Earnings Call Summary | Affirm Holdings(AFRM.US) Q1 2025 Earnings Conference
Earnings Call Summary | Affirm Holdings(AFRM.US) Q1 2025 Earnings Conference
Guidance for adjusted operating income margin now projected above 20%.The following is a summary of the Affirm Holdings, Inc. (AFRM) Q1 2025 Earnings Call Transcript:
以下是Affirm Holdings, Inc. (AFRM) 2025年第一季度業績發佈會的摘要：
Financial Performance:
財務表現：
Affirm Holdings reported strong unit economics with an emphasis on margin growth.
Expected RLTC (Return Less Than Cost) margins are anticipated to remain robust in future quarters.
Guidance for adjusted operating income margin now projected above 20%.
Affirm Holdings報告了強勁的單位經濟數據，強調了利潤率的增長。
預計未來幾個季度RLTC（收益低於成本）利潤率將保持強勁。
調整後的運營收入利潤率現在預計將超過20%。
Business Progress:
業務進展：
Affirm aims to maintain aggressive growth, leveraging strong market positions to expand into new areas such as the UK.
The company plans to strategically use 0% APR promotions to drive consumer and merchant engagement during the holiday season.
Affirm旨在保持積極的增長，利用強大的市場地位擴展到英國等新領域。
該公司計劃在假期季節策略性地使用0% APR的促銷活動，以推動消費和商戶的參與。
Opportunities:
機會：
The company sees opportunities in UK market expansion, specifically targeting longer-term installment payment products not adequately served in the region.
公司看到在英國市場擴展的機會，特別是針對在該地區未得到充分服務的長期分期付款產品。
Risks:
風險：
Competitive market challenges in new regions like the UK.
Need to maintain financial discipline amid expanding consumer credit approvals and aggressive promotions.
包括英國等新地區的競爭市場挑戰。
在擴大消費信貸審批和積極促銷的同時，需要保持財務紀律。
More details: Affirm Holdings IR
更多細節：Affirm Holdings 投資者關係
Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：欲了解更全面的細節，請參閱IR網站。 文章僅供投資者參考，不構成任何指導或推薦建議。
譯文內容由第三人軟體翻譯。
