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Customers Bancorp (NYSE:CUBI) Sheds 11% This Week, as Yearly Returns Fall More in Line With Earnings Growth

Customers Bancorp (NYSE:CUBI) Sheds 11% This Week, as Yearly Returns Fall More in Line With Earnings Growth

Customers Bancorp (紐交所:CUBI) 本週下跌11%,年度回報與盈利增長更加一致。
Simply Wall St ·  12/21 22:08

It might be of some concern to shareholders to see the Customers Bancorp, Inc. (NYSE:CUBI) share price down 12% in the last month. But that scarcely detracts from the really solid long term returns generated by the company over five years. We think most investors would be happy with the 102% return, over that period. Generally speaking the long term returns will give you a better idea of business quality than short periods can. Ultimately business performance will determine whether the stock price continues the positive long term trend. Unfortunately not all shareholders will have held it for the long term, so spare a thought for those caught in the 16% decline over the last twelve months.

看到Customers Bancorp, Inc. (紐交所:CUBI)的股價在上個月下跌12%,這可能讓股東感到有些擔憂。 但這幾乎無法掩蓋公司在過去五年中產生的非常穩健的長期回報。 我們認爲大多數投資者會對這一時期102%的回報感到滿意。 一般來說,長期回報能更好地反映業務質量,而短期則無法做到。 最終,業務表現將判斷股票價格是否能繼續保持積極的長期趨勢。 不幸的是,並非所有股東都能長揸,所以也要爲那些在過去十二個月中遭遇16%下跌的股東考慮一下。

While this past week has detracted from the company's five-year return, let's look at the recent trends of the underlying business and see if the gains have been in alignment.

雖然上週的表現影響了公司五年的回報,但讓我們看看基礎業務的最新趨勢,看看收益是否與之相符。

To quote Buffett, 'Ships will sail around the world but the Flat Earth Society will flourish. There will continue to be wide discrepancies between price and value in the marketplace...' By comparing earnings per share (EPS) and share price changes over time, we can get a feel for how investor attitudes to a company have morphed over time.

引用巴菲特的話,『船隻將環繞世界航行,但平面地球學會將蓬勃發展。市場上價格和價值之間將繼續存在巨大差異……』通過比較每股收益(EPS)和股票價格變化,我們可以了解投資者對公司的態度是如何隨着時間變化的。

Over half a decade, Customers Bancorp managed to grow its earnings per share at 29% a year. This EPS growth is higher than the 15% average annual increase in the share price. So it seems the market isn't so enthusiastic about the stock these days. This cautious sentiment is reflected in its (fairly low) P/E ratio of 7.43.

在過去的五年裏,Customers Bancorp的每股收益年均增長29%。 這一每股收益的增長高於股價15%的平均年增幅。 所以市場似乎對這隻股票在近期並不那麼熱衷。 這種謹慎的情緒反映在其(相對較低的)市盈率爲7.43。

The company's earnings per share (over time) is depicted in the image below (click to see the exact numbers).

公司的每股收益(隨時間)如下圖所示(點擊查看確切數字)。

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NYSE:CUBI Earnings Per Share Growth December 21st 2024
紐交所:CUBI 每股收益增長 2024年12月21日

We consider it positive that insiders have made significant purchases in the last year. Having said that, most people consider earnings and revenue growth trends to be a more meaningful guide to the business. It might be well worthwhile taking a look at our free report on Customers Bancorp's earnings, revenue and cash flow.

我們認爲內幕人士在過去一年中進行的顯著購買是個積極信號。 但是,大多數人認爲盈利和營業收入增長趨勢對業務來說是更有意義的指導。 不妨看看我們關於Customers Bancorp盈利、營業收入和現金流的免費報告。

What About The Total Shareholder Return (TSR)?

那麼,股東總回報(TSR)呢?

We'd be remiss not to mention the difference between Customers Bancorp's total shareholder return (TSR) and its share price return. The TSR attempts to capture the value of dividends (as if they were reinvested) as well as any spin-offs or discounted capital raisings offered to shareholders. We note that Customers Bancorp's TSR, at 125% is higher than its share price return of 102%. When you consider it hasn't been paying a dividend, this data suggests shareholders have benefitted from a spin-off, or had the opportunity to acquire attractively priced shares in a discounted capital raising.

我們不得不提及Customers Bancorp的總股東回報率(TSR)與其股價回報之間的差異。 TSR試圖捕捉分紅的價值(就像它們被再投資似的),以及提供給股東的任何分拆或折扣融資。 我們注意到Customers Bancorp的TSR爲125%,高於其股價回報的102%。 考慮到它沒有支付分紅,這一數據表明股東從一次分拆中獲益,或有機會以吸引人的價格購買折扣融資中的股票。

A Different Perspective

不同的視角

While the broader market gained around 25% in the last year, Customers Bancorp shareholders lost 16%. Even the share prices of good stocks drop sometimes, but we want to see improvements in the fundamental metrics of a business, before getting too interested. Longer term investors wouldn't be so upset, since they would have made 18%, each year, over five years. It could be that the recent sell-off is an opportunity, so it may be worth checking the fundamental data for signs of a long term growth trend. I find it very interesting to look at share price over the long term as a proxy for business performance. But to truly gain insight, we need to consider other information, too. Case in point: We've spotted 1 warning sign for Customers Bancorp you should be aware of.

儘管大盤在過去一年中上漲了約25%,Customers Bancorp的股東卻損失了16%。 即使是優秀股票的股價有時也會下跌,但在我們對此過於關注之前,我們希望看到業務的基本指標改善。 長期投資者可能就不會那麼沮喪,因爲他們在五年內每年都獲得了18%的回報。 最近的拋售或許是一個機會,因此檢查基本數據以尋找長期增長趨勢的跡象是值得的。 我發現從長遠來看觀察股價作爲業務表現的代理非常有趣。但要真正獲得洞察,我們還需要考慮其他信息。 舉個例子:我們發現Customers Bancorp有1個警告信號你應該注意。

Customers Bancorp is not the only stock that insiders are buying. For those who like to find lesser know companies this free list of growing companies with recent insider purchasing, could be just the ticket.

Customers Bancorp並不是唯一 insiders 在買入的股票。對於那些喜歡尋找知名度較低公司的投資者來說,這個包含近期insiders購買的成長型公司的免費列表,可能正是他們所需要的。

Please note, the market returns quoted in this article reflect the market weighted average returns of stocks that currently trade on American exchanges.

請注意,本文中引用的市場回報反映了當前在美國交易所上市股票的市場加權平均回報。

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

對本文有反饋?對內容有疑慮?請直接與我們聯繫。或者,發送電子郵件至 editorial-team (at) simplywallst.com。
這篇來自Simply Wall ST的文章是一般性的。我們根據歷史數據和分析師預測提供評論,採用無偏見的方法,我們的文章並不旨在提供財務建議。它不構成對任何股票的買入或賣出建議,也未考慮到您的目標或財務狀況。我們旨在爲您提供以基本數據驅動的長期分析。請注意,我們的分析可能未考慮最新的價格敏感公司公告或定性材料。Simply Wall ST在提到的任何股票中均沒有持倉。

譯文內容由第三人軟體翻譯。


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