Truist Releases Results of its Company-Run DFAST Stress Test, Receives Preliminary Stress Capital Buffer
Truist Releases Results of its Company-Run DFAST Stress Test, Receives Preliminary Stress Capital Buffer
Truist Releases Results of its Company-Run DFAST Stress Test, Receives Preliminary Stress Capital Buffer
TRUIST公佈其公司運營的DFAST壓力測試結果，獲得初步的壓力資本緩衝
Truist Releases Results of its Company-Run DFAST Stress Test, Receives Preliminary Stress Capital Buffer
TRUIST公佈其公司運營的DFAST壓力測試結果，獲得初步的壓力資本緩衝
PR Newswire
美通社
CHARLOTTE, N.C., June 30, 2020
北卡羅來納州夏洛特，2020年6月30日
CHARLOTTE, N.C., June 30, 2020 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) ("Truist" or "the Company") today released the results of its annual company-run stress test conducted in accordance with regulations of the Board of Governors of the Federal Reserve System ("Federal Reserve") and the Federal Deposit Insurance Corporation under the Dodd-Frank Wall Street Reform and Consumer Protection Act. The results of Truist's annual company-run stress test are available athttps://IR.Truist.com/other-filings.
北卡羅來納州夏洛特，2020年6月30日/美通社/--Truist金融公司紐約證券交易所股票代碼：TFC)(以下簡稱“Truist”或“公司”)今天公佈了其年度公司運營壓力測試結果，該測試符合美國聯邦儲備委員會(美聯儲，FED)和聯邦存款保險公司(FDIC)根據多德-弗蘭克(Dodd-Frank)華爾街改革和消費者保護法案(Dodd-Frank Wall Street改革and Consumer Protection Act)的規定進行的壓力測試。Truist的年度公司運營壓力測試結果可在https://IR.Truist.com/other-filings.上查閲
Truist has reviewed the results of the 2020 Comprehensive Capital Analysis and Review ("CCAR") supervisory stress test and noted that the modeled outcomes shown by the Federal Reserve differ from those calculated by the Company. Truist believes those differences are attributable to the application of purchase accounting associated with the Company's 2019 merger of equals. Purchase accounting adjustments could result in a reduction in provision expense and an increase in pre-provision net revenue. These differences could result in higher capital ratios than were reflected in the CCAR results.
Truist審查了2020年全面資本分析和審查(CCAR)監管壓力測試的結果，並指出美聯儲顯示的建模結果與公司計算的結果不同。Truist認為，這些差異可以歸因於與公司2019年對等合併相關的購買會計的應用。採購會計調整可能導致撥備費用的減少和撥備前淨收入的增加。這些差異可能導致比CCAR結果反映的更高的資本充足率。
The Truist capital plan submitted in connection with the 2020 CCAR includes a third quarter dividend of $0.45 per share. Truist's dividends are subject to approval by its board of directors, and the third quarter dividend will be considered by the Truist board at its upcoming meeting. Consistent with the Federal Reserve's mandate across the industry, Truist will be required to update and resubmit its capital plan later this year to reflect changes in financial markets and the macroeconomic outlook.
與2020年CCAR相關的真實資本計劃包括第三季度每股0.45美元的股息。Truist的股息還有待董事會批准，第三季度的股息將由Truist董事會在即將召開的會議上審議。與美聯儲(Fed)在整個行業的使命一致，Truist將被要求在今年晚些時候更新並重新提交其資本計劃，以反映金融市場和宏觀經濟前景的變化。
The Federal Reserve provided Truist with a preliminary Stress Capital Buffer ("SCB") of 2.7% on June 25, 2020 and will provide the Final SCB by Aug. 31, 2020.
2020年6月25日，美聯儲向Truist提供了2.7%的初步壓力資本緩衝(SCB)，並將在2020年8月31日之前提供最終的SCB。
About TruistTruist Financial Corporation is a purpose-driven financial services company committed to inspire and build better lives and communities. With 275 years of combined BB&T and SunTrust history, Truist serves approximately 12 million households with leading market share in many high-growth markets in the country. The company offers a wide range of services including retail, small business and commercial banking; asset management; capital markets; commercial real estate; corporate and institutional banking; insurance; mortgage; payments; specialized lending and wealth management. Headquartered in Charlotte, North Carolina, Truist is the sixth-largest commercial bank in the U.S. with total assets of $506 billion as of March 31, 2020. Truist Bank, Member FDIC. Learn more atTruist.com.
Truist金融公司是一家以目標為導向的金融服務公司，致力於激勵和建設更好的生活和社區。Truist擁有275年的BB&T和SunTrust合併歷史，為大約1200萬個家庭提供服務，在該國許多高增長市場佔據領先的市場份額。該公司提供廣泛的服務，包括零售、小型企業和商業銀行業務；資產管理；資本市場；商業房地產；企業和機構銀行業務；保險；按揭；支付；專業貸款和財富管理。總部位於北卡羅來納州夏洛特的Truist是美國第六大商業銀行，截至2020年3月31日總資產為5,060億美元。真實銀行，聯邦存款保險公司成員。請訪問Truist.com瞭解更多信息。
Forward-Looking StatementsThis communication contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 regarding the financial condition, results of operations, business plans and future performance of Truist, including under hypothetical regulatory stress testing scenarios. Words such as "anticipates," "believes," "estimates," "expects," "forecasts," "intends," "plans," "projects," "could," "may," "should," "will" or other similar words or expressions are intended to identify these forward-looking statements. These forward-looking statements are based on Truist's current expectations and assumptions regarding Truist's businesses, the economy, and other future conditions or reflect theoretical performance under prescribed hypothetical scenarios and the regulatory stress testing rules. Because forward-looking statements relate to future results and occurrences, they are subject to inherent uncertainties, risks, and changes in circumstances that are difficult to predict. Many possible events or factors could affect Truist's future financial results and performance and could cause actual results or performance to differ materially from anticipated results or performance. Except to the extent required by applicable law or regulation, Truist disclaims any obligation to update such factors or to publicly announce the results of any revisions to any of the forward-looking statements included herein to reflect future events or developments. Further information regarding Truist and factors which could affect the forward-looking statements contained herein can be found in Truist's Annual Report on Form 10-K for the fiscal year ended December 31, 2019, as updated by its Quarterly Reports on Form 10-Q, and its other filings with the Securities and Exchange Commission.
前瞻性陳述本新聞稿包含1995年“私人證券訴訟改革法”所指的“前瞻性陳述”，涉及Truist公司的財務狀況、經營結果、業務計劃和未來表現，包括在假想的監管壓力測試情況下的財務狀況、經營結果、業務計劃和未來表現。諸如“預期”、“相信”、“估計”、“預計”、“預測”、“打算”、“計劃”、“計劃”、“項目”、“可能”、“可能”、“應該”、“將會”或其他類似的詞彙或表達都是為了識別這些前瞻性陳述。這些前瞻性陳述基於Truist目前對Truist的業務、經濟和其他未來狀況的預期和假設，或反映在規定的假設情景和監管壓力測試規則下的理論表現。由於前瞻性陳述與未來的結果和事件有關，它們會受到固有的不確定性、風險和難以預測的環境變化的影響。許多可能的事件或因素可能會影響Truist未來的財務結果和業績，並可能導致實際結果或業績與預期結果或業績大不相同。除非適用的法律或法規要求，TRUIST沒有義務更新這些因素或公開宣佈對本文中包含的任何前瞻性陳述的任何修訂的結果，以反映未來的事件或發展。有關Truist的更多信息以及可能影響本文中包含的前瞻性陳述的因素，請參閲Truist截至2019年12月31日的財政年度Form 10-K年度報告，該報告由Form 10-Q季度報告更新，以及它提交給美國證券交易委員會(Securities And Exchange Commission)的其他文件。
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SOURCE Truist Financial Corporation
SOURCE TRUIST金融公司
譯文內容由第三人軟體翻譯。