Barclays analyst Terry Ma maintains $PennyMac Financial Services (PFSI.US)$ with a buy rating, and adjusts the target price from $125 to $124.
According to TipRanks data, the analyst has a success rate of 54.5% and a total average return of 2.4% over the past year.
Furthermore, according to the comprehensive report, the opinions of $PennyMac Financial Services (PFSI.US)$'s main analysts recently are as follows:
Looking ahead into 2025, the specialty finance sector is expected to be influenced by several key themes including a stable consumer environment, improving consumer credit trends, particularly for prime categories, persistently high mortgage rates, and a more relaxed regulatory framework. There has been notable outperformance in consumer lender shares since the election, which may have advanced some returns, complicating stock selection. In mortgage finance, the preference remains for balanced business models which were effective in 2024. Unpriced positive catalysts are believed to likely spur additional upside in shares. Meanwhile, air lessors are still seen as undervalued, with a cautious stance towards mortgage credit.
The results of the November election have seemingly revitalized business and consumer confidence, anticipating a more pro-business political landscape, which in turn has elevated expectations for the U.S. economy while reducing prospects for further Federal Reserve easing. This outlook is favorable for stocks connected to consumer credit and spending, but less so for those associated with the mortgage market, which continues to struggle due to high rates and a limited housing supply.
Note:
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Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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巴克萊銀行分析師Terry Ma維持$PennyMac Financial Services (PFSI.US)$買入評級，並將目標價從125美元下調至124美元。
根據TipRanks數據顯示，該分析師近一年總勝率為54.5%，總平均回報率為2.4%。
此外，綜合報道，$PennyMac Financial Services (PFSI.US)$近期主要分析師觀點如下：
展望2025年，專業金融行業預計將受到幾個關鍵主題的影響，包括穩定的消費環境、消費信貸趨勢的改善，尤其是主要類別的消費信貸趨勢，持續居高不下的抵押貸款利率以及更寬鬆的監管框架。自大選以來，消費貸款機構的股票表現明顯跑贏大盤，這可能提高了一些回報，使股票選擇變得複雜。在抵押貸款融資中，仍然偏向於2024年生效的平衡商業模式。據信，未定價的積極催化劑可能會刺激股價進一步上漲。同時，航空出租人仍被視爲被低估，對抵押貸款持謹慎態度。
11月大選的結果似乎重振了商業和消費者的信心，預計政治格局將更加親商，這反過來又提高了對美國經濟的預期，同時也降低了聯儲局進一步寬鬆政策的前景。這種前景對與消費信貸和支出相關的股票有利，但對與抵押貸款市場相關的股票則不那麼樂觀。由於高利率和住房供應有限，抵押貸款市場繼續陷入困境。
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分析師總勝率為近一年分析師的評級成功次數占總評級次數的比率。評级的成功與否，取決於TipRanks的虚擬投資組合是否從該股票中產生正回報。
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