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Synchrony Financial Sinks on Drop in Net Interest Income

Synchrony Financial Sinks on Drop in Net Interest Income

同步金融因淨利息收入下降而下沉
TheStreet ·  2020/01/24 17:48

Shares of Synchrony Financial( SYF ) - Get Reportwere sinking 9.8% to $32.65 Friday after the credit card services company reported mixed fourth-quarter results.

的股份Synchrony Financial(SYF(路透社)-Get Report週五下跌9.8%,至32.65美元,此前這家信用卡服務公司公佈了喜憂參半的第四季度業績。

The Stamford, Connecticut-based company reported earnings of $731 million, or $1.15 a share, compared with $783 million, or $1.09, a year earlier. Adjusted earnings for the latest quarter came to $1.10 a share, beating analysts' estimates of $1.07.

這家總部位於康涅狄格州斯坦福德的公司公佈的收益為7.31億美元,合每股1.15美元,而去年同期為7.83億美元,合每股1.09美元。最近一個季度的調整後收益為每股1.10美元,超過了分析師預期的1.07美元。

Provision for loan losses totaled $1.1 billion, missing calls for $1.25 billion. Revenue totaled $3.1 billion, short of Wall Street's estimate for $3.15 billion.

貸款損失準備金總計11億美元,低於12.5億美元的要求。總收入為31億美元,低於華爾街預測的31.5億美元。

Net interest income fell 7.3% to $4.03 billion and was related to the Walmart consumer portfolio sale.

淨利息收入下降7.3%,至40.3億美元,與沃爾瑪消費者投資組合銷售。

In November 2018, Walmart( WMT ) - Get Reportfiled a lawsuit against the bank that alleged it breached the terms of their long-running credit-card deal. The world's largest retailer was seeking damages of at least $800 million. Synchrony called the suit “baseless." In January 2019, Walmart agreed to drop the lawsuit.

2018年11月,沃爾瑪(Walmart)(WMT)-Get Report對該銀行提起訴訟,指控其違反了他們長期運營的信用卡交易的條款。這家全球最大的零售商要求賠償至少8億美元。Synchrony稱這起訴訟是“毫無根據的”。2019年1月,沃爾瑪同意撤銷訴訟。

Deposits were $65.1 billion, up 2% from the year-ago quarter. Provision for loan loss fell 24% year over year to $1.1 billion primarily driven by lower core reserve build and reduction in net charge-offs.

存款為651億美元,比去年同期增長2%。貸款損失撥備同比下降24%,至11億美元,主要是由於核心準備金積累減少和淨沖銷減少所致。

Purchase volume was flat at $40.2 billion, but up 7% on a core basis.

購買量持平於402億美元,但在核心基礎上增長了7%。

“2019 marked another year of significant transformation for Synchrony," CEO Margaret Keane said in a statement.

2019年標誌着Synchrony又一個重大變革的一年,首席執行官瑪格麗特基恩在一份聲明中説。

In other news, Synchrony and Verizon Communications( VZ ) - Get Reportannounced on Thursday a partnership where they will launch the first credit card designed specifically for Verizon customers.

其他新聞方面,Synchrony和Verizon Communications(vz)-Get Report週四宣佈建立合作伙伴關係,他們將推出第一學分專為以下目的而設計的卡威瑞森顧客。

Discover Financial DFS, meanwhile, was also declining Friday after posting mixed fourth quarter, leading multiple analysts to lower the stock's rating.

與此同時,Discovery Financial DFS上週五也出現下跌,此前該公司第四季度業績喜憂參半,導致多位分析師下調了該股的評級。

譯文內容由第三人軟體翻譯。


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