J.P. Morgan analyst Anthony Elian maintains $Columbia Banking System (COLB.US)$ with a hold rating, and adjusts the target price from $32 to $30.
According to TipRanks data, the analyst has a success rate of 28.6% and a total average return of -6.4% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Columbia Banking System (COLB.US)$'s main analysts recently are as follows:
As the Q4 earnings season for regional banks approaches, expected trends include minimal growth in loans and deposits, slightly lower net intercessor margins, and stable credit trends. Beyond the immediate results, the focus is expected to shift towards the 2025 outlooks which might reflect the persistent high-interest rate environment. While optimistic about the prospects of regional bank stocks into 2025, this optimism is moderated by expectations of a less aggressive rate-cutting stance by the Federal Reserve.
In recent discussions, anticipation shifts towards the 2025 financial outlooks, influenced by recent economic conditions and an optimistic perspective on the U.S. political landscape. Analysts predict a firm outcome for Q4 in the regional banking sector. However, the primary focus remains on deposit betas, net interest margins, and potential growth prospects. Adjustments in financial models often involve minor revisions to margin forecasts and a tempering of short-term loan growth expectations.
The optimism toward Columbia Banking has increased due to expectations of a notable net interest income rise post Q1 2025, a steeper yield curve, favorable early deposit betas, and regulatory relief. Additionally, the deposit franchise, often undervalued, alongside $8B of high-cost funding repricing by Q1 2025, contributes to this positive outlook.
Note:
TipRanks, an independent third party, provides analysis data from financial analysts and calculates the Average Returns and Success Rates of the analysts' recommendations. The information presented is not an investment recommendation and is intended for informational purposes only.
Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
TipRanks provides a ranking of each analyst up to 5 stars, which is representative of all recommendations from the analyst. An analyst's past performance is evaluated on a scale of 1 to 5 stars, with more stars indicating better performance. The star level is determined by his/her total success rate and average return.
摩根大通分析師Anthony Elian維持$哥倫比亞銀行系統 (COLB.US)$持有評級，並將目標價從32美元下調至30美元。
根據TipRanks數據顯示，該分析師近一年總勝率為28.6%，總平均回報率為-6.4%。
此外，綜合報道，$哥倫比亞銀行系統 (COLB.US)$近期主要分析師觀點如下：
隨着區域銀行第四季度業績季的臨近，預期的趨勢包括貸款和存款增長最小，淨中介利潤率略有下降以及信貸趨勢穩定。除了眼前的結果外，預計重點將轉移到2025年的展望上，這可能反映出持續的高利率環境。儘管對2025年地區銀行股的前景持樂觀態度，但由於對聯儲局不那麼激進的減息立場的預期，這種樂觀情緒有所緩和。
在最近的討論中，受近期經濟狀況和對美國政治格局的樂觀前景的影響，人們的預期轉向了2025年的金融前景。分析師預測，地區銀行業第四季度業績良好。但是，主要重點仍然是存款測試版、凈利率和潛在的增長前景。財務模型的調整通常涉及對利潤率預測的微調和短期貸款增長預期的緩和。
由於預計2025年第一季度後淨利息收入將顯著增加、收益率曲線更陡峭、早期存款beta優惠以及監管救濟，人們對哥倫比亞銀行的樂觀情緒有所增加。此外，存款特許經營權的估值經常被低估，再加上到2025年第一季度80億美元的高成本融資重新定價，爲這一樂觀前景做出了貢獻。
提示:
TipRanks為獨立第三方，提供金融分析師的分析數據，並計算分析師推薦的平均回報率和勝率。提供的信息並非投資建議，僅供参考。本文不對評級數據和報告的完整性與準確性做出認可、聲明或保證。
TipRanks提供每位分析師的星級，分析師星級代表分析師所有推薦的過往表現，通過分析師的總勝率和平均回報率综合計算得出，星星越多，則該分析師過往表現越優異，最高爲5颗星。
分析師總勝率為近一年分析師的評級成功次數占總評級次數的比率。評级的成功與否，取決於TipRanks的虚擬投資組合是否從該股票中產生正回報。
總平均回報率為基於分析師的初始評級創建虚擬投資組合，並根據評級變化對組合進行調整，在近一年中該投資組合所獲得的回報率。
