How To Earn $500 A Month From Bank of America Stock Ahead Of Q4 Earnings
How To Earn $500 A Month From Bank of America Stock Ahead Of Q4 Earnings
With the recent buzz around Bank of America, some investors may be eyeing potential gains from the company's dividends too. Bank of America currently offers an annual dividend yield of 2.25%, or a quarterly dividend of 26 cents per share ($1.04 a year).Bank of America Corporation (NYSE:BAC) will release earnings for its fourth quarter, before the opening bell on Thursday, Jan. 16.
美國銀行公司（紐交所：BAC）將在1月16日星期四開盤前發佈其第四季度的業績。
Analysts expect the Charlotte, North Carolina-based company to report quarterly earnings at 77 cents per share. That's up from 35 cents per share in the year-ago period. According to Benzinga Pro, Bank of America projects quarterly revenue of $25.09 billion, compared to $21.96 billion a year earlier.
分析師預計位於北卡羅來納州夏洛特的公司每股季度收益爲77美分。這比去年同期的每股35美分有所增長。根據Benzinga Pro的數據顯示，美國銀行預計季度營業收入爲250.9億，比一年前的219.6億有所增長。
On Jan. 7, UBS analyst Erika Najarian upgraded Bank of America from Neutral to Buy and announced a $53 price target.
1月7日，瑞銀分析師Erika Najarian將美國銀行的評級從中立上調至買入，並宣佈了53美元的價格目標。
With the recent buzz around Bank of America, some investors may be eyeing potential gains from the company's dividends too. Bank of America currently offers an annual dividend yield of 2.25%, or a quarterly dividend of 26 cents per share ($1.04 a year).
隨着圍繞美國銀行的近期熱議，一些投資者可能也在關注該公司的分紅派息潛在收益。美國銀行目前提供2.25%的年分紅收益率，或每股季度股息26美分（每年1.04美元）。
To figure out how to earn $500 monthly from Bank of America, we start with the yearly target of $6,000 ($500 x 12 months).
爲了計算如何從美國銀行每月賺取500美元，我們以每年的目標6,000美元（500美元x12個月）開始。
Next, we take this amount and divide it by Bank of America's $1.04 dividend: $6,000 / $1.04 = 5,769 shares.
接下來，我們將這個金額除以美國銀行的1.04美元的分紅：6,000美元 / 1.04 = 5,769股。
So, an investor would need to own approximately $266,585 worth of Bank of America, or 5,769 shares to generate a monthly dividend income of $500.
因此，投資者大約需要持有價值266,585美元的美國銀行股票，或5,769股，以產生每月500美元的分紅收入。
Assuming a more conservative goal of $100 monthly ($1,200 annually), we do the same calculation: $1,200 / $1.04 = 1,154 shares, or $53,326 to generate a monthly dividend income of $100.
假設每月100美元（每年1,200美元）爲更保守的目標，我們也進行相同的計算：1,200美元 / 1.04 = 1,154股，或53,326美元以產生每月100美元的分紅收入。
Note that dividend yield can change on a rolling basis, as the dividend payment and the stock price both fluctuate over time.
請注意，分紅收益率會不斷變化，因爲分紅支付和股票價格會隨時間波動。
The dividend yield is calculated by dividing the annual dividend payment by the current stock price. As the stock price changes, the dividend yield will also change.
股息收益率通過將年度分紅派息額除以當前股票價格來計算。隨着股票價格的變化，股息收益率也會變化。
For example, if a stock pays an annual dividend of $2 and its current price is $50, its dividend yield would be 4%. However, if the stock price increases to $60, the dividend yield would decrease to 3.33% ($2/$60).
例如，如果一隻股票每年支付2美元分紅派息，其當前價格爲50美元，那麼其股息收益率將爲4%。但是，如果股票價格上漲至60美元，股息收益率將下降至3.33%（$2/$60）。
Conversely, if the stock price decreases to $40, the dividend yield would increase to 5% ($2/$40).
相反，如果股票價格下降至40美元，股息收益率將上升至5%（$2/$40）。
Further, the dividend payment itself can also change over time, which can also impact the dividend yield. If a company increases its dividend payment, the dividend yield will increase even if the stock price remains the same. Similarly, if a company decreases its dividend payment, the dividend yield will decrease.
此外，分紅派息本身也可能隨着時間而變化，這也會影響分紅派息收益率。如果一家公司增加其分紅派息，分紅派息收益率將增加，即使股票價格保持不變。類似地，如果一家公司減少其分紅派息，分紅派息收益率將下降。
BAC Price Action: Shares of Bank of America gained by 0.3% to close at $46.21 on Wednesday.
美國銀行的股價走勢：週三，美國銀行的股票上漲了0.3%，收於46.21美元。
Read More:
閱讀更多：
- How To Earn $500 A Month From Synovus Financial Stock Ahead Of Q4 Earnings
- 如何在第四季度業績前，從西諾烏斯金融股票中賺取每月500美元
Image: Shutterstock
圖片：Shutterstock
譯文內容由第三人軟體翻譯。