Lanny's October Dividend Income Summary

兰尼十月份股息收入摘要

2019/11/11 17:08  SeekingAlpha

Summary

All dividends I receive are automatically being reinvested back into the company that paid the dividend.

During October, we (my wife and I) received a total of $734.13 of dividend income.

The name of the game is to apply what you learn through financial education.

October was a busy month, no doubt, and we eventually saw snowflakes on the first morning of November, yikes. Even though it is getting cold in Cleveland, the Dividend Stock Portfolio always is heating up, baby! Without further ado, time to jump into my October Dividend Income results!

Dividend Income

Dividend Income is the fruit of the labors for all investments being made. Further, Dividend Income is my primary vehicle on my road to Financial Freedom, which you can see through my Dividend Income and my Dividend Portfolio.

I am adding to my Dividend Income with each Dividend Stock Purchase. How do I research & screen for dividend stocks prior to making a purchase? I usually put the stocks through our Dividend Diplomat Stock Screener and trade on Ally's investment platform (one of our Financial Freedom Products).

I also automatically max out, pre-tax, my 401k through work and my Health Savings Account. This allows me to save a ton of money come tax time (aka thousands), which allows me to invest even more. In addition, all dividends I receive are automatically being reinvested back into the company that paid the dividend. This helps take the emotion out of timing and make a decision.

Lastly, Dividend Increases add quite a bang to the portfolio, as well. As you saw from my recent post in October, dividend increases added almost $330+ for the year through September! I will update this again, at the next quarter-end (middle January), to show you how critical this can be for your portfolio.

During October, we (my wife and I) received a total of $734.13 of dividend income. A record October (never gets old), and is not just based on the first month of showing my wife's dividend income, but just in general - quite a few new positions and dividend increases. Each month, luckily, I have been able to have a record month throughout 2019, each beating the prior year's comparable month. This is the first month where I am showing our combined Dividend Income and she surely packed a nice punch.

Here is the breakdown of dividend income for the month of October!

saupload_Screenshot-2019-11-02-at-7.59.01-AM_thumb1.png

There was no doubt that Philip Morris (NYSE:PM) was going to be a triple bagger here, with $112.82, even with the merger talks with Altria (NYSE:MO). Tupperware (NYSE:TUP) is a drag on my dividend income right now, may have to make some form of decision with them. Also, we now have two Canadian Banks to showcase - Canadian Imperial (NYSE:CM) and Bank of Nova Scotia (NYSE:BNS), as I wanted each of us to have one (plus my Aunt spent over 30+ years working for BNS and praises them everyday!).

Here, it shows that I received a total of $79.98 (up from $49.14 last year) or 11% of our income stemmed from retirement accounts and the other 89% was from the individual taxable portfolio. This % for retirement accounts stayed very similar, compared to last year. Why? There was a combination of growth from both taxable and retirement, that didn't change the allocation, essentially.

Dividend Income Year-over-Year Comparison

2018:saupload_Screenshot-2018-11-01-at-6.19.24-PM_thumb1.png

2019:saupload_Screenshot-2019-11-02-at-7.59.01-AM_thumb1.png

A dividend increase, year over year, of $237.49 (when including my wife's dividend of $28.37 last year in October)… This is a staggering 48% growth rate from prior year. I cannot believe it, but I know it's true. In the words of Kurt Angle, "It's Damn True." First, my wife and I both have been investing a ton. Further, we have received increases from Realty Income (NYSE:O), Medical Properties (NYSE:MPW), Armanino Foods (OTCPK:AMNF), Cisco (NASDAQ:CSCO), Illinois Tool Works (NYSE:ITW), Philip Morris, to name a few.

New investments, versus prior year, are Occidental Petroleum (NYSE:OXY), Leggett & Platt (NYSE:LEG), Bed Bath & Beyond (NASDAQ:BBBY) and obviously, my wife's account has quite a few new names. Talk about a mouthful. Dividend income is coming through all sorts of crevices this time around.

In total, this October was higher by $237 or 48%. At this rate, $1,100 for next year? Is this possible? It will be tough, but dividend increases, new investments, I'll try my hardest. 2020 could be crazy!

Dividend Increases

saupload_Screenshot-2019-11-02-at-7.59.24-AM_thumb1.png

These were all anticipated increases from Bert's article on Expected Dividend Increases, except for Rockwell (NYSE:ROK) that announced in October vs. November. For the most current version - see Bert's Expected Dividend Increases in November and see if your stock is on the list.

My favorite this go around has to go to Visa (NYSE:V). Why? This is the world as we know it and plastic has ruled all. Visa is one of very few in a huge ocean, think Mastercard (NYSE:MA), American Express (NYSE:AXP) and Discover (NYSE:DFS). Further, earnings and volume continue to increase and this is just one bad-ass company, that's for sure.

Overall, $15.84 added would require an investment of $453 at 3.50% yield, in order to produce that result.

Dividend Income Conclusion & Summary

The name of the game is to apply what you learn through financial education. The next steps are to maximize every dollar for investment opportunities and live a balanced life. My plan is to show that dividend income can be a revenue engine. A revenue engine that allows you to take back control of your life. Dividend investing, once you learn the right way, becomes easier and starts to immensely make sense!

There is a nice adjustment to my most recent monthly expenditures article. Sadly, my property taxes increased by 14%. Therefore, my new average is $1,040 per month. Therefore, my current dividend income would cover 70% of that amount. We are getting closer to making "ends" meet in the "off" months of being a Dividend Income investor. Dividend investing is insanely real, I can literally taste freedom. So. Damn. Good.

Excited for the future, no doubt. Further, all of the investing from last year and moves this year, shows that my aim to save 60% of my income, and making every dollar count, has allowed promising results already this year.

Wow… only 2 months of the year is left and what a year it has been. I can taste it, one month closer to the goal, baby! Financial Freedom, Financial Independence, insert your freedom phrase here, awaits! Please share your thoughts, questions and feedback below! Excited to read how everyone did this month, as well. Thank you again, good luck and happy investing!

Original post

Editor's Note: The summary bullets for this article were chosen by Seeking Alpha editors.

发明内容

我收到的所有股息都会自动重新投资到支付股息的公司。

在10月份,我们(我和我的妻子)总共收到了734.13美元的股息收入。

游戏的名称是应用你通过金融教育学到的东西。

毫无疑问,十月是忙碌的一个月,我们终于在11月的第一天早上看到了雪花,哎呀。即使克利夫兰变冷了,股利股票投资组合总是在升温,宝贝!没有更多的麻烦,时间跳跃到我十月份的股息收入结果!

股息收入

股息收入是所有投资的劳动成果。此外,股息收入是我通往财务自由之路的主要工具,你可以通过我的股息收入和我的股利投资组合看到这一点。

我每次购买股息股票都会增加我的股息收入。我如何在购买之前研究和筛选股息股票?我通常将股票通过我们的股利外交官股票筛选器,并在Ally的投资平台(我们的Financial Freedom产品之一)上进行交易。

我还自动将税前、我的401k通过工作和我的健康储蓄帐户最大化。这让我可以在纳税的时候节省一吨钱(也就是几千美元),这让我可以投资更多。此外,我收到的所有股息都会自动重新投资到支付股息的公司。这有助于让情绪脱离时间,做出决定。

最后,股息增加也给投资组合带来了相当大的冲击。正如你从我最近10月份发布的帖子中看到的那样,截至9月的一年里,股息增加了近330美元!我将在下一个季度末(1月中旬)再次更新此内容,以向您展示这对您的投资组合有多重要。

在10月份,我们(我和我的妻子)总共收到了734.13美元的股息收入。创纪录的十月份(永远不会变老),而且不仅仅是基于显示我妻子的股息收入的第一个月,而是总体上--相当多的新头寸和股息增加。幸运的是,在整个2019年,每个月我都创造了一个创纪录的月份,每一个月都超过了上一年的可比月份。这是我第一次展示我们的综合股息收入,她肯定打得很好。

这是十月份分红收入的细目!

毫无疑问,菲利普·莫里斯(纽约证券交易所代码:PM)将在这里获得112.82美元的三重收益,即使是与奥驰亚(纽约证券交易所代码:MO)的合并谈判也是如此。Tupperware(NYSE:TUP)现在拖累了我的股息收入,可能不得不与他们一起做出某种形式的决定。此外,我们现在有两家加拿大银行可供展示-加拿大帝国银行(NYSE:CM)和新斯科舍银行(NYSE:BNS),因为我希望我们每个人都有一家(加上我阿姨花了30多年为BNS工作,每天都称赞他们!)

在这里,它显示我总共收到了79.98美元(高于去年的49.14美元),或者我们的收入的11%来自退休账户,其他89%来自个人的应税投资组合。与去年相比,退休账户的这一百分比保持非常相似。为什么?应税和退休两者的增长结合在一起,本质上并没有改变分配。

股息收入与上年同期比较

2018:

2019:

股息同比增加237.49美元(包括我妻子去年10月28.37美元的股息)…这是令人震惊的48%的增长率,比前一年。我不敢相信,但我知道这是真的。用Kurt Angel的话说,“这是该死的真的。”首先,我和我妻子都投入了大量资金。此外,我们还从房地产收入(NYSE:O)、Medical Properties(NYSE:MPW)、Armanino Foods(OTCPK:AMNF)、Cisco(NASDAQ:CSCO)、Illinois Tool Works(NYSE:ITW)、Philip Morris等获得了增长。

与前一年相比,新的投资是西方石油公司(NYSE:OXY),Leggett&Platt(NYSE:LEG),Bed Bath&Beyond(NASDAQ:BBBY),显然,我妻子的账户有了很多新名字。大谈特谈。这一次,股息收入来自各种缝隙。

总体而言,今年10月份的收入增加了237美元,增幅为48%。按照这个速度,明年1100美元?这个是可能的吗?这将是艰难的,但股息增加,新的投资,我会尽我最大的努力。2020年可能会很疯狂!

股息增加

这些都是伯特关于预期股息增长的文章的预期增长,除了罗克韦尔(纽约证券交易所代码:ROK)在10月份宣布的股息增长与11月相比。最新的版本-查看伯特在11月预期的股息增长,看看你的股票是否在名单上。

我最喜欢的这个Go必须去Visa(NYSE:V)。为什么?这就是我们所知的世界,塑料统治了一切。Visa是浩瀚海洋中为数不多的几家公司之一,比如万事达卡(NYSE:MA)、美国运通(NYSE:AXP)和Discover(NYSE:DFS)。此外,收益和数量继续增加,这只是一个糟糕的公司,这是肯定的。

总体而言,增加15.84美元需要投资453美元,收益率为3.50%,才能产生这样的结果。

股利收入总结与总结

游戏的名称是应用你通过金融教育学到的东西。下一步是最大限度地利用每一美元的投资机会,过上平衡的生活。我的计划是证明股息收入可以成为收入引擎。一个收入引擎,让你重新掌控自己的生活。股利投资,一旦你学会了正确的方法,就会变得更容易,并且开始变得非常有意义!

我最近的月度支出文章有一个很好的调整。可悲的是,我的财产税增加了14%。因此,我的新平均数是每月1,040美元。因此,我目前的股息收入将涵盖该金额的70%。我们正越来越接近于在作为股息收入投资者的“关闭”月中达到“目的”。股利投资是疯狂真实的,我真的能尝到自由的滋味。所以。该死的。好的。

毫无疑问,对未来感到兴奋。此外,去年的所有投资和今年的变动表明,我的目标是把收入的60%存起来,让每一美元都有价值,今年已经取得了有希望的结果。

哇…一年只剩下两个月了,这是多么美好的一年啊。我能尝到,离目标近了一个月,宝贝!财务自由,财务独立,在这里插入您的自由短语,等待!请在下面分享你的想法,问题和反馈!读到每个人这个月的表现也很兴奋。再次感谢您,祝您好运,投资愉快!

原创帖子

编者按:本文的摘要项目符号是通过寻找Alpha编辑来选择的。

免责声明:中文翻译由腾讯翻译君提供支持,富途对翻译信息的准确性或可靠性所造成的任何损失不承担任何责任。

风险提示:上文所示之作者或者嘉宾的观点,都有其特定立场,投资决策需建立在独立思考之上。富途将竭力但却不能保证以上内容之准确和可靠,亦不会承担因任何不准确或遗漏而引起的任何损失或损害。