192 |
) |
|
-0.1 |
% |
|
40,281,146 |
|
|
39,516,193 |
|
|
(764,953 |
) |
-1.9% |
|
||||
|
或有可发行股份的摊薄影响 |
|
107,361 |
|
|
114,090 |
|
|
122,097 |
|
|
133,544 |
|
|
124,505 |
|
|
121,595 |
|
|
117,923 |
|
|
(4,174 |
) |
|
-3.4 |
% |
|
114,516 |
|
|
121,341 |
|
|
6,825 |
|
6.0% |
|
||||
|
|
用于计算稀释每股收益的股票 |
|
41,238,561 |
|
|
40,245,967 |
|
|
39,710,075 |
|
|
39,554,172 |
|
|
39,580,453 |
|
|
39,652,286 |
|
|
39,678,709 |
|
|
(31,366 |
) |
|
-0.1 |
% |
|
40,395,662 |
|
|
39,637,534 |
|
|
(758,128 |
) |
-1.9% |
|
|||
|
|
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|
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|
|
|
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|
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||
|
可归因于Primerica公司的净收入。 |
$ |
72,469 |
|
$ |
101,510 |
|
$ |
112,101 |
|
$ |
100,084 |
|
$ |
97,872 |
|
$ |
128,162 |
|
$ |
112,456 |
|
$ |
355 |
|
|
0.3 |
% |
$ |
286,080 |
|
$ |
338,489 |
|
$ |
52,409 |
|
18.3% |
|
||||
|
可归因于未归属参与证券的收入减少 |
|
(310 |
) |
|
(436 |
) |
|
(492 |
) |
|
(431 |
) |
|
(416 |
) |
|
(524 |
) |
|
(457 |
) |
|
35 |
|
|
7.0 |
% |
|
(1,236 |
) |
|
(1,399 |
) |
|
(164 |
) |
-13.2% |
|
||||
|
|
用于计算稀释每股收益的净收入 |
$ |
72,159 |
|
$ |
101,074 |
|
$ |
111,609 |
|
$ |
99,652 |
|
$ |
97,456 |
|
$ |
127,638 |
|
$ |
111,998 |
|
$ |
390 |
|
|
0.3 |
% |
$ |
284,844 |
|
$ |
337,090 |
|
$ |
52,245 |
|
18.3% |
|
|||
|
|
稀释后每股收益 |
$ |
1.75 |
|
$ |
2.51 |
|
$ |
2.81 |
|
$ |
2.52 |
|
$ |
2.46 |
|
$ |
3.22 |
|
$ |
2.82 |
|
$ |
0.01 |
|
|
0.4 |
% |
$ |
7.05 |
|
$ |
8.50 |
|
$ |
1.45 |
|
20.6% |
|
|||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
调整后净营业收入 |
$ |
85,047 |
|
$ |
98,480 |
|
$ |
110,718 |
|
$ |
97,339 |
|
$ |
97,129 |
|
$ |
129,355 |
|
$ |
118,708 |
|
$ |
7,990 |
|
|
7.2 |
% |
$ |
294,245 |
|
$ |
345,193 |
|
$ |
50,948 |
|
17.3% |
|
||||
|
可归因于未归属参与证券的营业收入减少 |
|
(364 |
) |
|
(423 |
) |
|
(486 |
) |
|
(420 |
) |
|
(413 |
) |
|
(529 |
) |
|
(483 |
) |
|
3 |
|
|
0.6 |
% |
|
(1,271 |
) |
|
(1,427 |
) |
|
(156 |
) |
-12.3% |
|
||||
|
|
用于计算稀释营业每股收益的调整后净营业收入 |
$ |
84,683 |
|
$ |
98,057 |
|
$ |
110,232 |
|
$ |
96,919 |
|
$ |
96,717 |
|
$ |
128,827 |
|
$ |
118,225 |
|
$ |
7,993 |
|
|
7.3 |
% |
$ |
292,974 |
|
$ |
343,766 |
|
$ |
50,791 |
|
17.3% |
|
|||
|
|
稀释后调整后每股营业收入 |
$ |
2.05 |
|
$ |
2.44 |
|
$ |
2.78 |
|
$ |
2.45 |
|
$ |
2.44 |
|
$ |
3.25 |
|
$ |
2.98 |
|
$ |
0.20 |
|
|
7.3 |
% |
$ |
7.25 |
|
$ |
8.67 |
|
$ |
1.42 |
|
19.6% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
第三季度同比 |
|
|
|
|
|
|
|
YoY YTD |
|
||||||||
|
|
|
|
|
Q1 2020 |
|
Q2 2020 |
|
Q3 2020 |
|
Q4 2020 |
|
Q1 2021 |
|
Q2 2021 |
|
Q3 2021 |
|
$/# 变化 |
|
% 变化 |
|
黄大仙 2020 |
|
黄大仙 2021 |
|
$/# 变化 |
|
% 变化 |
|
|||||||||||||
年化股本回报率 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||
|
平均股东权益(1) |
$ |
1,591,303 |
|
$ |
1,586,397 |
|
$ |
1,681,563 |
|
$ |
1,778,166 |
|
$ |
1,856,539 |
|
$ |
1,947,978 |
|
$ |
2,058,852 |
|
$ |
377,289 |
|
|
22.4 |
% |
$ |
1,619,754 |
|
$ |
1,954,456 |
|
$ |
334,702 |
|
|
20.7 |
% |
|||
|
平均调整后股东权益(1) |
$ |
1,559,680 |
|
$ |
1,540,193 |
|
$ |
1,581,821 |
|
$ |
1,661,222 |
|
$ |
1,753,948 |
|
$ |
1,860,956 |
|
$ |
1,968,007 |
|
$ |
386,186 |
|
|
24.4 |
% |
$ |
1,560,564 |
|
$ |
1,860,971 |
|
$ |
300,406 |
|
|
19.2 |
% |
|||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
可归因于Primerica,Inc.股东权益回报率的净收入 |
|
18.2 |
% |
|
25.6 |
% |
|
26.7 |
% |
|
22.5 |
% |
|
21.1 |
% |
|
26.3 |
% |
|
21.8 |
% |
|
-4.8 |
% |
NM |
|
|
23.5 |
% |
|
23.1 |
% |
|
-0.5 |
% |
NM |
|
|||||
|
可归因于Primerica,Inc.的净收入调整后股东权益回报率 |
|
18.6 |
% |
|
26.4 |
% |
|
28.3 |
% |
|
24.1 |
% |
|
22.3 |
% |
|
27.5 |
% |
|
22.9 |
% |
|
-5.5 |
% |
NM |
|
|
24.4 |
% |
|
24.3 |
% |
|
-0.2 |
% |
NM |
|
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
调整后净营业收入调整后股东权益回报率 |
|
21.8 |
% |
|
25.6 |
% |
|
28.0 |
% |
|
23.4 |
% |
|
22.2 |
% |
|
27.8 |
% |
|
24.1 |
% |
|
-3.9 |
% |
NM |
|
|
25.1 |
% |
|
24.7 |
% |
|
-0.4 |
% |
NM |
|
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
资本结构 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||
|
债务与资本比率(2) |
|
19.6 |
% |
|
18.6 |
% |
|
17.9 |
% |
|
16.9 |
% |
|
16.6 |
% |
|
19.8 |
% |
|
19.7 |
% |
|
1.8 |
% |
NM |
|
|
17.9 |
% |
|
19.7 |
% |
|
1.8 |
% |
NM |
|
|||||
|
债务与资本之比,不包括AOCI(2) |
|
19.3 |
% |
|
19.2 |
% |
|
18.7 |
% |
|
18.0 |
% |
|
17.3 |
% |
|
20.8 |
% |
|
20.4 |
% |
|
1.7 |
% |
NM |
|
|
18.7 |
% |
|
20.4 |
% |
|
1.7 |
% |
NM |
|
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
|
现金和投资资产与股东权益之比 |
|
2.5 |
x |
|
2.5 |
x |
|
2.4 |
x |
|
2.4 |
x |
|
2.4 |
x |
|
2.4 |
x |
|
2.1 |
x |
|
(0.3 |
x) |
NM |
|
|
2.4 |
x |
|
2.1 |
x |
|
(0.3 |
x) |
NM |
|
|||||
|
现金和投资资产与调整后股东权益之比 |
|
2.5 |
x |
|
2.6 |
x |
|
2.6 |
x |
|
2.6 |
x |
|
2.5 |
x |
|
2.5 |
x |
|
2.2 |
x |
|
(0.4 |
x) |
NM |
|
|
2.6 |
x |
|
2.2 |
x |
|
(0.4 |
x) |
NM |
|
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
|
股票计数,期末(3) |
|
40,459,767 |
|
|
39,667,002 |
|
|
39,374,259 |
|
|
39,305,902 |
|
|
39,414,085 |
|
|
39,443,561 |
|
|
39,470,748 |
|
|
96,489 |
|
|
0.2 |
% |
|
39,374,259 |
|
|
39,470,748 |
|
|
96,489 |
|
|
0.2 |
% |
|||
|
调整后每股股东权益 |
$ |
37.85 |
|
$ |
39.05 |
|
$ |
41.01 |
|
$ |
43.45 |
|
$ |
45.67 |
|
$ |
48.72 |
|
$ |
51.03 |
|
$ |
10.02 |
|
|
24.4 |
% |
$ |
41.01 |
|
$ |
51.03 |
|
$ |
10.02 |
|
|
24.4 |
% |
|||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
财务实力评级-Primerica人寿保险公司 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||
|
穆迪(Moody‘s) |
A1 |
|
A1 |
|
A1 |
|
A1 |
|
A1 |
|
A1 |
|
A1 |
|
NM |
|
NM |
|
NM |
|
NM |
|
NM |
|
NM |
|
||||||||||||||||
|
标普(S&P) |
AA- |
|
AA- |
|
AA- |
|
AA- |
|
AA- |
|
AA- |
|
AA- |
|
NM |
|
NM |
|
NM |
|
NM |
|
NM |
|
NM |
|
||||||||||||||||
|
上午最佳 |
A+ |
|
A+ |
|
A+ |
|
A+ |
|
A+ |
|
A+ |
|
A+ |
|
NM |
|
NM |
|
NM |
|
NM |
|
NM |
|
NM |
|
||||||||||||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
控股公司高级债务评级 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||
|
穆迪(Moody‘s) |
Baa1 |
|
Baa1 |
|
Baa1 |
|
Baa1 |
|
Baa1 |
|
Baa1 |
|
Baa1 |
|
NM |
|
NM |
|
NM |
|
NM |
|
NM |
|
NM |
|
||||||||||||||||
|
标普(S&P) |
A- |
|
A- |
|
A- |
|
A- |
|
A- |
|
A- |
|
A- |
|
NM |
|
NM |
|
NM |
|
NM |
|
NM |
|
NM |
|
||||||||||||||||
|
上午最佳 |
a- |
|
a- |
|
a- |
|
a- |
|
a- |
|
a- |
|
a- |
|
NM |
|
NM |
|
NM |
|
NM |
|
NM |
|
NM |
|
(1) |
反映公司的永久股东权益,不包括临时股东权益 |
(2) |
债务与资本之比仅指母公司的债务与资本之比。债务资本比率中的资本包括股东权益和应付票据。 |
(3) |
股数反映已发行普通股,但不包括限制性股票单位(RSU)。 |
第5页,共16页
损益表 |
Primerica,Inc. 财务补充资金 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
第三季度同比 |
|
|
|
|
|
|
|
YoY YTD |
|
||||||||
(千美元) |
Q1 2020 |
|
Q2 2020 |
|
Q3 2020 |
|
Q4 2020 |
|
Q1 2021 |
|
Q2 2021 |
|
Q3 2021 |
|
$ 变化 |
|
% 变化 |
|
黄大仙 2020 |
|
黄大仙 2021 |
|
$ 变化 |
|
% 变化 |
|
|||||||||||||||||||
损益表 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
收入: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
直接保费 |
$ |
702,637 |
|
$ |
717,088 |
|
$ |
736,606 |
|
$ |
750,818 |
|
$ |
762,227 |
|
$ |
780,299 |
|
$ |
296,622 |
|
$ |
48,672 |
|
|
6.6 |
% |
$ |
2,156,331 |
|
$ |
2,327,804 |
|
$ |
171,473 |
|
|
8.0 |
% |
|||||
|
让渡保费 |
|
(386,825 |
) |
|
(402,549 |
) |
|
(393,716 |
) |
|
(397,676 |
) |
|
(395,973 |
) |
|
(413,850 |
) |
|
(168,501 |
) |
|
(7,579 |
) |
|
-1.9 |
% |
|
(1,183,090 |
) |
|
(1,211,117 |
) |
|
(28,027 |
) |
|
-2.4 |
% |
|||||
|
|
净保费 |
|
315,813 |
|
|
314,539 |
|
|
342,890 |
|
|
353,142 |
|
|
366,254 |
|
|
366,450 |
|
|
128,121 |
|
|
41,093 |
|
|
12.0 |
% |
|
973,241 |
|
|
1,116,687 |
|
|
143,446 |
|
|
14.7 |
% |
||||
|
净投资收益 |
|
15,420 |
|
|
22,710 |
|
|
22,953 |
|
|
22,731 |
|
|
20,052 |
|
|
20,535 |
|
|
834 |
|
|
(2,953 |
) |
|
-12.9 |
% |
|
61,083 |
|
|
60,588 |
|
|
(495 |
) |
|
-0.8 |
% |
|||||
|
佣金及费用: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
|
以销售为基础(1) |
|
80,891 |
|
|
62,812 |
|
|
65,600 |
|
|
75,347 |
|
|
98,112 |
|
|
104,716 |
|
|
27,297 |
|
|
29,629 |
|
|
45.2 |
% |
|
209,304 |
|
|
298,057 |
|
|
88,753 |
|
|
42.4 |
% |
||||
|
|
基于资产(2) |
|
81,395 |
|
|
78,146 |
|
|
86,695 |
|
|
93,669 |
|
|
101,241 |
|
|
108,490 |
|
|
12,217 |
|
|
26,863 |
|
|
31.0 |
% |
|
246,235 |
|
|
323,288 |
|
|
77,053 |
|
|
31.3 |
% |
||||
|
|
基于账户(3) |
|
20,204 |
|
|
20,478 |
|
|
21,008 |
|
|
21,351 |
|
|
21,120 |
|
|
21,848 |
|
|
(260 |
) |
|
448 |
|
|
2.1 |
% |
|
61,690 |
|
|
64,424 |
|
|
2,734 |
|
|
4.4 |
% |
||||
|
|
其他佣金及费用 |
|
7,579 |
|
|
10,352 |
|
|
11,999 |
|
|
13,746 |
|
|
13,571 |
|
|
15,635 |
|
|
3,636 |
|
|
27,555 |
|
NM |
|
|
29,930 |
|
|
68,759 |
|
|
38,829 |
|
|
129.7 |
% |
|||||
|
已实现投资(亏损)收益 |
|
(10,030 |
) |
|
1,742 |
|
|
642 |
|
|
2,650 |
|
|
1,766 |
|
|
701 |
|
|
(205 |
) |
|
768 |
|
|
119.5 |
% |
|
(7,645 |
) |
|
3,876 |
|
|
11,522 |
|
NM |
|
||||||
|
其他,净额 |
|
13,665 |
|
|
15,036 |
|
|
16,674 |
|
|
15,695 |
|
|
15,595 |
|
|
16,313 |
|
|
10,903 |
|
|
1,377 |
|
|
8.3 |
% |
|
45,375 |
|
|
49,958 |
|
|
4,584 |
|
|
10.1 |
% |
|||||
|
总收入 |
|
524,936 |
|
|
525,815 |
|
|
568,460 |
|
|
598,330 |
|
|
637,711 |
|
|
654,687 |
|
|
182,544 |
|
|
124,780 |
|
|
22.0 |
% |
|
1,619,211 |
|
|
1,985,638 |
|
|
366,427 |
|
|
22.6 |
% |
|||||
福利和费用: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
福利及申索 |
|
134,813 |
|
|
139,646 |
|
|
160,166 |
|
|
180,945 |
|
|
183,789 |
|
|
168,347 |
|
|
183,425 |
|
|
23,259 |
|
|
14.5 |
% |
|
434,625 |
|
|
535,561 |
|
|
100,937 |
|
|
23.2 |
% |
|||||
|
DAC摊销 |
|
70,311 |
|
|
53,177 |
|
|
47,491 |
|
|
53,342 |
|
|
66,105 |
|
|
54,286 |
|
|
62,214 |
|
|
14,723 |
|
|
31.0 |
% |
|
170,979 |
|
|
182,604 |
|
|
11,625 |
|
|
6.8 |
% |
|||||
|
保险佣金 |
|
6,844 |
|
|
6,333 |
|
|
9,694 |
|
|
9,263 |
|
|
8,740 |
|
|
8,838 |
|
|
8,412 |
|
|
(1,281 |
) |
|
-13.2 |
% |
|
22,871 |
|
|
25,990 |
|
|
3,119 |
|
|
13.6 |
% |
|||||
|
保险费 |
|
48,709 |
|
|
43,753 |
|
|
46,109 |
|
|
49,546 |
|
|
48,766 |
|
|
48,579 |
|
|
51,901 |
|
|
5,792 |
|
|
12.6 |
% |
|
138,571 |
|
|
149,246 |
|
|
10,674 |
|
|
7.7 |
% |
|||||
|
销售佣金: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
|
以销售为基础(1) |
|
56,561 |
|
|
44,834 |
|
|
46,821 |
|
|
52,931 |
|
|
68,594 |
|
|
73,629 |
|
|
67,745 |
|
|
20,924 |
|
|
44.7 |
% |
|
148,217 |
|
|
209,969 |
|
|
61,752 |
|
|
41.7 |
% |
||||
|
|
基于资产(2) |
|
36,323 |
|
|
35,673 |
|
|
39,349 |
|
|
43,227 |
|
|
46,866 |
|
|
50,488 |
|
|
53,233 |
|
|
13,884 |
|
|
35.3 |
% |
|
111,345 |
|
|
150,587 |
|
|
39,243 |
|
|
35.2 |
% |
||||
|
|
其他销售佣金 |
|
3,723 |
|
|
4,985 |
|
|
5,779 |
|
|
6,430 |
|
|
6,434 |
|
|
7,185 |
|
|
8,290 |
|
|
2,510 |
|
|
43.4 |
% |
|
14,487 |
|
|
21,908 |
|
|
7,421 |
|
|
51.2 |
% |
||||
|
利息支出 |
|
7,192 |
|
|
7,200 |
|
|
7,221 |
|
|
7,225 |
|
|
7,145 |
|
|
7,141 |
|
|
7,529 |
|
|
307 |
|
|
4.3 |
% |
|
21,614 |
|
|
21,814 |
|
|
201 |
|
|
0.9 |
% |
|||||
|
合同购置费用(4) |
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
23,524 |
|
|
23,524 |
|
|
#DIV/0 |
! |
|
— |
|
|
23,524 |
|
|
23,524 |
|
|
#DIV/0 |
! |
|||||
|
其他运营费用 |
|
65,914 |
|
|
56,152 |
|
|
59,348 |
|
|
63,781 |
|
|
72,964 |
|
|
66,730 |
|
|
79,866 |
|
|
20,518 |
|
|
34.6 |
% |
|
181,414 |
|
|
219,559 |
|
|
38,145 |
|
|
21.0 |
% |
|||||
|
福利和费用总额 |
|
430,391 |
|
|
391,753 |
|
|
421,978 |
|
|
466,690 |
|
|
509,403 |
|
|
485,222 |
|
|
546,138 |
|
|
124,160 |
|
|
29.4 |
% |
|
1,244,122 |
|
|
1,540,763 |
|
|
296,642 |
|
|
23.8 |
% |
|||||
|
所得税前收入 |
|
94,546 |
|
|
134,062 |
|
|
146,482 |
|
|
131,640 |
|
|
128,308 |
|
|
169,465 |
|
|
147,102 |
|
|
619 |
|
|
0.4 |
% |
|
375,090 |
|
|
444,875 |
|
|
69,785 |
|
|
18.6 |
% |
|||||
|
|
所得税 |
|
22,077 |
|
|
32,552 |
|
|
34,382 |
|
|
31,556 |
|
|
30,437 |
|
|
41,304 |
|
|
35,663 |
|
|
1,281 |
|
|
3.7 |
% |
|
89,010 |
|
|
107,403 |
|
|
18,393 |
|
|
20.7 |
% |
||||
|
净收入 |
$ |
72,469 |
|
$ |
101,510 |
|
$ |
112,101 |
|
$ |
100,084 |
|
$ |
97,872 |
|
$ |
128,162 |
|
$ |
111,439 |
|
$ |
(662 |
) |
|
-0.6 |
% |
$ |
286,080 |
|
$ |
337,472 |
|
$ |
51,392 |
|
|
18.0 |
% |
|||||
|
可归因于非控股权益的净收入 |
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
(1,017 |
) |
|
(1,017 |
) |
|
#DIV/0 |
! |
|
— |
|
|
(1,017 |
) |
|
(1,017 |
) |
|
#DIV/0 |
! |
|||||
|
|
可归因于Primerica公司的净收入。 |
$ |
72,469 |
|
$ |
101,510 |
|
$ |
112,101 |
|
$ |
100,084 |
|
$ |
97,872 |
|
$ |
128,162 |
|
$ |
112,456 |
|
$ |
355 |
|
|
0.3 |
% |
$ |
286,080 |
|
$ |
338,489 |
|
$ |
52,409 |
|
|
18.3 |
% |
||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
按部门划分的所得税前收入 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
定期寿命 |
$ |
82,892 |
|
$ |
94,903 |
|
$ |
105,316 |
|
$ |
89,440 |
|
$ |
88,236 |
|
$ |
116,778 |
|
$ |
107,589 |
|
$ |
2,273 |
|
|
2.2 |
% |
$ |
283,111 |
|
$ |
312,602 |
|
$ |
29,491 |
|
|
10.4 |
% |
||||||
投资储蓄产品 |
|
47,700 |
|
|
46,859 |
|
|
51,372 |
|
|
56,713 |
|
|
63,363 |
|
|
71,154 |
|
|
69,369 |
|
|
17,997 |
|
|
35.0 |
% |
|
145,931 |
|
|
203,886 |
|
|
57,954 |
|
|
39.7 |
% |
||||||
高级健康 |
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
(8,489 |
) |
|
(8,489 |
) |
|
#DIV/0 |
! |
|
— |
|
|
(8,489 |
) |
|
(8,489 |
) |
|
#DIV/0 |
! |
||||||
公司和其他分布式产品 |
|
(36,046 |
) |
|
(7,700 |
) |
|
(10,206 |
) |
|
(14,514 |
) |
|
(23,290 |
) |
|
(18,467 |
) |
|
(21,367 |
) |
|
(11,161 |
) |
|
-109.4 |
% |
|
(53,952 |
) |
|
(63,124 |
) |
|
(9,172 |
) |
|
-17.0 |
% |
||||||
|
所得税前收入 |
$ |
94,546 |
|
$ |
134,062 |
|
$ |
146,482 |
|
$ |
131,640 |
|
$ |
128,308 |
|
$ |
169,465 |
|
$ |
147,102 |
|
$ |
619 |
|
|
0.4 |
% |
$ |
375,090 |
|
$ |
444,875 |
|
$ |
69,785 |
|
|
18.6 |
% |
(1) |
基于销售的收入或佣金支出,与共同基金和可变年金的销售有关。 |
(2) |
基于资产的收入或佣金支出,与我们赚取持续服务、分销和其他费用的客户账户中的资产价值有关。 |
(3) |
基于账户-与我们管理的产生费用的客户账户相关的收入。 |
(4) |
合同获取成本(CAC)-包括通过内部和外部渠道获取高级保健产品线索所产生的直接营销成本,包括支付给Primerica代表的佣金,以及EtQ代理薪酬、培训和许可成本 |
第6次,共16次
损益表GAAP与非GAAP财务指标的对账 |
Primerica,Inc. 财务补充资金 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
第三季度同比 |
|
|
|
|
|
|
|
YoY YTD |
|
||||||||
(千美元) |
Q1 2020 |
|
Q2 2020 |
|
Q3 2020 |
|
Q4 2020 |
|
Q1 2021 |
|
Q2 2021 |
|
Q3 2021 |
|
$ 变化 |
|
% 变化 |
|
黄大仙 2020 |
|
黄大仙 2021 |
|
$ 变化 |
|
% 变化 |
|
|||||||||||||||||||
定期人寿直接保费与定期人寿调整后直接保费的对账 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
定期人寿直接保费 |
$ |
696,564 |
|
$ |
711,188 |
|
$ |
730,273 |
|
$ |
745,559 |
|
$ |
756,514 |
|
$ |
774,500 |
|
$ |
779,490 |
|
$ |
49,217 |
|
|
6.7 |
% |
$ |
2,138,024 |
|
$ |
2,310,504 |
|
$ |
172,479 |
|
|
8.1 |
% |
|||||
|
减少:保费让给IPO共同保险公司 |
|
260,076 |
|
|
257,529 |
|
|
254,938 |
|
|
253,039 |
|
|
249,944 |
|
|
246,874 |
|
|
241,439 |
|
|
(13,500 |
) |
|
-5.3 |
% |
|
772,543 |
|
|
738,257 |
|
|
(34,286 |
) |
|
-4.4 |
% |
|||||
|
经定期人寿调整的直接保费 |
$ |
436,488 |
|
$ |
453,659 |
|
$ |
475,335 |
|
$ |
492,520 |
|
$ |
506,570 |
|
$ |
527,626 |
|
$ |
538,051 |
|
$ |
62,716 |
|
|
13.2 |
% |
$ |
1,365,482 |
|
$ |
1,572,247 |
|
$ |
206,765 |
|
|
15.1 |
% |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
定期人寿让出保费与定期人寿其他让出保费的对账 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
定期人寿让出保费 |
$ |
(385,232 |
) |
$ |
(400,919 |
) |
$ |
(392,004 |
) |
$ |
(395,767 |
) |
$ |
(394,550 |
) |
$ |
(412,028 |
) |
$ |
(399,835 |
) |
$ |
(7,831 |
) |
|
-2.0 |
% |
$ |
(1,178,155 |
) |
$ |
(1,206,413 |
) |
$ |
(28,259 |
) |
|
-2.4 |
% |
|||||
|
减少:保费让给IPO共同保险公司 |
|
(260,076 |
) |
|
(257,529 |
) |
|
(254,938 |
) |
|
(253,039 |
) |
|
(249,944 |
) |
|
(246,874 |
) |
|
(241,439 |
) |
|
13,500 |
|
|
5.3 |
% |
|
(772,543 |
) |
|
(738,257 |
) |
|
34,286 |
|
|
4.4 |
% |
|||||
|
定期人寿其他让渡保费 |
$ |
(125,156 |
) |
$ |
(143,390 |
) |
$ |
(137,066 |
) |
$ |
(142,728 |
) |
$ |
(144,606 |
) |
$ |
(165,154 |
) |
$ |
(158,397 |
) |
$ |
(21,331 |
) |
|
-15.6 |
% |
$ |
(405,612 |
) |
$ |
(468,156 |
) |
$ |
(62,545 |
) |
|
-15.4 |
% |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
从净投资收益到调整后投资净收益的对账 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
净投资收益 |
$ |
15,420 |
|
$ |
22,710 |
|
$ |
22,953 |
|
$ |
22,731 |
|
$ |
20,052 |
|
$ |
20,535 |
|
$ |
20,000 |
|
$ |
(2,953 |
) |
|
-12.9 |
% |
$ |
61,083 |
|
$ |
60,588 |
|
$ |
(495 |
) |
|
-0.8 |
% |
|||||
|
减去:MTM投资调整 |
|
(6,379 |
) |
|
2,259 |
|
|
1,165 |
|
|
960 |
|
|
(793 |
) |
|
(170 |
) |
|
(640 |
) |
NM |
|
NM |
|
|
(2,956 |
) |
|
(1,603 |
) |
NM |
|
NM |
|
|||||||||
|
调整后的净投资收益 |
$ |
21,799 |
|
$ |
20,451 |
|
$ |
21,788 |
|
$ |
21,771 |
|
$ |
20,845 |
|
$ |
20,705 |
|
$ |
20,640 |
|
$ |
(1,148 |
) |
|
-5.3 |
% |
$ |
64,038 |
|
$ |
62,191 |
|
$ |
(1,847 |
) |
|
-2.9 |
% |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
其他营业费用对账调整后的其他营业费用 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
其他运营费用 |
$ |
65,914 |
|
$ |
56,152 |
|
$ |
59,348 |
|
$ |
63,781 |
|
$ |
72,964 |
|
$ |
66,730 |
|
$ |
79,866 |
|
$ |
20,518 |
|
|
34.6 |
% |
$ |
181,414 |
|
$ |
219,559 |
|
$ |
38,145 |
|
|
21.0 |
% |
|||||
|
减去:电子报价单交易相关成本 |
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
2,109 |
|
|
10,027 |
|
NM |
|
NM |
|
|
— |
|
|
12,136 |
|
NM |
|
NM |
|
|||||||||
|
减去:股权补偿换取收购期间交换的奖励 |
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
(1,004 |
) |
NM |
|
NM |
|
|
— |
|
|
(1,004 |
) |
NM |
|
NM |
|
|||||||||
|
调整后的其他运营费用 |
$ |
65,914 |
|
$ |
56,152 |
|
$ |
59,348 |
|
$ |
63,781 |
|
$ |
72,964 |
|
$ |
64,620 |
|
$ |
70,843 |
|
$ |
11,496 |
|
|
19.4 |
% |
$ |
181,414 |
|
$ |
208,427 |
|
$ |
27,014 |
|
|
14.9 |
% |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
从总收入到调整后营业收入的对账 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
总收入 |
$ |
524,936 |
|
$ |
525,815 |
|
$ |
568,460 |
|
$ |
598,330 |
|
$ |
637,711 |
|
$ |
654,687 |
|
$ |
693,240 |
|
$ |
124,780 |
|
|
22.0 |
% |
$ |
1,619,211 |
|
$ |
1,985,638 |
|
$ |
366,427 |
|
|
22.6 |
% |
|||||
|
减去:已实现投资收益/(亏损) |
|
(10,030 |
) |
|
1,742 |
|
|
642 |
|
|
2,650 |
|
|
1,766 |
|
|
701 |
|
|
1,410 |
|
NM |
|
NM |
|
|
(7,645 |
) |
|
3,876 |
|
NM |
|
NM |
|
|||||||||
|
减去:MTM投资调整 |
|
(6,379 |
) |
|
2,259 |
|
|
1,165 |
|
|
960 |
|
|
(793 |
) |
|
(170 |
) |
|
(640 |
) |
NM |
|
NM |
|
|
(2,956 |
) |
|
(1,603 |
) |
NM |
|
NM |
|
|||||||||
|
调整后的营业收入 |
$ |
541,346 |
|
$ |
521,813 |
|
$ |
566,653 |
|
$ |
594,720 |
|
$ |
636,738 |
|
$ |
654,156 |
|
$ |
692,470 |
|
$ |
125,817 |
|
|
22.2 |
% |
$ |
1,629,812 |
|
$ |
1,983,365 |
|
$ |
353,553 |
|
|
21.7 |
% |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
所得税前收入与所得税前调整后营业收入的对账 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
所得税前收入 |
$ |
94,546 |
|
$ |
134,062 |
|
$ |
146,482 |
|
$ |
131,640 |
|
$ |
128,308 |
|
$ |
169,465 |
|
$ |
147,102 |
|
$ |
619 |
|
|
0.4 |
% |
$ |
375,090 |
|
$ |
444,875 |
|
$ |
69,785 |
|
|
18.6 |
% |
|||||
|
减去:已实现投资收益/(亏损) |
|
(10,030 |
) |
|
1,742 |
|
|
642 |
|
|
2,650 |
|
|
1,766 |
|
|
701 |
|
|
1,410 |
|
NM |
|
NM |
|
|
(7,645 |
) |
|
3,876 |
|
NM |
|
NM |
|
|||||||||
|
减去:MTM投资调整 |
|
(6,379 |
) |
|
2,259 |
|
|
1,165 |
|
|
960 |
|
|
(793 |
) |
|
(170 |
) |
|
(640 |
) |
NM |
|
NM |
|
|
(2,956 |
) |
|
(1,603 |
) |
NM |
|
NM |
|
|||||||||
|
减去:电子报价单交易相关成本 |
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
(2,109 |
) |
|
(10,027 |
) |
NM |
|
NM |
|
|
— |
|
|
(12,136 |
) |
NM |
|
NM |
|
|||||||||
|
减去:股权补偿换取收购期间交换的奖励 |
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
1,004 |
|
NM |
|
NM |
|
|
— |
|
|
1,004 |
|
NM |
|
NM |
|
|||||||||
|
减去:所得税前的非控股权益 |
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
(1,465 |
) |
NM |
|
NM |
|
|
— |
|
|
(1,465 |
) |
NM |
|
NM |
|
|||||||||
|
调整后的所得税前营业收入 |
$ |
110,955 |
|
$ |
130,060 |
|
$ |
144,676 |
|
$ |
128,030 |
|
$ |
127,335 |
|
$ |
171,044 |
|
$ |
156,819 |
|
$ |
12,144 |
|
|
8.4 |
% |
$ |
385,691 |
|
$ |
455,198 |
|
$ |
69,507 |
|
|
18.0 |
% |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
从净收入到调整后净营业收入的对账 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
净收入 |
$ |
72,469 |
|
$ |
101,510 |
|
$ |
112,101 |
|
$ |
100,084 |
|
$ |
97,872 |
|
$ |
128,162 |
|
$ |
111,439 |
|
$ |
(662 |
) |
|
-0.6 |
% |
$ |
286,080 |
|
$ |
337,472 |
|
$ |
51,392 |
|
|
18.0 |
% |
|||||
|
减去:已实现投资收益/(亏损) |
|
(10,030 |
) |
|
1,742 |
|
|
642 |
|
|
2,650 |
|
|
1,766 |
|
|
701 |
|
|
1,410 |
|
NM |
|
NM |
|
|
(7,645 |
) |
|
3,876 |
|
NM |
|
NM |
|
|||||||||
|
减去:MTM投资调整 |
|
(6,379 |
) |
|
2,259 |
|
|
1,165 |
|
|
960 |
|
|
(793 |
) |
|
(170 |
) |
|
(640 |
) |
NM |
|
NM |
|
|
(2,956 |
) |
|
(1,603 |
) |
NM |
|
NM |
|
|||||||||
|
减去:电子电话报价与交易相关的成本 |
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
(2,109 |
) |
|
(10,027 |
) |
NM |
|
NM |
|
|
— |
|
|
(12,136 |
) |
NM |
|
NM |
|
|||||||||
|
减去:股权补偿换取收购期间交换的奖励 |
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
1,004 |
|
NM |
|
NM |
|
|
— |
|
|
1,004 |
|
NM |
|
NM |
|
|||||||||
|
减去:所得税前的非控股权益 |
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
(1,465 |
) |
NM |
|
NM |
|
|
— |
|
|
(1,465 |
) |
NM |
|
NM |
|
|||||||||
|
减去:对帐项目的税收影响 |
|
3,832 |
|
|
(972 |
) |
|
(424 |
) |
|
(865 |
) |
|
(231 |
) |
|
385 |
|
|
2,449 |
|
NM |
|
NM |
|
|
2,436 |
|
|
2,602 |
|
NM |
|
NM |
|
|||||||||
|
调整后净营业收入 |
$ |
85,047 |
|
$ |
98,480 |
|
$ |
110,718 |
|
$ |
97,339 |
|
$ |
97,129 |
|
$ |
129,355 |
|
$ |
118,708 |
|
$ |
7,990 |
|
|
7.2 |
% |
$ |
294,245 |
|
$ |
345,193 |
|
$ |
50,948 |
|
|
17.3 |
% |
16次中的7次
损益表GAAP与非GAAP财务指标的对账 |
Primerica,Inc. 财务补充资金 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
第三季度同比 |
|
|
YoY YTD |
||
(千美元) |
Q1 2020 |
Q2 2020 |
Q3 2020 |
Q4 2020 |
Q1 2021 |
Q2 2021 |
Q3 2021 |
$ 变化 |
% 变化 |
黄大仙 2020 |
黄大仙 2021 |
$ 变化 |
% 变化 |
||||||
老年健康税前收入与老年健康调整后所得税前营业收入的对账 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
所得税前收入 |
北美 |
北美 |
北美 |
北美 |
北美 |
北美 |
$(8,489) |
北美 |
北美 |
北美 |
$(8,489) |
北美 |
北美 |
|||||
|
减去:电子电话报价与交易相关的成本 |
北美 |
北美 |
北美 |
北美 |
北美 |
北美 |
(417) |
北美 |
北美 |
北美 |
(417) |
北美 |
北美 |
|||||
|
减去:非控股权益 |
北美 |
北美 |
北美 |
北美 |
北美 |
北美 |
(1,465) |
北美 |
北美 |
北美 |
(1,465) |
北美 |
北美 |
|||||
|
调整后的所得税前营业收入 |
北美 |
北美 |
北美 |
北美 |
北美 |
北美 |
$(6,608) |
北美 |
北美 |
北美 |
$(6,608) |
北美 |
北美 |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
所得税前C&O收入与所得税前C&O调整后营业收入的对账 |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
所得税前收入 |
$(36,046) |
$(7,700) |
$(10,206) |
$(14,514) |
$(23,290) |
$(18,467) |
$(21,367) |
$(11,161) |
-109.4% |
$(53,952) |
$(63,124) |
$(9,172) |
-17.0% |
|||||
|
减去:已实现投资收益/(亏损) |
(10,030) |
1,742 |
642 |
2,650 |
1,766 |
701 |
1,410 |
NM |
NM |
(7,645) |
3,876 |
NM |
NM |
|||||
|
减去:MTM投资调整 |
(6,379) |
2,259 |
1,165 |
960 |
(793) |
(170) |
(640) |
NM |
NM |
(2,956) |
(1,603) |
NM |
NM |
|||||
|
减去:电子电话报价与交易相关的成本 |
— |
— |
— |
— |
— |
(2,109) |
(9,610) |
NM |
NM |
— |
(11,719) |
NM |
NM |
|||||
|
减去:股权补偿换取收购期间交换的奖励 |
— |
— |
— |
— |
— |
— |
1,004 |
NM |
NM |
— |
1,004 |
NM |
NM |
|||||
|
调整后的所得税前营业收入 |
$(19,637) |
$(11,702) |
$(12,013) |
$(18,124) |
$(24,263) |
$(16,888) |
$(13,531) |
$(1,518) |
-12.6% |
$(43,351) |
$(54,682) |
$(11,331) |
-26.1% |
第8页,共16页
定期人寿保险--财务业绩与分析 |
Primerica,Inc. 财务补充资金 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
第三季度同比 |
|
|
|
|
|
|
|
YoY YTD |
|
||||||||
(千美元) |
Q1 2020 |
|
Q2 2020 |
|
Q3 2020 |
|
Q4 2020 |
|
Q1 2021 |
|
Q2 2021 |
|
Q3 2021 |
|
$ 变化 |
|
% 变化 |
|
黄大仙 2020 |
|
黄大仙 2021 |
|
$ 变化 |
|
% 变化 |
|
|||||||||||||||||||
定期人寿保险所得税前收入 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
收入: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
直接保费 |
$ |
696,564 |
|
$ |
711,188 |
|
$ |
730,273 |
|
$ |
745,559 |
|
$ |
756,514 |
|
$ |
774,500 |
|
$ |
779,490 |
|
$ |
49,217 |
|
|
6.7 |
% |
$ |
2,138,024 |
|
$ |
2,310,504 |
|
$ |
172,479 |
|
|
8.1 |
% |
|||||
|
保费分给IPO共同保险公司(1) |
|
(260,076 |
) |
|
(257,529 |
) |
|
(254,938 |
) |
|
(253,039 |
) |
|
(249,944 |
) |
|
(246,874 |
) |
|
(241,439 |
) |
|
13,500 |
|
|
5.3 |
% |
|
(772,543 |
) |
|
(738,257 |
) |
|
34,286 |
|
|
4.4 |
% |
|||||
|
调整后的直接保费(2) |
|
436,488 |
|
|
453,659 |
|
|
475,335 |
|
|
492,520 |
|
|
506,570 |
|
|
527,626 |
|
|
538,051 |
|
|
62,716 |
|
|
13.2 |
% |
|
1,365,482 |
|
|
1,572,247 |
|
|
206,765 |
|
|
15.1 |
% |
|||||
|
其他转让保费(3) |
|
(125,156 |
) |
|
(143,390 |
) |
|
(137,066 |
) |
|
(142,728 |
) |
|
(144,606 |
) |
|
(165,154 |
) |
|
(158,397 |
) |
|
(21,331 |
) |
|
-15.6 |
% |
|
(405,612 |
) |
|
(468,156 |
) |
|
(62,545 |
) |
|
-15.4 |
% |
|||||
|
净保费 |
|
311,332 |
|
|
310,269 |
|
|
338,269 |
|
|
349,792 |
|
|
361,964 |
|
|
362,472 |
|
|
379,654 |
|
|
41,386 |
|
|
12.2 |
% |
|
959,870 |
|
|
1,104,090 |
|
|
144,221 |
|
|
15.0 |
% |
|||||
|
分配的投资净收益 |
|
6,246 |
|
|
6,538 |
|
|
6,813 |
|
|
7,432 |
|
|
8,253 |
|
|
8,751 |
|
|
9,320 |
|
|
2,506 |
|
|
36.8 |
% |
|
19,598 |
|
|
26,324 |
|
|
6,726 |
|
|
34.3 |
% |
|||||
|
其他,净额 |
|
10,168 |
|
|
11,426 |
|
|
12,717 |
|
|
11,768 |
|
|
11,810 |
|
|
12,315 |
|
|
12,476 |
|
|
(241 |
) |
|
-1.9 |
% |
|
34,311 |
|
|
36,601 |
|
|
2,290 |
|
|
6.7 |
% |
|||||
|
收入 |
|
327,747 |
|
|
328,233 |
|
|
357,799 |
|
|
368,992 |
|
|
382,028 |
|
|
383,537 |
|
|
401,450 |
|
|
43,651 |
|
|
12.2 |
% |
|
1,013,779 |
|
|
1,167,016 |
|
|
153,237 |
|
|
15.1 |
% |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
福利和费用: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
福利及申索 |
|
128,563 |
|
|
135,409 |
|
|
156,209 |
|
|
173,767 |
|
|
178,963 |
|
|
162,488 |
|
|
179,696 |
|
|
23,487 |
|
|
15.0 |
% |
|
420,182 |
|
|
521,148 |
|
|
100,966 |
|
|
24.0 |
% |
|||||
|
DAC摊销 |
|
65,840 |
|
|
52,730 |
|
|
45,529 |
|
|
52,109 |
|
|
62,584 |
|
|
52,235 |
|
|
59,287 |
|
|
13,758 |
|
|
30.2 |
% |
|
164,099 |
|
|
174,106 |
|
|
10,007 |
|
|
6.1 |
% |
|||||
|
保险佣金 |
|
3,286 |
|
|
2,884 |
|
|
5,946 |
|
|
5,477 |
|
|
4,869 |
|
|
4,785 |
|
|
4,345 |
|
|
(1,601 |
) |
|
-26.9 |
% |
|
12,115 |
|
|
13,999 |
|
|
1,884 |
|
|
15.6 |
% |
|||||
|
保险费 |
|
47,165 |
|
|
42,306 |
|
|
44,800 |
|
|
48,199 |
|
|
47,375 |
|
|
47,252 |
|
|
50,534 |
|
|
5,734 |
|
|
12.8 |
% |
|
134,272 |
|
|
145,160 |
|
|
10,888 |
|
|
8.1 |
% |
|||||
|
福利和费用 |
|
244,855 |
|
|
233,330 |
|
|
252,483 |
|
|
279,551 |
|
|
293,792 |
|
|
266,760 |
|
|
293,862 |
|
|
41,379 |
|
|
16.4 |
% |
|
730,668 |
|
|
854,414 |
|
|
123,746 |
|
|
16.9 |
% |
|||||
|
所得税前收入 |
$ |
82,892 |
|
$ |
94,903 |
|
$ |
105,316 |
|
$ |
89,440 |
|
$ |
88,236 |
|
$ |
116,778 |
|
$ |
107,589 |
|
$ |
2,273 |
|
|
2.2 |
% |
$ |
283,111 |
|
$ |
312,602 |
|
$ |
29,491 |
|
|
10.4 |
% |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
全定期人寿保险-财务分析 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
IPO后直接溢价(4) |
$ |
336,921 |
|
$ |
352,353 |
|
$ |
372,852 |
|
$ |
388,303 |
|
$ |
401,106 |
|
$ |
420,865 |
|
$ |
431,022 |
|
$ |
58,170 |
|
|
15.6 |
% |
$ |
1,062,125 |
|
$ |
1,252,993 |
|
$ |
190,868 |
|
|
18.0 |
% |
|||||
|
IPO前直接溢价(5) |
|
359,643 |
|
|
358,835 |
|
|
357,421 |
|
|
357,256 |
|
|
355,408 |
|
|
353,635 |
|
|
348,468 |
|
|
(8,953 |
) |
|
-2.5 |
% |
|
1,075,899 |
|
|
1,057,511 |
|
|
(18,389 |
) |
|
-1.7 |
% |
|||||
|
直接保费总额 |
$ |
696,564 |
|
$ |
711,188 |
|
$ |
730,273 |
|
$ |
745,559 |
|
$ |
756,514 |
|
$ |
774,500 |
|
$ |
779,490 |
|
$ |
49,217 |
|
|
6.7 |
% |
$ |
2,138,024 |
|
$ |
2,310,504 |
|
$ |
172,479 |
|
|
8.1 |
% |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
保费被让给IPO共同保险公司 |
$ |
260,076 |
|
$ |
257,529 |
|
$ |
254,938 |
|
$ |
253,039 |
|
$ |
249,944 |
|
$ |
246,874 |
|
$ |
241,439 |
|
$ |
(13,500 |
) |
|
-5.3 |
% |
$ |
772,543 |
|
$ |
738,257 |
|
$ |
(34,286 |
) |
|
-4.4 |
% |
|||||
|
首次公开募股前直接溢价的百分比 |
|
72.3 |
% |
|
71.8 |
% |
|
71.3 |
% |
|
70.8 |
% |
|
70.3 |
% |
|
69.8 |
% |
|
69.3 |
% |
NM |
|
NM |
|
|
71.8 |
% |
|
69.8 |
% |
NM |
|
NM |
|
|||||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
福利和索赔,净额(6) |
$ |
253,719 |
|
$ |
278,799 |
|
$ |
293,275 |
|
$ |
316,495 |
|
$ |
323,569 |
|
$ |
327,642 |
|
$ |
338,093 |
|
$ |
44,818 |
|
|
15.3 |
% |
$ |
825,793 |
|
$ |
989,304 |
|
$ |
163,511 |
|
|
19.8 |
% |
|||||
|
调整后直接保费的百分比 |
|
58.1 |
% |
|
61.5 |
% |
|
61.7 |
% |
|
64.3 |
% |
|
63.9 |
% |
|
62.1 |
% |
|
62.8 |
% |
NM |
|
NM |
|
|
60.5 |
% |
|
62.9 |
% |
NM |
|
NM |
|
|||||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
DAC摊销和保险佣金 |
$ |
69,126 |
|
$ |
55,614 |
|
$ |
51,474 |
|
$ |
57,585 |
|
$ |
67,454 |
|
$ |
57,020 |
|
$ |
63,632 |
|
$ |
12,158 |
|
|
23.6 |
% |
$ |
176,214 |
|
$ |
188,106 |
|
$ |
11,891 |
|
|
6.7 |
% |
|||||
|
调整后直接保费的百分比 |
|
15.8 |
% |
|
12.3 |
% |
|
10.8 |
% |
|
11.7 |
% |
|
13.3 |
% |
|
10.8 |
% |
|
11.8 |
% |
NM |
|
NM |
|
|
12.9 |
% |
|
12.0 |
% |
NM |
|
NM |
|
|||||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
保险费净额(7) |
$ |
36,997 |
|
$ |
30,881 |
|
$ |
32,083 |
|
$ |
36,431 |
|
$ |
35,565 |
|
$ |
34,937 |
|
$ |
38,057 |
|
$ |
5,974 |
|
|
18.6 |
% |
$ |
99,961 |
|
$ |
108,559 |
|
$ |
8,598 |
|
|
8.6 |
% |
|||||
|
调整后直接保费的百分比 |
|
8.5 |
% |
|
6.8 |
% |
|
6.7 |
% |
|
7.4 |
% |
|
7.0 |
% |
|
6.6 |
% |
|
7.1 |
% |
NM |
|
NM |
|
|
7.3 |
% |
|
6.9 |
% |
NM |
|
NM |
|
|||||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
所得税前终身总收入 |
$ |
82,892 |
|
$ |
94,903 |
|
$ |
105,316 |
|
$ |
89,440 |
|
$ |
88,236 |
|
$ |
116,778 |
|
$ |
107,589 |
|
$ |
2,273 |
|
|
2.2 |
% |
$ |
283,111 |
|
$ |
312,602 |
|
$ |
29,491 |
|
|
10.4 |
% |
|||||
|
定期寿险营业利润率(8) |
|
19.0 |
% |
|
20.9 |
% |
|
22.2 |
% |
|
18.2 |
% |
|
17.4 |
% |
|
22.1 |
% |
|
20.0 |
% |
NM |
|
NM |
|
|
20.7 |
% |
|
19.9 |
% |
NM |
|
NM |
|
(1) |
让给IPO共同保险公司的保费-根据IPO共同保险交易让给IPO共同保险公司的保费,不包括IPO共同保险公司对之前存在的再保险协议的任何报销。 |
(2) |
调整后的直接保费-扣除转让给IPO共同保险公司的保费后的直接保费。 |
(3) |
其他放弃的保费-在扣除IPO共同保险公司的任何适用报销后,向非IPO共同保险公司让出的保费。 |
(4) |
IPO后直接保费-不受2010年IPO共同保险交易影响的直接保费。 |
(5) |
IPO前直接保费-受2010年IPO共同保险交易影响的直接保费。 |
(6) |
福利和索赔、净福利和索赔扣除其他让渡保费后的净额,这些保费主要是YRT。 |
(7) |
保险费净额-扣除其他净收入后的保险费净额。 |
(8) |
定期寿险营业利润率-定期寿险所得税前营业收入占调整后直接保费的百分比。 |
16次中的第9次
定期人寿保险-主要统计数据 |
Primerica,Inc. 财务补充资金 |
|
|
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|
|
|
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
第三季度同比 |
|
|
|
|
|
|
|
YoY YTD |
|
||||||||
|
(除非特别注明,否则以千美元为单位) |
Q1 2020 |
|
Q2 2020 |
|
Q3 2020 |
|
Q4 2020 |
|
Q1 2021 |
|
Q2 2021 |
|
Q3 2021 |
|
$/# 变化 |
|
% 变化 |
|
黄大仙 2020 |
|
黄大仙 2021 |
|
$/# 变化 |
|
% 变化 |
|
||||||||||||||||||
|
关键统计信息 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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|
|
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|
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|
|||||
|
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|
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
持有人寿保险执照的销售队伍,期初 |
|
130,522 |
|
|
130,095 |
|
|
134,157 |
|
|
136,306 |
|
|
134,907 |
|
|
132,030 |
|
|
132,041 |
|
|
(2,116 |
) |
|
-1.6 |
% |
|
130,522 |
|
|
134,907 |
|
|
4,385 |
|
|
3.4 |
% |
|||||
|
|
新寿险执照代表 |
|
10,599 |
|
|
12,250 |
|
|
13,138 |
|
|
12,119 |
|
|
10,833 |
|
|
10,112 |
|
|
9,381 |
|
|
(3,757 |
) |
|
-28.6 |
% |
|
35,987 |
|
|
30,326 |
|
|
(5,661 |
) |
|
-15.7 |
% |
||||
|
|
不续签和终止的代表 |
|
(11,026 |
) |
|
(8,188 |
) |
|
(10,989 |
) |
|
(13,518 |
) |
|
(13,710 |
) |
|
(10,101 |
) |
|
(11,399 |
) |
|
(410 |
) |
|
-3.7 |
% |
|
(30,203 |
) |
|
(35,210 |
) |
|
(5,007 |
) |
|
-16.6 |
% |
||||
|
持有人寿保险执照的销售队伍,期末 |
|
130,095 |
|
|
134,157 |
|
|
136,306 |
|
|
134,907 |
|
|
132,030 |
|
|
132,041 |
|
|
130,023 |
|
|
(6,283 |
) |
|
-4.6 |
% |
|
136,306 |
|
|
130,023 |
|
|
(6,283 |
) |
|
-4.6 |
% |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
估计年化已发行定期寿险保费($mills)(1): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
|
新保单的保费 |
$ |
61.5 |
|
$ |
77.7 |
|
$ |
86.0 |
|
$ |
78.4 |
|
$ |
74.5 |
|
$ |
82.6 |
|
$ |
70.7 |
|
$ |
(15.3 |
) |
|
-17.8 |
% |
$ |
225.2 |
|
$ |
227.8 |
|
$ |
2.6 |
|
|
1.2 |
% |
||||
|
|
保费的增加及增加 |
|
15.0 |
|
|
17.8 |
|
|
17.9 |
|
|
18.1 |
|
|
18.0 |
|
|
20.3 |
|
|
19.5 |
|
|
1.6 |
|
|
9.1 |
% |
|
50.7 |
|
|
57.9 |
|
|
7.2 |
|
|
14.1 |
% |
||||
|
|
|
|
估计年化已发行定期寿险保费总额 |
$ |
76.5 |
|
$ |
95.5 |
|
$ |
103.9 |
|
$ |
96.5 |
|
$ |
92.5 |
|
$ |
103.0 |
|
$ |
90.2 |
|
$ |
(13.7 |
) |
|
-13.1 |
% |
$ |
276.0 |
|
$ |
285.7 |
|
$ |
9.8 |
|
|
3.5 |
% |
||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
签发的定期寿险保单 |
|
71,318 |
|
|
94,044 |
|
|
100,199 |
|
|
87,307 |
|
|
82,667 |
|
|
90,071 |
|
|
75,914 |
|
|
(24,285 |
) |
|
-24.2 |
% |
|
265,561 |
|
|
248,652 |
|
|
(16,909 |
) |
|
-6.4 |
% |
|||||
|
每份保单的估计平均年化已发行定期人寿保险费(1)(2) |
$ |
863 |
|
$ |
826 |
|
$ |
858 |
|
$ |
898 |
|
$ |
901 |
|
$ |
917 |
|
$ |
931 |
|
$ |
73 |
|
|
8.5 |
% |
$ |
848 |
|
$ |
916 |
|
$ |
68 |
|
|
8.0 |
% |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
有效期限寿命面金额,期初($Mills) |
$ |
808,262 |
|
$ |
804,512 |
|
$ |
821,998 |
|
$ |
840,227 |
|
$ |
858,818 |
|
$ |
869,643 |
|
$ |
886,519 |
|
$ |
64,522 |
|
|
7.8 |
% |
$ |
808,262 |
|
$ |
858,818 |
|
$ |
50,556 |
|
|
6.3 |
% |
|||||
|
|
已发行定期人寿面额(3) |
|
23,221 |
|
|
27,754 |
|
|
30,104 |
|
|
28,357 |
|
|
26,643 |
|
|
29,981 |
|
|
26,219 |
|
|
(3,885 |
) |
|
-12.9 |
% |
|
81,079 |
|
|
82,843 |
|
|
1,764 |
|
|
2.2 |
% |
||||
|
|
终止期限寿命面金额 |
|
(18,294 |
) |
|
(14,315 |
) |
|
(13,733 |
) |
|
(14,506 |
) |
|
(17,240 |
) |
|
(14,706 |
) |
|
(16,241 |
) |
|
(2,508 |
) |
|
-18.3 |
% |
|
(46,343 |
) |
|
(48,187 |
) |
|
(1,845 |
) |
|
-4.0 |
% |
||||
|
|
外币影响,净额 |
|
(8,676 |
) |
|
4,046 |
|
|
1,859 |
|
|
4,740 |
|
|
1,422 |
|
|
1,602 |
|
|
(2,480 |
) |
|
(4,339 |
) |
NM |
|
|
(2,772 |
) |
|
544 |
|
|
3,315 |
|
NM |
|
||||||
|
有效期限年限面额,期末 |
$ |
804,512 |
|
$ |
821,998 |
|
$ |
840,227 |
|
$ |
858,818 |
|
$ |
869,643 |
|
$ |
886,519 |
|
$ |
894,018 |
|
$ |
53,791 |
|
|
6.4 |
% |
$ |
840,227 |
|
$ |
894,018 |
|
$ |
53,791 |
|
|
6.4 |
% |
(1)估计年化已发行定期人寿保费-估计为新保单及附加保单(免费看回前)每1,000元票面金额的平均保费乘以新保单、附加乘客及票面金额增加的实际票面金额。
(2)整美元。
(3)已发放的定期寿险票面金额-包括已发行的定期寿险保单的票面金额、在现有保单上添加的额外骑手,以及在福利增加的骑手下增加的面额。
第10次,共16次
投资和储蓄产品-财务结果和财务分析 |
Primerica,Inc. 财务补充资金 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
第三季度同比 |
|
|
|
|
|
|
|
YoY YTD |
|
||||||||
(除非特别注明,否则以千美元为单位) |
Q1 2020 |
|
Q2 2020 |
|
Q3 2020 |
|
Q4 2020 |
|
Q1 2021 |
|
Q2 2021 |
|
Q3 2021 |
|
$ 变化 |
|
% 变化 |
|
黄大仙 2020 |
|
黄大仙 2021 |
|
$ 变化 |
|
% 变化 |
|
|||||||||||||||||||
投资储蓄产品所得税前收入 |
|
|
|
|
|
|
|
|
|
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|
|
|
|
|
|
|
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|
|
|
|
|
|
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|
|
|
|
||||||
|
收入: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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|
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|||||
|
佣金及费用: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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|
|
|
|
|
|
|
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|
|
|
|
|
|||||
|
以销售为基础 |
$ |
80,891 |
|
$ |
62,812 |
|
$ |
65,600 |
|
$ |
75,347 |
|
$ |
98,112 |
|
$ |
104,716 |
|
$ |
95,229 |
|
$ |
29,629 |
|
|
45.2 |
% |
$ |
209,304 |
|
$ |
298,057 |
|
$ |
88,753 |
|
|
42.4 |
% |
|||||
|
基于资产 |
|
81,395 |
|
|
78,146 |
|
|
86,695 |
|
|
93,669 |
|
|
101,241 |
|
|
108,490 |
|
|
113,558 |
|
|
26,863 |
|
|
31.0 |
% |
|
246,235 |
|
|
323,288 |
|
|
77,053 |
|
|
31.3 |
% |
|||||
|
基于帐户的 |
|
20,204 |
|
|
20,478 |
|
|
21,008 |
|
|
21,351 |
|
|
21,120 |
|
|
21,848 |
|
|
21,456 |
|
|
448 |
|
|
2.1 |
% |
|
61,690 |
|
|
64,424 |
|
|
2,734 |
|
|
4.4 |
% |
|||||
|
其他,净额 |
|
2,542 |
|
|
2,745 |
|
|
3,034 |
|
|
2,949 |
|
|
2,949 |
|
|
2,958 |
|
|
3,094 |
|
|
60 |
|
|
2.0 |
% |
|
8,322 |
|
|
9,001 |
|
|
680 |
|
|
8.2 |
% |
|||||
|
收入 |
|
185,033 |
|
|
164,180 |
|
|
176,338 |
|
|
193,316 |
|
|
223,422 |
|
|
238,012 |
|
|
233,337 |
|
|
57,000 |
|
|
32.3 |
% |
|
525,551 |
|
|
694,772 |
|
|
169,221 |
|
|
32.2 |
% |
|||||
|
|
|
|
|
|
|
|
|
|
|
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|
|
|
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|
|
|
|
|
|
|
福利和费用: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
DAC摊销 |
|
4,305 |
|
|
100 |
|
|
1,667 |
|
|
982 |
|
|
3,275 |
|
|
1,786 |
|
|
2,580 |
|
|
913 |
|
|
54.7 |
% |
|
6,072 |
|
|
7,641 |
|
|
1,568 |
|
|
25.8 |
% |
|||||
|
保险佣金 |
|
3,201 |
|
|
3,106 |
|
|
3,377 |
|
|
3,500 |
|
|
3,572 |
|
|
3,747 |
|
|
3,747 |
|
|
370 |
|
|
10.9 |
% |
|
9,684 |
|
|
11,065 |
|
|
1,381 |
|
|
14.3 |
% |
|||||
|
销售佣金: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
以销售为基础 |
|
56,561 |
|
|
44,834 |
|
|
46,821 |
|
|
52,931 |
|
|
68,594 |
|
|
73,629 |
|
|
67,745 |
|
|
20,924 |
|
|
44.7 |
% |
|
148,217 |
|
|
209,969 |
|
|
61,752 |
|
|
41.7 |
% |
|||||
|
基于资产 |
|
36,323 |
|
|
35,673 |
|
|
39,349 |
|
|
43,227 |
|
|
46,866 |
|
|
50,488 |
|
|
53,233 |
|
|
13,884 |
|
|
35.3 |
% |
|
111,345 |
|
|
150,587 |
|
|
39,243 |
|
|
35.2 |
% |
|||||
|
其他运营费用 |
|
36,942 |
|
|
33,608 |
|
|
33,751 |
|
|
35,963 |
|
|
37,752 |
|
|
37,207 |
|
|
36,664 |
|
|
2,913 |
|
|
8.6 |
% |
|
104,302 |
|
|
111,623 |
|
|
7,322 |
|
|
7.0 |
% |
|||||
|
福利和费用 |
|
137,332 |
|
|
117,321 |
|
|
124,966 |
|
|
136,603 |
|
|
160,060 |
|
|
166,858 |
|
|
163,968 |
|
|
39,003 |
|
|
31.2 |
% |
|
379,619 |
|
|
490,886 |
|
|
111,266 |
|
|
29.3 |
% |
|||||
|
所得税前收入 |
$ |
47,700 |
|
$ |
46,859 |
|
$ |
51,372 |
|
$ |
56,713 |
|
$ |
63,363 |
|
$ |
71,154 |
|
$ |
69,369 |
|
$ |
17,997 |
|
|
35.0 |
% |
$ |
145,931 |
|
$ |
203,886 |
|
$ |
57,954 |
|
|
39.7 |
% |
|||||
|
|
|
|
|
|
|
|
|
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|
|
|
|
|
|
|
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|
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|
|
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|
|
|
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|
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|
|
|
|
|
|
|
|
财务分析 |
|
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|
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|
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|
||||||
|
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
根据客户资产价值支付的费用(1) |
$ |
5,990 |
|
$ |
5,712 |
|
$ |
6,284 |
|
$ |
6,772 |
|
$ |
6,964 |
|
$ |
7,535 |
|
$ |
7,891 |
|
$ |
1,607 |
|
|
25.6 |
% |
$ |
17,986 |
|
$ |
22,390 |
|
$ |
4,404 |
|
|
24.5 |
% |
|||||
|
根据创收职位支付的费用(2) |
|
10,248 |
|
|
9,094 |
|
|
8,747 |
|
|
9,547 |
|
|
10,451 |
|
|
10,021 |
|
|
9,128 |
|
|
380 |
|
|
4.3 |
% |
|
28,090 |
|
|
29,600 |
|
|
1,510 |
|
|
5.4 |
% |
|||||
|
其他运营费用 |
|
20,704 |
|
|
18,803 |
|
|
18,719 |
|
|
19,644 |
|
|
20,337 |
|
|
19,652 |
|
|
19,645 |
|
|
926 |
|
|
4.9 |
% |
|
58,226 |
|
|
59,634 |
|
|
1,408 |
|
|
2.4 |
% |
|||||
|
其他运营费用合计 |
$ |
36,942 |
|
$ |
33,608 |
|
$ |
33,751 |
|
$ |
35,963 |
|
$ |
37,752 |
|
$ |
37,207 |
|
$ |
36,664 |
|
$ |
2,913 |
|
|
8.6 |
% |
$ |
104,302 |
|
$ |
111,623 |
|
$ |
7,322 |
|
|
7.0 |
% |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
基于销售的净收入占创收销售额的百分比(3) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
美国 |
|
1.34 |
% |
|
1.33 |
% |
|
1.27 |
% |
|
1.31 |
% |
|
1.29 |
% |
|
1.28 |
% |
|
1.25 |
% |
NM |
|
NM |
|
|
1.31 |
% |
|
1.27 |
% |
NM |
|
NM |
|
|||||||||
|
加拿大 |
|
1.06 |
% |
|
0.87 |
% |
|
0.93 |
% |
|
0.95 |
% |
|
1.05 |
% |
|
0.96 |
% |
|
0.92 |
% |
NM |
|
NM |
|
|
0.97 |
% |
|
0.98 |
% |
NM |
|
NM |
|
|||||||||
|
总计 |
|
1.30 |
% |
|
1.27 |
% |
|
1.23 |
% |
|
1.26 |
% |
|
1.25 |
% |
|
1.23 |
% |
|
1.20 |
% |
NM |
|
NM |
|
|
1.27 |
% |
|
1.23 |
% |
NM |
|
NM |
|
|||||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
基于资产的净收入占平均资产价值的百分比(4) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
美国 |
|
0.038 |
% |
|
0.037 |
% |
|
0.038 |
% |
|
0.038 |
% |
|
0.039 |
% |
|
0.039 |
% |
|
0.039 |
% |
NM |
|
NM |
|
|
0.113 |
% |
|
0.117 |
% |
NM |
|
NM |
|
|||||||||
|
加拿大 |
|
0.098 |
% |
|
0.133 |
% |
|
0.119 |
% |
|
0.124 |
% |
|
0.103 |
% |
|
0.112 |
% |
|
0.106 |
% |
NM |
|
NM |
|
|
0.349 |
% |
|
0.321 |
% |
NM |
|
NM |
|
|||||||||
|
总计 |
|
0.047 |
% |
|
0.052 |
% |
|
0.050 |
% |
|
0.052 |
% |
|
0.049 |
% |
|
0.050 |
% |
|
0.050 |
% |
NM |
|
NM |
|
|
0.150 |
% |
|
0.149 |
% |
NM |
|
NM |
|
|||||||||
|
|
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|
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|
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|
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|
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
基于账户的每个平均收费产生职位的净收入(5)(6) |
$ |
3.70 |
|
$ |
4.19 |
|
$ |
4.45 |
|
$ |
4.23 |
|
$ |
3.77 |
|
$ |
4.08 |
|
$ |
4.17 |
|
NM |
|
NM |
|
$ |
12.35 |
|
$ |
12.03 |
|
NM |
|
NM |
|
(1) |
根据客户资产价值支付的费用-加拿大独立基金的管理费和管理账户的咨询费,这些费用与客户资产价值直接相关。 |
(2) |
根据创收职位支付的费用-记录保管费随创费职位数量的不同而变化。 |
(3) |
基于销售的净收入-佣金和手续费收入减去基于产品销售活动支付给销售人员的佣金。 |
(4) |
基于资产的净收入-佣金和手续费收入减去支付给第三方提供商的行政和咨询费,以及支付给销售人员的佣金,这些佣金是根据产品账户价值赚取的,包括摊销独立基金的递延收购成本。 |
(5) |
基于账户的净收入-手续费收入减去根据产生费用的头寸和某些直接一般费用支付给第三方提供商的记录费用。 |
(6) |
是整美元的。 |
16次中11次
投资和储蓄产品-主要统计数据 |
Primerica,Inc. 财务补充资金 |
|
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|
|
|
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|
|
|
|
|
|
第三季度同比 |
|
|
|
|
|
|
|
YoY YTD |
|
||||||||
(除非特别注明,否则以千美元为单位) |
Q1 2020 |
|
Q2 2020 |
|
Q3 2020 |
|
Q4 2020 |
|
Q1 2021 |
|
Q2 2021 |
|
Q3 2021 |
|
$/# 变化 |
|
% 变化 |
|
黄大仙 2020 |
|
黄大仙 2021 |
|
$/# 变化 |
|
% 变化 |
|
|||||||||||||||||||
关键统计信息 |
|
|
|
|
|
|
|
|
|
|
|
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|
|
|
|
|
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|
||||||
|
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|
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|
|
|
|
|
|
|
|
|
|
|
产品销售额($Mills) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
|
美国零售共同基金 |
$ |
921.0 |
|
$ |
758.4 |
|
$ |
874.1 |
|
$ |
945.5 |
|
$ |
1,261.9 |
|
$ |
1,336.1 |
|
$ |
1,247.8 |
|
$ |
373.7 |
|
|
42.8 |
% |
$ |
2,553.5 |
|
$ |
3,845.8 |
|
$ |
1,292.3 |
|
|
50.6 |
% |
||||
|
|
加拿大零售共同基金 |
|
280.9 |
|
|
165.2 |
|
|
189.6 |
|
|
256.0 |
|
|
424.0 |
|
|
357.0 |
|
|
314.8 |
|
|
125.1 |
|
|
66.0 |
% |
|
635.8 |
|
|
1,095.8 |
|
|
460.0 |
|
|
72.4 |
% |
||||
|
|
指数化年金 |
|
72.2 |
|
|
48.4 |
|
|
47.2 |
|
|
50.6 |
|
|
55.5 |
|
|
62.8 |
|
|
51.9 |
|
|
4.7 |
|
|
10.0 |
% |
|
167.8 |
|
|
170.1 |
|
|
2.4 |
|
|
1.4 |
% |
||||
|
|
可变年金和其他 |
|
600.6 |
|
|
440.5 |
|
|
421.7 |
|
|
529.3 |
|
|
627.1 |
|
|
767.6 |
|
|
668.7 |
|
|
246.9 |
|
|
58.5 |
% |
|
1,462.8 |
|
|
2,063.3 |
|
|
600.5 |
|
|
41.1 |
% |
||||
|
|
|
|
以销售为基础的创收产品销售总额 |
|
1,874.7 |
|
|
1,412.5 |
|
|
1,532.6 |
|
|
1,781.3 |
|
|
2,368.4 |
|
|
2,523.4 |
|
|
2,283.1 |
|
|
750.5 |
|
|
49.0 |
% |
|
4,819.8 |
|
|
7,175.0 |
|
|
2,355.2 |
|
|
48.9 |
% |
||
|
|
托管帐户 |
|
246.2 |
|
|
200.1 |
|
|
223.0 |
|
|
230.7 |
|
|
330.1 |
|
|
381.8 |
|
|
387.5 |
|
|
164.4 |
|
|
73.7 |
% |
|
669.3 |
|
|
1,099.3 |
|
|
430.0 |
|
|
64.2 |
% |
||||
|
|
隔离基金和其他 |
|
124.8 |
|
|
73.9 |
|
|
85.3 |
|
|
57.3 |
|
|
154.9 |
|
|
135.0 |
|
|
119.8 |
|
|
34.5 |
|
|
40.4 |
% |
|
284.0 |
|
|
409.8 |
|
|
125.8 |
|
|
44.3 |
% |
||||
|
|
|
|
产品总销售额 |
$ |
2,245.7 |
|
$ |
1,686.5 |
|
$ |
1,841.0 |
|
$ |
2,069.4 |
|
$ |
2,853.5 |
|
$ |
3,040.2 |
|
$ |
2,790.4 |
|
$ |
949.4 |
|
|
51.6 |
% |
$ |
5,773.1 |
|
$ |
8,684.1 |
|
$ |
2,911.0 |
|
|
50.4 |
% |
||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
加拿大零售共同基金 |
$ |
280.9 |
|
$ |
165.2 |
|
$ |
189.6 |
|
$ |
256.0 |
|
$ |
424.0 |
|
$ |
357.0 |
|
$ |
314.8 |
|
$ |
125.1 |
|
|
66.0 |
% |
$ |
635.8 |
|
$ |
1,095.8 |
|
$ |
460.0 |
|
|
72.4 |
% |
||||
|
|
隔离基金和其他 |
|
124.8 |
|
|
73.9 |
|
|
85.3 |
|
|
57.3 |
|
|
154.9 |
|
|
135.0 |
|
|
119.8 |
|
|
34.5 |
|
|
40.4 |
% |
|
284.0 |
|
|
409.8 |
|
|
125.8 |
|
|
44.3 |
% |
||||
|
|
|
加拿大产品总销售额 |
|
405.7 |
|
|
239.2 |
|
|
274.9 |
|
|
313.3 |
|
|
579.0 |
|
|
492.0 |
|
|
434.6 |
|
|
159.6 |
|
|
58.1 |
% |
|
919.8 |
|
|
1,505.6 |
|
|
585.8 |
|
|
63.7 |
% |
|||
|
|
|
美国产品总销售额 |
|
1,840.0 |
|
|
1,447.3 |
|
|
1,566.1 |
|
|
1,756.1 |
|
|
2,274.5 |
|
|
2,548.2 |
|
|
2,355.8 |
|
|
789.8 |
|
|
50.4 |
% |
|
4,853.4 |
|
|
7,178.5 |
|
|
2,325.2 |
|
|
47.9 |
% |
|||
|
|
|
|
产品总销售额 |
$ |
2,245.7 |
|
$ |
1,686.5 |
|
$ |
1,841.0 |
|
$ |
2,069.4 |
|
$ |
2,853.5 |
|
$ |
3,040.2 |
|
$ |
2,790.4 |
|
$ |
949.4 |
|
|
51.6 |
% |
$ |
5,773.1 |
|
$ |
8,684.1 |
|
$ |
2,911.0 |
|
|
50.4 |
% |
||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
客户资产价值,期初($Mills) |
$ |
70,537 |
|
$ |
59,036 |
|
$ |
68,224 |
|
$ |
72,606 |
|
$ |
81,533 |
|
$ |
85,888 |
|
$ |
91,735 |
|
$ |
23,511 |
|
|
34.5 |
% |
$ |
70,537 |
|
$ |
81,533 |
|
$ |
10,996 |
|
|
15.6 |
% |
|||||
|
|
流入流量 |
|
2,246 |
|
|
1,686 |
|
|
1,841 |
|
|
2,069 |
|
|
2,853 |
|
|
3,040 |
|
|
2,790 |
|
|
949 |
|
|
51.6 |
% |
|
5,773 |
|
|
8,684 |
|
|
2,911 |
|
|
50.4 |
% |
||||
|
|
流出(1) |
|
(1,703 |
) |
|
(1,074 |
) |
|
(1,333 |
) |
|
(1,427 |
) |
|
(1,759 |
) |
|
(1,826 |
) |
|
(1,756 |
) |
|
(422 |
) |
|
-31.7 |
% |
|
(4,110 |
) |
|
(5,341 |
) |
|
(1,231 |
) |
|
-29.9 |
% |
||||
|
|
|
|
净流量 |
|
543 |
|
|
613 |
|
|
508 |
|
|
642 |
|
|
1,095 |
|
|
1,214 |
|
|
1,034 |
|
|
527 |
|
|
103.8 |
% |
|
1,663 |
|
|
3,343 |
|
|
1,680 |
|
NM |
|
|||
|
|
外币影响,净额 |
|
(978 |
) |
|
404 |
|
|
205 |
|
|
539 |
|
|
172 |
|
|
200 |
|
|
(323 |
) |
|
(528 |
) |
NM |
|
|
(369 |
) |
|
49 |
|
|
419 |
|
NM |
|
||||||
|
|
市值、净值和其他的变动(2) |
|
(11,065 |
) |
|
8,171 |
|
|
3,669 |
|
|
7,745 |
|
|
3,088 |
|
|
4,433 |
|
|
(681 |
) |
|
(4,350 |
) |
|
-118.6 |
% |
|
776 |
|
|
6,840 |
|
|
6,065 |
|
NM |
|
|||||
|
客户资产价值,期末 |
$ |
59,036 |
|
$ |
68,224 |
|
$ |
72,606 |
|
$ |
81,533 |
|
$ |
85,888 |
|
$ |
91,735 |
|
$ |
91,765 |
|
$ |
19,159 |
|
|
26.4 |
% |
$ |
72,606 |
|
$ |
91,765 |
|
$ |
19,159 |
|
|
26.4 |
% |
|||||
|
|
年化净流量占期初资产价值的百分比 |
|
3.1 |
% |
|
4.2 |
% |
|
3.0 |
% |
|
3.5 |
% |
|
5.4 |
% |
|
5.7 |
% |
|
4.5 |
% |
|
1.5 |
% |
NM |
|
|
3.1 |
% |
|
5.5 |
% |
|
2.3 |
% |
NM |
|
||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
平均客户资产价值($Mills) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
|
美国零售共同基金 |
$ |
32,693 |
|
$ |
31,586 |
|
$ |
35,204 |
|
$ |
37,562 |
|
$ |
41,161 |
|
$ |
44,398 |
|
$ |
46,113 |
|
$ |
10,908 |
|
|
31.0 |
% |
$ |
33,161 |
|
$ |
43,890 |
|
$ |
10,729 |
|
|
32.4 |
% |
||||
|
|
加拿大零售共同基金 |
|
7,950 |
|
|
7,573 |
|
|
8,525 |
|
|
9,186 |
|
|
10,268 |
|
|
11,256 |
|
|
11,667 |
|
|
3,142 |
|
|
36.9 |
% |
|
8,016 |
|
|
11,064 |
|
|
3,048 |
|
|
38.0 |
% |
||||
|
|
托管帐户 |
|
3,905 |
|
|
3,871 |
|
|
4,325 |
|
|
4,703 |
|
|
5,295 |
|
|
5,915 |
|
|
6,362 |
|
|
2,037 |
|
|
47.1 |
% |
|
4,034 |
|
|
5,857 |
|
|
1,824 |
|
|
45.2 |
% |
||||
|
|
指数化年金 |
|
2,389 |
|
|
2,427 |
|
|
2,446 |
|
|
2,469 |
|
|
2,495 |
|
|
2,541 |
|
|
2,585 |
|
|
139 |
|
|
5.7 |
% |
|
2,421 |
|
|
2,540 |
|
|
119 |
|
|
4.9 |
% |
||||
|
|
可变年金和其他 |
|
17,292 |
|
|
16,890 |
|
|
18,551 |
|
|
19,634 |
|
|
21,291 |
|
|
22,554 |
|
|
23,193 |
|
|
4,642 |
|
|
25.0 |
% |
|
17,577 |
|
|
22,346 |
|
|
4,768 |
|
|
27.1 |
% |
||||
|
|
隔离基金 |
|
2,366 |
|
|
2,291 |
|
|
2,461 |
|
|
2,536 |
|
|
2,622 |
|
|
2,713 |
|
|
2,732 |
|
|
271 |
|
|
11.0 |
% |
|
2,373 |
|
|
2,689 |
|
|
316 |
|
|
13.3 |
% |
||||
|
|
|
|
总计 |
$ |
66,595 |
|
$ |
64,638 |
|
$ |
71,512 |
|
$ |
76,090 |
|
$ |
83,131 |
|
$ |
89,378 |
|
$ |
92,652 |
|
$ |
21,140 |
|
|
29.6 |
% |
$ |
67,582 |
|
$ |
88,387 |
|
$ |
20,805 |
|
|
30.8 |
% |
||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
加拿大零售共同基金 |
$ |
7,950 |
|
$ |
7,573 |
|
$ |
8,525 |
|
$ |
9,186 |
|
$ |
10,268 |
|
$ |
11,256 |
|
$ |
11,667 |
|
$ |
3,142 |
|
|
36.9 |
% |
$ |
8,016 |
|
$ |
11,064 |
|
$ |
3,048 |
|
|
38.0 |
% |
||||
|
|
隔离基金 |
|
2,366 |
|
|
2,291 |
|
|
2,461 |
|
|
2,536 |
|
|
2,622 |
|
|
2,713 |
|
|
2,732 |
|
|
271 |
|
|
11.0 |
% |
|
2,373 |
|
|
2,689 |
|
|
316 |
|
|
13.3 |
% |
||||
|
|
|
加拿大平均客户资产总额 |
|
10,316 |
|
|
9,864 |
|
|
10,986 |
|
|
11,722 |
|
|
12,890 |
|
|
13,969 |
|
|
14,399 |
|
|
3,413 |
|
|
31.1 |
% |
|
10,389 |
|
|
13,753 |
|
|
3,364 |
|
|
32.4 |
% |
|||
|
|
|
美国平均客户总资产 |
|
56,279 |
|
|
54,775 |
|
|
60,526 |
|
|
64,368 |
|
|
70,241 |
|
|
75,409 |
|
|
78,252 |
|
|
17,727 |
|
|
29.3 |
% |
|
57,193 |
|
|
74,634 |
|
|
17,441 |
|
|
30.5 |
% |
|||
|
|
|
|
平均客户总资产 |
$ |
66,595 |
|
$ |
64,638 |
|
$ |
71,512 |
|
$ |
76,090 |
|
$ |
83,131 |
|
$ |
89,378 |
|
$ |
92,652 |
|
$ |
21,140 |
|
|
29.6 |
% |
$ |
67,582 |
|
$ |
88,387 |
|
$ |
20,805 |
|
|
30.8 |
% |
||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
平均创收职位数(THUS)(3) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
|
纪录保存及保管 |
|
2,031 |
|
|
2,048 |
|
|
2,072 |
|
|
2,091 |
|
|
2,115 |
|
|
2,159 |
|
|
2,192 |
|
|
120 |
|
|
5.8 |
% |
|
2,050 |
|
|
2,155 |
|
|
105 |
|
|
5.1 |
% |
||||
|
|
仅保留记录 |
|
658 |
|
|
671 |
|
|
685 |
|
|
697 |
|
|
714 |
|
|
741 |
|
|
762 |
|
|
77 |
|
|
11.2 |
% |
|
672 |
|
|
739 |
|
|
67 |
|
|
10.0 |
% |
||||
|
|
|
|
总计 |
|
2,689 |
|
|
2,718 |
|
|
2,757 |
|
|
2,788 |
|
|
2,830 |
|
|
2,899 |
|
|
2,954 |
|
|
197 |
|
|
7.1 |
% |
|
2,721 |
|
|
2,894 |
|
|
173 |
|
|
6.3 |
% |
(1) |
资产价值流出-包括(A)资产赎回,(B)流入销售数字的销售费用,以及(C)在公司记录保存平台上出售和赎回的货币市场基金的净流量。资产的赎回必须估计为账面价值的大约4%,因为这些数字不是现成的。实际赎回作为类似已知账户价值的账户价值的百分比被用来估计未知的赎回价值。 |
(2) |
市场价值的变化,扣除费用和费用后的净市场价值波动。 |
(3) |
产生手续费的头寸-我们收取记录保管费的共同基金头寸。个人客户账户可能包括多个共同基金头寸。我们还可能获得托管服务所赚取的费用,这些服务是我们为拥有退休计划账户的客户提供的,这些客户在这些共同基金中持有头寸。 |
16次中12次
高级健康-财务结果、财务分析关键统计数据 |
Primerica,Inc. 财务补充资金 |
(千美元) |
Q1 2020 |
Q2 2020 |
Q3 2020 |
Q4 2020 |
Q1 2021 |
Q2 2021 |
Q3 2021 |
||||||
老年人所得税前健康收入 |
|
|
|
|
|
|
|
||||||
|
收入: |
|
|
|
|
|
|
|
|||||
|
佣金和费用(1) |
|
|
|
|
|
|
$21,558 |
|||||
|
其他,净额(2) |
|
|
|
|
|
|
1,378 |
|||||
|
收入 |
|
|
|
|
|
|
22,937 |
|||||
|
|
|
|
|
|
|
|
|
|||||
|
福利和费用: |
|
|
|
|
|
|
|
|||||
|
合同采购成本(3) |
|
|
|
|
|
|
23,524 |
|||||
|
调整后的其他运营费用 |
|
|
|
|
|
|
7,485 |
|||||
|
调整后的营业福利和费用 |
|
|
|
|
|
|
31,009 |
|||||
|
|
|
|
|
|
|
|
|
|||||
|
调整后的所得税前营业收入 |
|
|
|
|
|
|
$(8,072) |
|||||
|
所得税前非控股权益 |
|
|
|
|
|
|
(1,465) |
|||||
|
调整后的可归因于Primerica公司的所得税前营业收入。 |
|
|
|
|
|
|
$(6,608) |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
高级健康EBITDA |
|
|
|
|
|
|
|
||||||
|
调整后的所得税前营业收入(含NCI) |
|
|
|
|
|
|
$(8,072) |
|||||
|
减去:无形资产摊销 |
|
|
|
|
|
|
(2,900) |
|||||
|
减去:折旧 |
|
|
|
|
|
|
(244) |
|||||
|
调整后EBITDA(包括非控股权益)(4) |
|
|
|
|
|
|
$(4,928) |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
财务分析和主要统计数据 |
|
|
|
|
|
|
|
||||||
|
老年人健康提交的保单(5) |
|
|
|
|
|
|
20,867 |
|||||
|
高级健康认可保单(6) |
|
|
|
|
|
|
18,276 |
|||||
|
|
|
|
|
|
|
|
|
|||||
|
Primerica代表获得高级健康认证 |
|
|
|
|
|
|
17,588 |
|||||
|
高级健康提交的保单由Primerica代表提供 |
|
|
|
|
|
|
319 |
|||||
|
|
|
|
|
|
|
|
|
|||||
|
根据批准的政策提供LTV(7) |
|
|
|
|
|
|
$1,180 |
|||||
|
每项批准政策的CAC(7) |
|
|
|
|
|
|
$1,287 |
|||||
|
LTV/CAC多个 |
|
|
|
|
|
|
0.9 x |
(1) |
佣金收入是根据相关期间获批保单的估计使用年限(LTV)估计收取的佣金收入,这些因素包括但不限于合同佣金率、承运商组合、预期保单营业额、历史按存储容量使用计费活动和适用的限制条件,这些因素包括但不限于合同佣金率、承运商组合、预期保单营业额、历史退款活动和适用的限制。当我们的现金收入与我们称为尾部收入的估计受限LTV不同时,将确认对LTV以外的收入进行的调整,这些调整是针对前期批准的保单进行的。 |
(2) |
主要反映营销开发收入,这是从运营商那里获得的非佣金收入,用于支持营销努力和潜在客户的收购。 |
(3) |
合同收购成本(CAC)-包括通过内部和外部渠道获得线索而产生的直接营销成本,包括支付给Primerica代表的佣金,以及EtQ代理薪酬、培训和许可成本。 |
(4) |
调整后的EBITDA-扣除利息、税项、折旧、摊销和非现金或非经常性费用的某些调整前的收益,包括采购会计调整 |
(5) |
高级健康已提交保单-代表申请人已授权我们向健康保险承保人提交的已完成的每个此类申请的数量。申请人可能需要采取其他行动,包括在医疗保险公司审查申请之前提供后续信息。 |
(6) |
高级健康批准保单-代表健康保险承保人在指定期间批准的已提交保单的估计值。并非所有已获批准的政策都将生效 |
(7) |
是整美元的。 |
第13次,共16次
公司其他分布式产品-财务业绩 |
Primerica,Inc. 财务补充资金 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
第三季度同比 |
|
|
YoY YTD |
||
(千美元) |
Q1 2020 |
Q2 2020 |
Q3 2020 |
Q4 2020 |
Q1 2021 |
Q2 2021 |
Q3 2021 |
$ 变化 |
% 变化 |
黄大仙 2020 |
黄大仙 2021 |
$ 变化 |
% 变化 |
||||||
公司及其他分销产品所得税前收入 |
|
|
|
|
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|
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|
||||||
收入: |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
直接保费 |
$6,074 |
$5,900 |
$6,333 |
$5,259 |
$5,713 |
$5,800 |
$5,788 |
$(545) |
-8.6% |
$18,307 |
$17,300 |
$(1,006) |
-5.5% |
|||||
|
让渡保费 |
(1,593) |
(1,631) |
(1,712) |
(1,909) |
(1,423) |
(1,822) |
(1,459) |
253 |
14.8% |
(4,935) |
(4,704) |
232 |
4.7% |
|||||
|
净保费 |
4,480 |
4,270 |
4,621 |
3,350 |
4,290 |
3,978 |
4,328 |
(292) |
-6.3% |
13,371 |
12,596 |
(775) |
-5.8% |
|||||
|
分配的投资净收益 |
15,553 |
13,913 |
14,975 |
14,339 |
12,592 |
11,954 |
11,321 |
(3,654) |
-24.4% |
44,440 |
35,867 |
(8,574) |
-19.3% |
|||||
|
佣金及费用: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
预付费法律服务 |
3,829 |
4,557 |
4,942 |
5,104 |
4,783 |
5,182 |
6,712 |
1,769 |
35.8% |
13,328 |
16,676 |
3,348 |
25.1% |
|||||
|
汽车和房主保险 |
1,672 |
2,263 |
1,985 |
2,194 |
1,787 |
2,101 |
2,436 |
452 |
22.8% |
5,920 |
6,324 |
405 |
6.8% |
|||||
|
按揭贷款 |
264 |
1,301 |
3,011 |
4,146 |
4,960 |
6,061 |
6,719 |
3,708 |
123.2% |
4,576 |
17,740 |
13,164 |
NM |
|||||
|
其他销售佣金 |
1,813 |
2,231 |
2,061 |
2,301 |
2,041 |
2,291 |
2,129 |
67 |
3.3% |
6,106 |
6,461 |
355 |
5.8% |
|||||
|
其他,净额 |
954 |
865 |
922 |
977 |
836 |
1,040 |
1,101 |
179 |
19.4% |
2,742 |
2,977 |
235 |
8.6% |
|||||
|
调整后的营业收入 |
28,566 |
29,400 |
32,516 |
32,412 |
31,288 |
32,607 |
34,746 |
2,229 |
6.9% |
90,483 |
98,641 |
8,158 |
9.0% |
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
福利和费用: |
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
福利及申索 |
6,249 |
4,236 |
3,957 |
7,178 |
4,826 |
5,859 |
3,728 |
(229) |
-5.8% |
14,443 |
14,413 |
(30) |
-0.2% |
|||||
|
DAC摊销 |
166 |
346 |
295 |
251 |
246 |
264 |
347 |
53 |
17.8% |
807 |
857 |
50 |
6.2% |
|||||
|
保险佣金 |
357 |
343 |
371 |
286 |
299 |
306 |
320 |
(51) |
-13.6% |
1,072 |
925 |
(146) |
-13.6% |
|||||
|
保险费 |
1,544 |
1,447 |
1,309 |
1,347 |
1,391 |
1,327 |
1,367 |
58 |
4.5% |
4,300 |
4,086 |
(214) |
-5.0% |
|||||
|
销售佣金 |
3,723 |
4,985 |
5,779 |
6,430 |
6,434 |
7,185 |
8,290 |
2,510 |
43.4% |
14,487 |
21,908 |
7,421 |
51.2% |
|||||
|
利息支出 |
7,192 |
7,200 |
7,221 |
7,225 |
7,145 |
7,141 |
7,529 |
307 |
4.3% |
21,614 |
21,814 |
201 |
0.9% |
|||||
|
调整后的其他运营费用 |
28,972 |
22,544 |
25,597 |
27,818 |
35,211 |
27,413 |
26,695 |
1,098 |
4.3% |
77,112 |
89,319 |
12,207 |
15.8% |
|||||
|
调整后的福利和费用 |
48,203 |
41,102 |
44,529 |
50,535 |
55,551 |
49,495 |
48,277 |
3,748 |
8.4% |
133,834 |
153,323 |
19,489 |
14.6% |
|||||
|
调整后的所得税前营业收入 |
$(19,637) |
$(11,702) |
$(12,013) |
$(18,124) |
$(24,263) |
$(16,888) |
$(13,531) |
$(1,518) |
-12.6% |
$(43,351) |
$(54,682) |
$(11,331) |
-26.1% |
第14次,共16次
投资组合-持股摘要 |
Primerica,Inc. 财务补充资金 |
|
|
|
|
|
|
|
|
截至2021年9月30日或截至2021年9月30日的期间 |
||||||||||||||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
占总数的百分比 |
|
平均 |
|
|
|||||
|
|
|
|
|
|
|
|
市场 |
|
摊销 |
|
未实现 |
|
市场 |
|
摊销 |
|
书 |
|
平均 |
||||||
(千美元) |
|
价值 |
|
成本 |
|
G/(L) |
|
价值 |
|
成本 |
|
产率 |
|
额定值 |
||||||||||||
按资产类别划分的投资组合 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
|
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
现金、现金等价物和短期 |
|
$ |
365,615 |
|
$ |
365,615 |
|
$ |
- |
|
|
12.1 |
% |
|
12.5 |
% |
|
|
|
|
||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
固定收益: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
财务处 |
|
|
21,848 |
|
|
21,344 |
|
|
504 |
|
|
0.7 |
% |
|
0.7 |
% |
|
1.78 |
% |
AAA级 |
|||||
|
政府 |
|
|
245,569 |
|
|
235,679 |
|
|
9,891 |
|
|
8.1 |
% |
|
8.1 |
% |
|
2.94 |
% |
AA- |
|||||
|
免税市政 |
|
|
44,544 |
|
|
42,267 |
|
|
2,277 |
|
|
1.5 |
% |
|
1.4 |
% |
|
2.74 |
% |
AA型 |
|||||
|
上市公司 |
|
|
1,514,525 |
|
|
1,438,766 |
|
|
75,758 |
|
|
50.1 |
% |
|
49.3 |
% |
|
3.42 |
% |
BBB+ |
|||||
|
抵押贷款支持 |
|
|
333,703 |
|
|
327,487 |
|
|
6,215 |
|
|
11.0 |
% |
|
11.2 |
% |
|
2.50 |
% |
AAA级 |
|||||
|
资产支持 |
|
|
107,390 |
|
|
106,258 |
|
|
1,133 |
|
|
3.6 |
% |
|
3.6 |
% |
|
2.63 |
% |
A+ |
|||||
|
CMBS |
|
|
151,047 |
|
|
146,278 |
|
|
4,769 |
|
|
5.0 |
% |
|
5.0 |
% |
|
2.99 |
% |
AA- |
|||||
|
私募 |
|
|
197,283 |
|
|
190,573 |
|
|
6,710 |
|
|
6.5 |
% |
|
6.5 |
% |
|
4.17 |
% |
BBB |
|||||
|
可赎回优先 |
|
|
5,848 |
|
|
5,447 |
|
|
400 |
|
|
0.2 |
% |
|
0.2 |
% |
|
5.47 |
% |
BBB |
|||||
|
|
|
|
|
|
固定收益总额 |
|
|
2,621,755 |
|
|
2,514,098 |
|
|
107,657 |
|
|
86.7 |
% |
|
86.2 |
% |
|
3.23 |
% |
A |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
股票和其他: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
永久优先 |
|
|
13,411 |
|
|
13,411 |
|
|
- |
|
|
0.4 |
% |
|
0.5 |
% |
|
|
|
|
|||||
|
普通股 |
|
|
17,860 |
|
|
17,860 |
|
|
0 |
|
|
0.6 |
% |
|
0.6 |
% |
|
|
|
|
|||||
|
共同基金 |
|
|
5,960 |
|
|
5,960 |
|
|
- |
|
|
0.2 |
% |
|
0.2 |
% |
|
|
|
|
|||||
|
衍生品 |
|
|
9 |
|
|
9 |
|
|
- |
|
|
0.0 |
% |
|
0.0 |
% |
|
|
|
|
|||||
|
其他 |
|
|
- |
|
|
- |
|
|
- |
|
|
0.0 |
% |
|
0.0 |
% |
|
|
|
|
|||||
|
|
|
|
|
|
总股本 |
|
|
37,240 |
|
|
37,240 |
|
|
0 |
|
|
1.2 |
% |
|
1.3 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
总投资资产 |
|
$ |
3,024,610 |
|
$ |
2,916,953 |
|
$ |
107,657 |
|
|
100.0 |
% |
|
100.0 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
按行业划分的公共企业投资组合 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
消费非周期性 |
|
$ |
182,750 |
|
$ |
174,408 |
|
$ |
8,342 |
|
|
12.1 |
% |
|
12.1 |
% |
|
|
|
|
|||||
|
保险 |
|
|
176,358 |
|
|
168,072 |
|
|
8,286 |
|
|
11.6 |
% |
|
11.7 |
% |
|
|
|
|
|||||
|
能量 |
|
|
161,004 |
|
|
150,923 |
|
|
10,081 |
|
|
10.6 |
% |
|
10.5 |
% |
|
|
|
|
|||||
|
房地产投资信托基金 |
|
|
141,964 |
|
|
134,305 |
|
|
7,659 |
|
|
9.4 |
% |
|
9.3 |
% |
|
|
|
|
|||||
|
消费周期性 |
|
|
119,463 |
|
|
114,141 |
|
|
5,322 |
|
|
7.9 |
% |
|
7.9 |
% |
|
|
|
|
|||||
|
技术 |
|
|
117,890 |
|
|
111,430 |
|
|
6,460 |
|
|
7.8 |
% |
|
7.7 |
% |
|
|
|
|
|||||
|
银行业 |
|
|
114,950 |
|
|
109,592 |
|
|
5,358 |
|
|
7.6 |
% |
|
7.6 |
% |
|
|
|
|
|||||
|
资本品 |
|
|
87,873 |
|
|
84,915 |
|
|
2,958 |
|
|
5.8 |
% |
|
5.9 |
% |
|
|
|
|
|||||
|
电式 |
|
|
85,042 |
|
|
80,900 |
|
|
4,142 |
|
|
5.6 |
% |
|
5.6 |
% |
|
|
|
|
|||||
|
基础产业 |
|
|
77,498 |
|
|
73,429 |
|
|
4,068 |
|
|
5.1 |
% |
|
5.1 |
% |
|
|
|
|
|||||
|
交通运输 |
|
|
64,473 |
|
|
61,746 |
|
|
2,727 |
|
|
4.3 |
% |
|
4.3 |
% |
|
|
|
|
|||||
|
通信 |
|
|
57,291 |
|
|
53,135 |
|
|
4,156 |
|
|
3.8 |
% |
|
3.7 |
% |
|
|
|
|
|||||
|
经纪 |
|
|
55,449 |
|
|
51,800 |
|
|
3,649 |
|
|
3.7 |
% |
|
3.6 |
% |
|
|
|
|
|||||
|
财务公司 |
|
|
42,229 |
|
|
40,666 |
|
|
1,563 |
|
|
2.8 |
% |
|
2.8 |
% |
|
|
|
|
|||||
|
金融其他 |
|
|
10,732 |
|
|
10,350 |
|
|
382 |
|
|
0.7 |
% |
|
0.7 |
% |
|
|
|
|
|||||
|
工业其他 |
|
|
7,962 |
|
|
7,634 |
|
|
328 |
|
|
0.5 |
% |
|
0.5 |
% |
|
|
|
|
|||||
|
其他公用事业 |
|
|
5,538 |
|
|
5,386 |
|
|
152 |
|
|
0.4 |
% |
|
0.4 |
% |
|
|
|
|
|||||
|
天然气 |
|
|
3,804 |
|
|
3,609 |
|
|
195 |
|
|
0.3 |
% |
|
0.3 |
% |
|
|
|
|
|||||
|
拥有者无担保 |
|
|
2,256 |
|
|
2,325 |
|
|
(69 |
) |
|
0.1 |
% |
|
0.2 |
% |
|
|
|
|
|||||
|
|
|
|
|
|
公司总投资组合 |
|
$ |
1,514,525 |
|
$ |
1,438,766 |
|
$ |
75,758 |
|
|
100.0 |
% |
|
100.0 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
固定期限证券-有效期限 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
有效成熟度 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
|
|
$ |
256,754 |
|
$ |
252,062 |
|
$ |
4,692 |
|
|
9.8 |
% |
|
10.0 |
% |
|
3.18 |
% |
|
|||||
|
|
1-2年。 |
|
|
257,291 |
|
|
248,255 |
|
|
9,036 |
|
|
9.8 |
% |
|
9.9 |
% |
|
3.55 |
% |
|
||||
|
|
2-5岁。 |
|
|
914,879 |
|
|
867,471 |
|
|
47,408 |
|
|
34.9 |
% |
|
34.5 |
% |
|
3.36 |
% |
|
||||
|
|
5-10年。 |
|
|
907,086 |
|
|
873,601 |
|
|
33,485 |
|
|
34.6 |
% |
|
34.7 |
% |
|
3.01 |
% |
|
||||
|
|
>10年。 |
|
|
285,745 |
|
|
272,708 |
|
|
13,037 |
|
|
10.9 |
% |
|
10.8 |
% |
|
3.34 |
% |
|
||||
|
|
|
|
|
|
固定收益总额 |
|
$ |
2,621,755 |
|
$ |
2,514,098 |
|
$ |
107,657 |
|
|
100.0 |
% |
|
100.0 |
% |
|
3.23 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
持续时间 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
固定收益投资组合存续期 |
|
|
4.8 |
|
年份 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
注:本财务补充资料中的投资组合页面不包括资产负债表中持有至到期的资产。
第15次,共16次
投资组合-截至2021年9月30日的质量评级 |
Primerica,Inc. 财务补充资金 |
(千美元) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
投资组合质量评级(1) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
|
|
|
|
|
|
|
摊销成本 |
|
占总数的百分比 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||
固定收益投资组合总额: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
额定值 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
AAA级 |
|
$ |
453,451 |
|
|
18.0 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
AA型 |
|
|
277,258 |
|
|
11.0 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
A |
|
|
593,750 |
|
|
23.6 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
BBB |
|
|
1,078,570 |
|
|
42.9 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
低于投资级 |
|
|
102,746 |
|
|
4.1 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
北美 |
|
|
8,322 |
|
|
0.3 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
|
|
|
|
|
固定收益总额 |
|
$ |
2,514,098 |
|
|
100.0 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
摊销成本 |
|
占总数的百分比 |
|
|
|
|
|
|
|
|
|
|
|
摊销成本 |
|
占总数的百分比 |
|
||||
公共企业资产类别: |
|
|
|
|
|
|
|
|
|
私募资产类别: |
|
|
|
|
|
|
|
||||||||||||
|
额定值 |
|
|
|
|
|
|
|
|
|
|
额定值 |
|
|
|
|
|
|
|
||||||||||
|
AAA级 |
|
$ |
11,852 |
|
|
0.8 |
% |
|
|
|
AAA级 |
|
$ |
- |
|
|
— |
|
||||||||||
|
AA型 |
|
|
71,037 |
|
|
4.9 |
% |
|
|
|
AA型 |
|
|
5,479 |
|
|
2.9 |
% |
||||||||||
|
A |
|
|
362,515 |
|
|
25.2 |
% |
|
|
|
A |
|
|
24,906 |
|
|
13.1 |
% |
||||||||||
|
BBB |
|
|
907,734 |
|
|
63.1 |
% |
|
|
|
BBB |
|
|
147,312 |
|
|
77.3 |
% |
||||||||||
|
低于投资级 |
|
|
84,678 |
|
|
5.9 |
% |
|
|
|
低于投资级 |
|
|
12,876 |
|
|
6.8 |
% |
||||||||||
|
北美 |
|
|
950 |
|
|
0.1 |
% |
|
|
|
北美 |
|
|
- |
|
|
— |
|
||||||||||
|
|
|
|
|
|
公司总数 |
|
$ |
1,438,766 |
|
|
100.0 |
% |
|
|
|
|
|
|
|
|
全部私有 |
|
$ |
190,573 |
|
|
100.0 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
CMBS资产类别: |
|
|
|
|
|
|
|
|
|
抵押贷款支持资产类别: |
|
|
|
|
|
|
|
||||||||||||
|
额定值 |
|
|
|
|
|
|
|
|
|
|
额定值 |
|
|
|
|
|
|
|
||||||||||
|
AAA级 |
|
$ |
76,330 |
|
|
52.2 |
% |
|
|
|
AAA级 |
|
$ |
301,290 |
|
|
92.0 |
% |
||||||||||
|
AA型 |
|
|
2,933 |
|
|
2.0 |
% |
|
|
|
AA型 |
|
|
25,843 |
|
|
7.9 |
% |
||||||||||
|
A |
|
|
66,947 |
|
|
45.8 |
% |
|
|
|
A |
|
|
234 |
|
|
0.1 |
% |
||||||||||
|
BBB |
|
|
- |
|
|
— |
|
|
|
|
BBB |
|
|
- |
|
|
— |
|
||||||||||
|
低于投资级 |
|
|
68 |
|
|
0.0 |
% |
|
|
|
低于投资级 |
|
|
87 |
|
|
0.0 |
% |
||||||||||
|
北美 |
|
|
- |
|
|
— |
|
|
|
|
北美 |
|
|
33 |
|
|
0.0 |
% |
||||||||||
|
|
|
|
|
|
CMBS总数 |
|
$ |
146,278 |
|
|
100.0 |
% |
|
|
|
|
|
|
|
|
抵押贷款支持总额 |
|
$ |
327,487 |
|
|
100.0 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
资产支持资产类别: |
|
|
|
|
|
|
|
|
|
财政部和政府资产类别: |
|
|
|
|
|
|
|
||||||||||||
|
额定值 |
|
|
|
|
|
|
|
|
|
|
额定值 |
|
|
|
|
|
|
|
||||||||||
|
AAA级 |
|
$ |
16,753 |
|
|
15.8 |
% |
|
|
|
AAA级 |
|
$ |
45,520 |
|
|
17.7 |
% |
||||||||||
|
AA型 |
|
|
6,280 |
|
|
5.9 |
% |
|
|
|
AA型 |
|
|
133,657 |
|
|
52.0 |
% |
||||||||||
|
A |
|
|
71,850 |
|
|
67.6 |
% |
|
|
|
A |
|
|
62,189 |
|
|
24.2 |
% |
||||||||||
|
BBB |
|
|
1,895 |
|
|
1.8 |
% |
|
|
|
BBB |
|
|
12,758 |
|
|
5.0 |
% |
||||||||||
|
低于投资级 |
|
|
2,139 |
|
|
2.0 |
% |
|
|
|
低于投资级 |
|
|
2,898 |
|
|
1.1 |
% |
||||||||||
|
北美 |
|
|
7,340 |
|
|
6.9 |
% |
|
|
|
北美 |
|
|
0 |
|
|
0.0 |
% |
||||||||||
|
|
|
|
|
|
总资产支持 |
|
$ |
106,258 |
|
|
100.0 |
% |
|
|
|
|
|
|
|
|
国库和政府总额 |
|
$ |
257,022 |
|
|
100.0 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
NAIC名称 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1 |
|
$ |
1,149,949 |
|
|
48.2 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
2 |
|
|
1,009,401 |
|
|
46.8 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
3 |
|
|
98,718 |
|
|
4.2 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
4 |
|
|
7,591 |
|
|
0.8 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
5 |
|
|
685 |
|
|
— |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
6 |
|
|
4,244 |
|
|
0.0 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
|
|
|
|
|
美国保险公司固定收益(2) |
|
|
2,270,589 |
|
|
100.0 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
其他(3) |
|
|
280,749 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
现金和现金等价物 |
|
|
365,615 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
|
|
|
|
|
总投资资产 |
|
$ |
2,916,953 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(1) |
拆分评级的评级方法:如果是2个NRSRO,则使用两个NRSRO中的较低者;如果是3个或更多NRSRO,则使用次低。 |
(2) |
美国保险公司固定收益投资组合的NAIC评级。 |
(3) |
其他包括我们的非寿险公司、加拿大保险公司持有的资产和未评级的股票。 |
注:本财务补充资料中的投资组合页面不包括资产负债表中持有至到期的资产。
16个,共16个
投资组合-补充数据和趋势 |
Primerica,Inc. 财务补充资金 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
第三季度同比 |
|
||||
(千美元) |
Q1 2020 |
|
Q2 2020 |
|
Q3 2020 |
|
Q4 2020 |
|
Q1 2021 |
|
Q2 2021 |
|
Q3 2021 |
|
$ 变化 |
|
% 变化 |
|
|||||||||||||||
按来源分列的净投资收益 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
固定期限证券(可供出售) |
$ |
20,784 |
|
$ |
20,213 |
|
$ |
20,882 |
|
$ |
20,925 |
|
$ |
20,020 |
|
$ |
20,155 |
|
$ |
19,860 |
|
$ |
(1,022 |
) |
-4.9% |
|
||||||
|
固定期限证券(持有至到期) |
|
13,472 |
|
|
14,074 |
|
|
14,704 |
|
|
15,223 |
|
|
15,146 |
|
|
15,495 |
|
|
15,741 |
|
|
1,037 |
|
7.1% |
|
||||||
|
股权证券 |
|
451 |
|
|
461 |
|
|
433 |
|
|
406 |
|
|
391 |
|
|
411 |
|
|
413 |
|
|
(20 |
) |
-4.6% |
|
||||||
|
存款资产10%再保险条约 |
|
1,830 |
|
|
1,394 |
|
|
1,694 |
|
|
1,330 |
|
|
1,368 |
|
|
1,238 |
|
|
987 |
|
|
(707 |
) |
-41.7% |
|
||||||
|
存款资产-按市值计价 |
|
(6,379 |
) |
|
2,259 |
|
|
1,165 |
|
|
960 |
|
|
(793 |
) |
|
(170 |
) |
|
(640 |
) |
|
(1,805 |
) |
-154.9% |
|
||||||
|
政策性贷款及其他投资资产 |
|
189 |
|
|
541 |
|
|
242 |
|
|
272 |
|
|
231 |
|
|
98 |
|
|
289 |
|
|
47 |
|
19.4% |
|
||||||
|
现金及现金等价物 |
|
843 |
|
|
143 |
|
|
114 |
|
|
103 |
|
|
119 |
|
|
156 |
|
|
96 |
|
|
(18 |
) |
-15.8% |
|
||||||
|
|
|
|
|
总投资收益 |
|
31,190 |
|
|
39,085 |
|
|
39,234 |
|
|
39,219 |
|
|
36,483 |
|
|
37,383 |
|
|
36,746 |
|
|
(2,488 |
) |
-6.3% |
|
||
|
投资费用 |
|
2,298 |
|
|
2,300 |
|
|
1,577 |
|
|
1,265 |
|
|
1,284 |
|
|
1,353 |
|
|
1,004 |
|
|
(573 |
) |
-36.3% |
|
||||||
|
盈余票据的利息支出 |
|
13,472 |
|
|
14,074 |
|
|
14,704 |
|
|
15,223 |
|
|
15,146 |
|
|
15,495 |
|
|
15,741 |
|
|
1,037 |
|
7.1% |
|
||||||
|
|
|
|
|
净投资收益 |
$ |
15,420 |
|
$ |
22,710 |
|
$ |
22,953 |
|
$ |
22,731 |
|
$ |
20,052 |
|
$ |
20,535 |
|
$ |
20,001 |
|
$ |
(2,952 |
) |
-12.9% |
|
||
|
|
固定收益账面收益率,期末 |
|
3.55 |
% |
|
3.54 |
% |
|
3.45 |
% |
|
3.44 |
% |
|
3.30 |
% |
|
3.31 |
% |
|
|
|
|
|
|
|
|
|
||||
|
|
新货币收益率 |
|
3.25 |
% |
|
3.14 |
% |
|
2.44 |
% |
|
2.67 |
% |
|
1.72 |
% |
|
2.68 |
% |
|
|
|
|
|
|
|
|
|
||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
第三季度同比 |
|
|
|
|
|
|
|
|
|
|
|
|
Q1 2020 |
|
Q2 2020 |
|
Q3 2020 |
|
Q4 2020 |
|
Q1 2021 |
|
Q2 2021 |
|
Q3 2021 |
|
%Pt 变化 |
|
|
|
|
||||||||
固定收益投资组合质量评级 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
额定值 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
AAA级 |
|
22.9 |
% |
|
21.5 |
% |
|
19.6 |
% |
|
18.7 |
% |
|
16.6 |
% |
|
16.5 |
% |
|
18.0 |
% |
|
-1.6 |
% |
|
|
|
|||||
|
AA型 |
|
12.1 |
% |
|
11.6 |
% |
|
12.8 |
% |
|
12.7 |
% |
|
12.2 |
% |
|
11.6 |
% |
|
11.0 |
% |
|
-1.7 |
% |
|
|
|
|||||
|
A |
|
22.9 |
% |
|
22.3 |
% |
|
21.8 |
% |
|
22.3 |
% |
|
23.0 |
% |
|
22.1 |
% |
|
23.6 |
% |
|
1.8 |
% |
|
|
|
|||||
|
BBB |
|
38.9 |
% |
|
40.4 |
% |
|
42.0 |
% |
|
42.3 |
% |
|
44.0 |
% |
|
45.5 |
% |
|
42.9 |
% |
|
0.9 |
% |
|
|
|
|||||
|
低于投资级 |
|
3.1 |
% |
|
4.0 |
% |
|
3.8 |
% |
|
3.9 |
% |
|
4.1 |
% |
|
4.2 |
% |
|
4.1 |
% |
|
0.3 |
% |
|
|
|
|||||
|
北美 |
|
0.1 |
% |
|
0.1 |
% |
|
0.1 |
% |
|
0.1 |
% |
|
0.1 |
% |
|
0.1 |
% |
|
0.3 |
% |
|
0.2 |
% |
|
|
|
|||||
|
|
|
|
|
固定收益总额 |
|
100.0 |
% |
|
100.0 |
% |
|
100.0 |
% |
|
100.0 |
% |
|
100.0 |
% |
|
100.0 |
% |
|
100.0 |
% |
|
— |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
按摊销成本计算的平均评级 |
A |
|
A |
|
A |
|
A |
|
A- |
|
A- |
|
A |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
截至2021年9月30日 |
|
|
|
截至2021年9月30日 |
|
|
|
|
|
|
截至2021年9月30日 |
|
||||||||||||||
|
|
|
|
|
|
|
市场 价值 |
|
摊销 成本 |
|
信用 额定值 |
|
|
|
市场 价值 |
|
摊销 成本 |
|
|
|
|
|
|
市场 价值 |
|
摊销 成本 |
|
||||||
前25次曝光 |
|
|
|
|
|
|
|
|
国外暴露(1) |
|
|
|
|
|
|
|
|
政府投资(1) |
|
|
|
|
|
|
|||||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1 |
加拿大 |
$ |
15,769 |
|
$ |
15,306 |
|
AAA级 |
|
加拿大 |
$ |
84,505 |
|
$ |
78,714 |
|
|
|
AAA级 |
$ |
733 |
|
$ |
733 |
|
|||||||
|
2 |
TC能源公司 |
|
12,925 |
|
|
12,597 |
|
BBB+ |
|
澳大利亚 |
|
32,044 |
|
|
30,483 |
|
|
|
AA型 |
|
8,881 |
|
|
8,642 |
|
|||||||
|
3 |
康菲石油 |
|
12,449 |
|
|
11,057 |
|
A- |
|
英国 |
|
27,120 |
|
|
25,942 |
|
|
|
A |
|
8,641 |
|
|
8,374 |
|
|||||||
|
4 |
安桥 |
|
12,009 |
|
|
11,650 |
|
BBB+ |
|
开曼群岛 |
|
13,340 |
|
|
13,219 |
|
|
|
BBB |
|
11,749 |
|
|
11,317 |
|
|||||||
|
5 |
加拿大阿尔伯塔省 |
|
11,766 |
|
|
11,377 |
|
A |
|
法国 |
|
12,518 |
|
|
12,136 |
|
|
|
低于投资级 |
|
2,941 |
|
|
2,898 |
|
|||||||
|
6 |
加拿大魁北克省 |
|
11,251 |
|
|
10,330 |
|
AA- |
|
日本 |
|
10,770 |
|
|
10,281 |
|
|
|
北美 |
|
— |
|
|
— |
|
|||||||
|
7 |
西部和南方互惠控股(Western&Southern Mutual Holdings) |
|
10,417 |
|
|
9,641 |
|
AA- |
|
墨西哥 |
|
10,453 |
|
|
10,152 |
|
|
|
|
总计 |
$ |
32,944 |
|
$ |
31,964 |
|
||||||
|
8 |
加拿大安大略省 |
|
10,389 |
|
|
10,024 |
|
A+ |
|
爱尔兰 |
|
10,165 |
|
|
10,497 |
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
9 |
第一资本信贷 |
|
10,280 |
|
|
9,874 |
|
BBB |
|
百慕大群岛 |
|
9,387 |
|
|
8,900 |
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
10 |
费尔法克斯金融控股有限公司 |
|
10,122 |
|
|
9,880 |
|
BBB- |
|
德国 |
|
8,926 |
|
|
8,796 |
|
|
|
民间投资(1) |
|
|
|
|
|
|
|||||||
|
11 |
富国银行 |
|
9,459 |
|
|
9,143 |
|
A- |
|
荷兰 |
|
7,086 |
|
|
5,949 |
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
12 |
Entergy公司 |
|
9,285 |
|
|
9,069 |
|
BBB+ |
|
巴西 |
|
4,551 |
|
|
4,488 |
|
|
|
AAA级 |
$ |
2,999 |
|
$ |
2,999 |
|
|||||||
|
13 |
艾伯维公司 |
|
8,825 |
|
|
8,683 |
|
BBB+ |
|
以色列 |
|
3,960 |
|
|
3,552 |
|
|
|
AA型 |
|
6,270 |
|
|
6,223 |
|
|||||||
|
14 |
黑石集团(Blackstone Inc.) |
|
8,420 |
|
|
8,274 |
|
A+ |
|
卢森堡 |
|
3,655 |
|
|
3,500 |
|
|
|
A |
|
58,106 |
|
|
55,484 |
|
|||||||
|
15 |
加拿大不列颠哥伦比亚省 |
|
8,223 |
|
|
7,987 |
|
AAA级 |
|
超国家 |
|
3,286 |
|
|
3,213 |
|
|
|
BBB |
|
160,715 |
|
|
151,510 |
|
|||||||
|
16 |
UDR Inc. |
|
8,178 |
|
|
8,049 |
|
BBB+ |
|
新兴市场(2) |
|
14,713 |
|
|
14,394 |
|
|
|
低于投资级 |
|
14,562 |
|
|
14,406 |
|
|||||||
|
17 |
探索公司(Discovery Inc.) |
|
8,086 |
|
|
6,973 |
|
BBB- |
|
所有其他 |
|
|
19,118 |
|
|
18,370 |
|
|
|
北美 |
|
— |
|
|
— |
|
||||||
|
18 |
CI金融公司 |
|
8,038 |
|
|
7,804 |
|
BBB |
|
|
总计 |
$ |
275,598 |
|
$ |
262,586 |
|
|
|
|
总计 |
$ |
242,653 |
|
$ |
230,621 |
|
|||||
|
19 |
东京世纪公司 |
|
8,027 |
|
|
7,975 |
|
BBB |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||
|
20 |
CVS健康 |
|
7,994 |
|
|
7,930 |
|
BBB |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||
|
21 |
西蒙地产集团有限公司 |
|
7,942 |
|
|
7,362 |
|
A |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||
|
22 |
TRUIST FINANCIAL CORPORATION |
|
7,933 |
|
|
7,498 |
|
A- |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||
|
23 |
布鲁克菲尔德资产管理 |
|
7,891 |
|
|
7,238 |
|
A- |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||
|
24 |
苹果 |
|
7,871 |
|
|
7,748 |
|
AA+ |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||
|
25 |
加拿大多伦多市 |
|
7,785 |
|
|
7,423 |
|
AA型 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||
|
|
|
|
|
|
总计 |
$ |
241,335 |
|
$ |
230,894 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
占固定收益投资组合总额的百分比 |
|
8.0 |
% |
|
7.9 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(1) |
基于风险国家对美国以外发行人的美元计价投资。 |
(2) |
新兴市场是摩根士丹利资本国际公司(MSCI,Inc.)对新兴市场的定义,其中包括智利、印度、秘鲁、波兰和南非。 |
注:本财务补充资料中的投资组合页面不包括资产负债表中持有至到期的资产。
16人中17人
五年历史主要统计数据 |
Primerica,Inc. 财务补充资金 |
(百万美元) |
2016 |
|
2017 |
|
2018 |
|
2019 |
|
2020 |
|
Q1 2020 |
|
Q2 2020 |
|
Q3 2020 |
|
Q4 2020 |
|
Q1 2021 |
|
Q2 2021 |
|
Q3 2021 |
|
||||||||||||||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
新兵 |
|
262,732 |
|
|
303,867 |
|
|
290,886 |
|
|
282,207 |
|
|
400,345 |
|
|
84,762 |
|
|
133,123 |
|
|
101,861 |
|
|
80,599 |
|
|
94,633 |
|
|
89,285 |
|
|
91,884 |
|
||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
持有人寿保险执照的销售队伍,期初 |
|
106,710 |
|
|
116,827 |
|
|
126,121 |
|
|
130,736 |
|
|
130,522 |
|
|
130,522 |
|
|
130,095 |
|
|
134,157 |
|
|
136,306 |
|
|
134,907 |
|
|
132,030 |
|
|
132,041 |
|
||||||
|
新寿险执照代表 |
|
44,724 |
|
|
48,535 |
|
|
48,041 |
|
|
44,739 |
|
|
48,106 |
|
|
10,599 |
|
|
12,250 |
|
|
13,138 |
|
|
12,119 |
|
|
10,833 |
|
|
10,112 |
|
|
9,381 |
|
|||||
|
不续签和终止的代表 |
|
(34,607 |
) |
|
(39,241 |
) |
|
(43,426 |
) |
|
(44,953 |
) |
|
(43,721 |
) |
|
(11,026 |
) |
|
(8,188 |
) |
|
(10,989 |
) |
|
(13,518 |
) |
|
(13,710 |
) |
|
(10,101 |
) |
|
(11,399 |
) |
|||||
持有人寿保险执照的销售队伍,期末 |
|
116,827 |
|
|
126,121 |
|
|
130,736 |
|
|
130,522 |
|
|
134,907 |
|
|
130,095 |
|
|
134,157 |
|
|
136,306 |
|
|
134,907 |
|
|
132,030 |
|
|
132,041 |
|
|
130,023 |
|
||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
签发的定期寿险保单 |
|
298,244 |
|
|
312,799 |
|
|
301,589 |
|
|
287,809 |
|
|
352,868 |
|
|
71,318 |
|
|
94,044 |
|
|
100,199 |
|
|
87,307 |
|
|
82,667 |
|
|
90,071 |
|
|
75,914 |
|
||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
已发行的定期寿命面金额 |
$ |
89,869 |
|
$ |
95,635 |
|
$ |
95,209 |
|
$ |
93,994 |
|
$ |
109,436 |
|
$ |
23,221 |
|
$ |
27,754 |
|
$ |
30,104 |
|
$ |
28,357 |
|
$ |
26,643 |
|
$ |
29,981 |
|
$ |
26,219 |
|
||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
有效期限寿命面金额,期初 |
$ |
693,194 |
|
$ |
728,385 |
|
$ |
763,831 |
|
$ |
781,041 |
|
$ |
808,262 |
|
$ |
808,262 |
|
$ |
804,512 |
|
$ |
821,998 |
|
$ |
840,227 |
|
$ |
858,818 |
|
$ |
869,643 |
|
$ |
886,519 |
|
||||||
|
已发行的定期寿命面金额 |
|
89,869 |
|
|
95,635 |
|
|
95,209 |
|
|
93,994 |
|
|
109,436 |
|
|
23,221 |
|
|
27,754 |
|
|
30,104 |
|
|
28,357 |
|
|
26,643 |
|
|
29,981 |
|
|
26,219 |
|
|||||
|
终止期限寿命面金额 |
|
(57,238 |
) |
|
(65,958 |
) |
|
(70,291 |
) |
|
(71,519 |
) |
|
(60,848 |
) |
|
(18,294 |
) |
|
(14,315 |
) |
|
(13,733 |
) |
|
(14,506 |
) |
|
(17,240 |
) |
|
(14,706 |
) |
|
(16,241 |
) |
|||||
|
外币影响,净额 |
|
2,560 |
|
|
5,769 |
|
|
(7,708 |
) |
|
4,746 |
|
|
1,968 |
|
|
(8,676 |
) |
|
4,046 |
|
|
1,859 |
|
|
4,740 |
|
|
1,422 |
|
|
1,602 |
|
|
(2,480 |
) |
|||||
有效的期限寿命面额,期限结束 |
$ |
728,385 |
|
$ |
763,831 |
|
$ |
781,041 |
|
$ |
808,262 |
|
$ |
858,818 |
|
$ |
804,512 |
|
$ |
821,998 |
|
$ |
840,227 |
|
$ |
858,818 |
|
$ |
869,643 |
|
$ |
886,519 |
|
$ |
894,018 |
|
||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
估计年化已发行定期寿险保费 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
新保单的保费 |
$ |
237.9 |
|
$ |
255.4 |
|
$ |
250.8 |
|
$ |
244.8 |
|
$ |
303.6 |
|
$ |
61.5 |
|
$ |
77.7 |
|
$ |
86.0 |
|
$ |
78.4 |
|
$ |
74.5 |
|
$ |
82.6 |
|
$ |
70.7 |
|
|||||
|
保费的增加及增加 |
|
46.4 |
|
|
49.5 |
|
|
55.2 |
|
|
60.2 |
|
|
68.9 |
|
|
15.0 |
|
|
17.8 |
|
|
17.9 |
|
|
18.1 |
|
|
18.0 |
|
|
20.3 |
|
|
19.5 |
|
|||||
|
|
估计年化已发行定期寿险保费总额 |
$ |
284.3 |
|
$ |
304.9 |
|
$ |
306.0 |
|
$ |
305.0 |
|
$ |
372.5 |
|
$ |
76.5 |
|
$ |
95.5 |
|
$ |
103.9 |
|
$ |
96.5 |
|
$ |
92.5 |
|
$ |
103.0 |
|
$ |
90.2 |
|
||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
投资储蓄产品销售 |
$ |
5,594.3 |
|
$ |
6,192.2 |
|
$ |
7,040.1 |
|
$ |
7,533.2 |
|
$ |
7,842.5 |
|
$ |
2,245.7 |
|
$ |
1,686.5 |
|
$ |
1,841.0 |
|
$ |
2,069.4 |
|
$ |
2,853.5 |
|
$ |
3,040.2 |
|
$ |
2,790.4 |
|
||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
投资和储蓄平均客户资产价值 |
$ |
49,427 |
|
$ |
56,791 |
|
$ |
61,842 |
|
$ |
65,029 |
|
$ |
69,709 |
|
$ |
66,595 |
|
$ |
64,638 |
|
$ |
71,512 |
|
$ |
76,090 |
|
$ |
83,131 |
|
$ |
89,378 |
|
$ |
92,652 |
|
||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
美国抵押贷款成交量(经纪) |
$ |
— |
|
$ |
— |
|
$ |
— |
|
$ |
31.1 |
|
$ |
442.5 |
|
$ |
12.9 |
|
$ |
65.8 |
|
$ |
160.0 |
|
$ |
203.8 |
|
$ |
262.3 |
|
$ |
298.6 |
|
$ |
337.6 |
|
16项中的第18项