Nearly 40% of Parents Who Didn’t Plan to Apply for Federal Aid Now Say They Will as a Result of Covid-19 Pandemic
Nearly 40% of Parents Who Didn’t Plan to Apply for Federal Aid Now Say They Will as a Result of Covid-19 Pandemic
Forty-four percent of parents report they can’t afford to pay as much of their child’s education as originally planned
44%的父母報告説，他們負擔不起孩子最初計劃的教育費用
As COVID-19 has generated much uncertainty in this year’s college experience for both students and their families, a survey from Discover Student Loans indicated more families are hoping to take advantage of federal aid. In fact, 39% of parents who did not plan to apply for federal aid now say they will in light of the recent pandemic.
由於新冠肺炎今年的大學經歷給學生和他們的家庭帶來了很大的不確定性，探索助學貸款公司的一項調查顯示，更多的家庭希望利用聯邦援助。事實上，39%原本不打算申請聯邦援助的父母現在表示，鑑於最近的大流行，他們會的。
For many, the best way to access federal aid is through the Free Application for Federal Student Aid (FAFSA®)1, a free annual application that offers families access to the largest source of financial aid to help pay for college2. The application becomes available on Oct. 1st.
對於許多人來説，獲得聯邦援助的最佳方式是通過聯邦學生援助免費申請(FAFSA®)1，這是一個免費的年度應用程序，為家庭提供最大的經濟援助來源，以幫助支付大學2的費用。該應用程序將於10月1日推出。
“Our survey found that 48% of parents lost income as a result of the pandemic, and 44% said they can’t afford to pay for as much of their child’s education as they had originally planned,” said Manny Chagas, vice president of Discover Student Loans. “Those are significant changes at a time when families are thinking about college and exploring funding options. It underscores the importance of filling out the FAFSA each year.”
Discover助學貸款副總裁Manny Chagas説：“我們的調查發現，48%的家長因流感大流行而失去收入，44%的家長表示，他們負擔不起孩子原本計劃的那麼多教育費用，”Discover學生貸款公司副總裁曼尼·查加斯(Manny Chagas)説。“在家庭都在考慮上大學和探索資金選擇的時候，這些都是重大的變化。它強調了每年填寫FAFSA的重要性。“
The survey from Discover Student Loans polled parents with college-bound teens in early March and again in May. Discover’s May survey found of parents worried about paying for college, 53% are concerned their child is not receiving enough financial aid – up 9% from the pre-pandemic survey. In addition, 26% of families said they would appeal their student’s financial aid package.
Discover學生貸款公司的這項調查在3月初和5月分別對準備上大學的青少年的父母進行了調查。Discovery 5月份的調查發現，擔心支付大學學費的父母中，53%的人擔心他們的孩子沒有得到足夠的經濟援助-比大流行前的調查增加了9%。此外，26%的家庭表示，他們將對學生的經濟援助方案提出上訴。
Despite this greater focus on financial aid, the earlier survey revealed confusion among parents around when the FAFSA becomes available. Half of parents (50%) believed the FAFSA was available year-round, and just 24% of parents correctly identified the FAFSA application becomes available in October.
儘管更多地關注經濟援助，但早些時候的調查顯示，家長們對FAFSA何時可用感到困惑。一半的家長(50%)認為FAFSA全年可用，只有24%的家長正確識別FAFSA應用程序將在10月份可用。
“For many families, the FAFSA is an important piece of the college financial journey, and the application is used to determine students’ eligibility for federal, state and institutional aid like grants and scholarships,” Chagas continued. “Given the weight of this year’s uncertainties, it’s critical that families apply as early as possible when the application becomes available, because some schools award financial aid on a first-come, first-serve basis.”
查加斯繼續説：“對於許多家庭來説，FAFSA是大學財務之旅中重要的一塊，這份申請被用來確定學生是否有資格獲得聯邦、州和機構的援助，如助學金和獎學金。”“考慮到今年的不確定性，家庭在申請開始時儘早提出申請是至關重要的，因為一些學校以先到先得的方式發放助學金。”
Discover Student Loans provides a number of free tools and resources that help families plan and navigate their college financing journey. Discover offers a FAFSA assistant tool which is an interactive resource designed to help families prepare to fill out their FAFSA application. After answering a few questions, the tool provides personalized tips and considerations to help families get organized for the process. Families can also refer to the FAFSA Do’s and Don’ts as an additional resource – all found on Discover’s College Covered website that provides helpful content to students, parents and counselors.
發現學生貸款提供了一些免費的工具和資源，幫助家庭計劃和導航他們的大學融資之旅。Discovery提供了FAFSA助手工具，這是一種交互式資源，旨在幫助家庭準備填寫FAFSA申請。在回答了幾個問題之後，該工具提供了個性化的提示和注意事項，以幫助家庭為該過程組織起來。家庭也可以參考FAFSA做什麼和不做什麼作為額外的資源-所有這些都可以在Discover的大學覆蓋網站上找到，該網站為學生、家長和輔導員提供了有用的內容。
Discover Student Loans provides private student loans and is not affiliated with the FAFSA or federal financial aid. For more information about Discover Student Loans, please visit www.discover.com/student-loans .
發現學生貸款提供私人學生貸款，並不隸屬於FAFSA或聯邦財政援助。欲瞭解有關發現學生貸款的更多信息，請訪問www.discover.com/Student-Loans。
Methodology
方法論
All figures, unless otherwise stated, are from two Dynata (formerly Research Now/SSI) surveys conducted on behalf of Discover Financial Services. The surveys were conducted online; the first one was fielded from March 9 – 19, 2020, with a total sample size of 1,500 U.S. parents of college bound students (ages 16 – 18), and the second survey was fielded from May 2 – 4, 2020, with a total sample size of 1,500 U.S. parents of college bound students (ages 16-18). The margin of sampling error for both surveys is ±2.53 percentage points with a 95 percent level of confidence.
除非另有説明，否則所有數據都來自代表Discover金融服務公司進行的兩次Dynata(前身為Research Now/SSI)調查。這些調查是在網上進行的；第一次是在2020年3月9日至19日進行的，總樣本量為1500名美國在校學生(16-18歲)的父母，第二次調查是在2020年5月2日至4日進行的，總樣本量為1500名美國在校學生(16-18歲)的父母。兩項調查的抽樣誤差幅度均為±2.53個百分點，置信水平為95%。
About Discover
關於Discover
Discover Financial Services (NYSE: DFS) is a digital banking and payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest card issuers in the United States. The company issues the Discover card, America's cash rewards pioneer, and offers private student loans, personal loans, home loans, checking and savings accounts and certificates of deposit through its banking business. It operates the Discover Global Network comprised of Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation's leading ATM/debit networks; and Diners Club International, a global payments network with acceptance around the world. For more information, visit www.discover.com/company .
探索金融服務公司(紐約證券交易所市場代碼：DFS)是一家數字銀行和支付服務公司，擁有美國金融服務業最知名的品牌之一。自1986年成立以來，該公司已成為美國最大的信用卡發行商之一。該公司發行發現卡，這是美國現金獎勵的先驅，並通過其銀行業務提供私人學生貸款、個人貸款、住房貸款、支票和儲蓄賬户以及存單。它運營着發現全球網絡，其中包括擁有數百萬商户和現金接入地點的發現網絡、美國領先的自動櫃員機/借記機網絡之一PULSE以及在世界各地都被接受的全球支付網絡Diners Club International。欲瞭解更多信息，請訪問www.discover.com/company。
1FAFSA is a registered trademark of the U.S. Dept. of Education and is not affiliated with Discover Student Loans.
1FAFSA是美國國防部的註冊商標。與發現助學貸款無關。
2https://studentaid.gov/about
2個https://studentaid.gov/about
譯文內容由第三人軟體翻譯。