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Earnings Call Summary | Synovus Financial(SNV.US) Q4 2024 Earnings Conference

Earnings Call Summary | Synovus Financial(SNV.US) Q4 2024 Earnings Conference

業績會重點 | 西諾烏斯金融(SNV.US) 2024年第4季度業績會
富途資訊 ·  01/17 20:57  · 電話會議

The following is a summary of the Synovus Financial Corp. (SNV) Q4 2024 Earnings Call Transcript:

以下是西諾烏斯金融CORP. (SNV) 2024年第四季度業績發佈會摘要:

Financial Performance:

財務表現:

  • Synovus reported fourth quarter EPS of $1.25, up 6% from the previous quarter, and adjusted fourth quarter EPS rose 18% year-over-year.

  • For the full year 2024, EPS was $3.03, with adjusted EPS at $4.43.

  • Adjusted revenue increased 3% on both a sequential and year-over-year basis driven by lower deposit and funding costs.

  • Net interest income grew 3% sequentially.

  • Adjusted noninterest expense was up 2% from the third quarter and down 12% year-over-year.

  • 西諾烏斯報告第四季度每股收益爲1.25美元,比上一季度增長6%,調整後的第四季度每股收益同比增長18%。

  • 2024年全年,每股收益爲3.03美元,調整後的每股收益爲4.43美元。

  • 調整後的營業收入在環比和同比基礎上均增長了3%,主要受益於存入資金和融資成本的降低。

  • 淨利息收入環比增長了3%。

  • 調整後的非利息費用較第三季度增長了2%,同比下降了12%。

Business Progress:

業務進展:

  • Synovus grew balances 4% in higher-growth commercial lending segments, and launched a new legal industry deposit vertical and small business banking product bundle.

  • Core deposits grew by 3%, and treasury management, capital markets, and wealth fees grew at a healthy pace.

  • Continued strategic investments position Synovus to drive long-term shareholder value.

  • 西諾烏斯金融在更高增長的商業貸款板塊中,餘額增長了4%,並推出了新的法律行業存入資金垂直產品和小企業銀行產品組合。

  • 核心存入資金增長了3%,而財資管理、資本市場和财富管理費用也穩步增長。

  • 持續的戰略投資使西諾烏斯金融能夠推動長期股東價值。

Opportunities:

機會:

  • Loan production remained strong with period end and average loans expected to grow due to healthy core deposit growth and strategic non-relationship loan rationalization.

  • Adjusted noninterest revenue increased, driven by stronger core banking, capital markets, and wealth management income.

  • 貸款生產保持強勁,期末和平均貸款預計將由於健康的核心存入資金增長和戰略性非關係貸款合理化而增長。

  • 調整後的非利息收入增加,主要受益於更強的核心銀行、資本市場和财富管理收入。

Risks:

風險:

  • Elevated levels of loan payoffs impacted higher growth C&I lending verticals.

  • Increased competition and potential interest rate changes could influence future financial performance.

  • 較高的貸款償還水平影響了高增長的商業和工業貸款領域。

  • 增加的競爭和潛在的利率變化可能會影響未來的財務表現。

More details: Synovus Financial IR

更多詳情:西諾烏斯金融投資者關係

Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.

提示:欲了解更全面的細節,請參閱IR網站。 文章僅供投資者參考,不構成任何指導或推薦建議。

譯文內容由第三人軟體翻譯。


以上內容僅用作資訊或教育之目的,不構成與富途相關的任何投資建議。富途竭力但無法保證上述全部內容的真實性、準確性和原創性。
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