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Maybank Ready To Support Malaysia's ASEAN Chairmanship

Maybank Ready To Support Malaysia's ASEAN Chairmanship

馬來亞銀行準備支持馬來西亞的東盟主席國
Business Today ·  2024/12/19 15:06
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By Maybank PGCEO Dato Khairussaleh Ramli

由馬來亞銀行首席執行官Dato Khairussaleh Ramli

The continuous strengthening of the ASEAN economy in the last decade showcased the true resilience of the region, coupled with promising economic prospects owing to its strategic location, diverse economies, and commitment to regional integration. With the ASEAN-6 GDP growth strengthening to +4.8% in 2024 from +4% in 2023, and to remain stable at +4.7% in 2025, the region is in a strong position for accelerated growth and at the same time cushioning the risks from geopolitical uncertainties.

過去十年,東盟經濟的持續增長展示了該地域板塊的真正韌性,加上由於其戰略位置、多元化經濟和對區域整合的承諾,經濟前景令人鼓舞。預計到2024年,東盟六國的GDP增長將從2023年的4%提升至4.8%,2025年保持在4.7%左右,顯示出該地域板塊強勁的加速增長態勢,同時也爲應對地緣政治不確定性帶來的風險提供了緩衝。

Malaysia's ASEAN Chairmanship comes at an opportune time. It underpins the theme of "Inclusivity and Sustainability", signalling the need for cohesive socio-economic development and planetary wellness. With Maybank already well aligned to the theme, our joint aspiration is to empower a people centric ASEAN, not just for 2025, but going beyond it. This is our differentiating factor, centred on our purpose, which is to be a values-driven platform powered by a bionic workforce that humanises financial services.

馬來西亞擔任東盟主席的時機正好。這強調了「包容性與可持續性」的主題,表明需要實現協調的社會經濟發展和地球健康。馬來亞銀行已經與這一主題緊密相連,我們的共同願望是賦能以人爲本的東盟,這不僅僅是爲了2025年,而是超越這一目標。這是我們的差異化因素,以我們的目標爲中心,致力於成爲一個以價值驅動的平台,由一個賦能金融服務的人性化的生物工作隊伍支持。

To deliver on this aspiration, we bring our strengths together via four main pillars, namely, Values- Based Finance, Inclusive Economy for micro, small and medium enterprises (MSMEs), Sustainability and Social Impact. Maybank's involvement will be centred on supporting regional financial stability and facilitating cross-border trade and investment within the ASEAN Economic
Community as well as accelerating community empowerment initiatives across the region.

爲了實現這一願望,我們通過四個主要支柱匯聚我們的優勢,即基於價值的金融、爲中小企業(MSMEs)提供包容性經濟、可持續性和社會影響。馬來亞銀行的參與將集中在支持區域金融穩定以及促進東盟經濟區內的跨境交易和投資上,
以及加快區域內的社區賦權倡議。

We have the opportunity to strengthen our commitment to a diverse set of beneficiary segments including Students, Youth, Women, Persons With Disabilities (PWDs), Marginalised Communities via our Beyond Banking initiatives and Corporates, SMEs and mSMEs and Individuals via our Banking Initiatives.

我們有機會加強對包括學生、青年、女性、殘疾人士(PWDs)、邊緣化社區等多樣化受益群體的承諾,通過我們的超越銀行(Beyond Banking)舉措以及面向企業、SME和中小板及個人的銀行業務舉措。

Our commitment will include supporting key ASEAN Chairmanship initiatives, including organising thought leadership forums surrounding ASEAN-led meetings and events, partnerships with Ministries and ASEAN, and introducing new products and solutions that will further accommodate the operating environment. We have the right expertise to see this through. Via our deep understanding of the region, holistic approach, and smart multi-level collaborations, we remain optimistic of the prospects. The time is now, to create meaningful outcomes for all our stakeholders, and we have already made several headways.

我們的承諾將包括支持關鍵的東盟主席國倡議,包括組織圍繞東盟領導的會議和活動的思想領導論壇,與各部委和東盟的合作,以及推出新的產品和解決方案,以進一步適應經營環境。我們擁有實現這一目標的正確專業知識。通過對該地域板塊的深刻理解、全面的方法和智能的多層次合作,我們對前景保持樂觀。現在是創造所有利益相關者有意義成果的時候,我們已經取得了一些進展。

In connecting ASEAN to the world, we have ramped up expansion of our Values-Based Finance offerings and will continue to drive innovative sustainable solutions across key markets. This will be underlined by the purpose of being a values based platform, incorporating the features of sustainability and ethical principles into our solutions and offerings to customers via myimpact. We have introduced multiple solutions under myimpact, and the recent launch of HERpower aims to increase our SME portfolio led by women entrepreneurs from 20% to 25% by 2026. This initiative will support over 43 million women-led SMEs in the region namely in Malaysia, Singapore, Indonesia, Philippines and Cambodia.

在將東盟與世界連接方面,我們加大了基於價值的金融服務的擴展,並將繼續在關鍵市場推動創新的可持續解決方案。這將以基於價值的平台爲核心,將可持續性和倫理原則的特點納入我們的解決方案和通過myimpact提供給客戶的服務。我們在myimpact下推出了多項解決方案,最近推出的HERpower旨在將女性企業家主導的中小板投資組合從20%提升至25%,目標是到2026年。這項舉措將支持區域內4300萬家女性主導的中小板企業,主要分佈在馬來西亞、新加坡、印度尼西亞、菲律賓和柬埔寨。

We also remain steadfast in strengthening our global Islamic banking position. This is prominent through our efforts to attain Islamic Wealth Management leadership position in Malaysia, Singapore and Indonesia with our Asset Under Management (AUM) growing by 35% Y-o-Y to RM85.3 billion. This and among other factors have culminated in maintaining our top 5 global leadership position. Additionally, the introduction of Salaam Market as a one-stop digital platform that allows SMEs to source halal-certified products at competitive prices will further boost businesses' competitiveness in the Halal economy.

我們也始終堅定地加強我們的全球伊斯蘭銀行地位。這在我們努力在馬來西亞、新加坡和印度尼西亞實現伊斯蘭财富管理領導地位中表現突出,我們的管理資產(AUM)同比增長35%,達到853億林吉特。這些和其他因素共同促成了我們維持全球前五的領導地位。此外,Salaam Market作爲一個一站式數字平台的推出,使中小板企業能夠以有競爭力的價格採購清真認證的產品,將進一步提升企業在清真經濟中的競爭力。

In supporting ASEAN's role in managing key regional affairs, particularly in sub-regions like the Johor-Singapore Special Economic Zone (JS-SEZ), Maybank is committed to be the preferred bank for Malaysia-Singapore transactions as we actively engage and connect businesses and governments for mutual benefit of both nations. Our support includes joint efforts to attract investments from Singapore but also as a gateway to expand in ASEAN. This will also include enabling key industries to thrive such as data centres, semiconductors, wealth management, logistics and manufacturing.

在支持東盟在管理關鍵區域事務方面,特別是在柔佛-新加坡特別經濟區(JS-SEZ)等子區域,馬來銀行致力於成爲馬來西亞-新加坡交易的保富銀行,因爲我們積極與企業和政府互動,促進兩國的共同利益。我們的支持包括共同吸引來自新加坡的投資,同時作爲擴大東盟的門戶。這還將包括促進關鍵產業的發展,例如數據中心、半導體、财富管理、物流和製造業-半導體。

Through our global banking segment, we have placed an added focus to drive cross border trade and investment by enhancing regional cash management services for our customers via seamless digital onboarding. We also remain committed to serve the region by facilitating a stimulus investment environment as we continue to top the league tables by ranking #1 in ASEAN equity capital market and defended leadership across products in Malaysia.

通過我們的全球銀行業務,我們增加了對跨境貿易和投資的關注,通過無縫的數字入駐增強區域現金管理服務來服務我們的客戶。我們也始終致力於通過促進投資刺激環境來服務該地區,同時繼續在東盟股本市場排名第一,從而在馬來西亞的各個產品中維持領導地位。

With our strong footprint across the region, we are capable to further connect and broaden our clients' access to the global economy. In supporting this agenda, our Invest ASEAN series will take centre stage with the objective of bringing together the region's major investors, high net worth individuals, family offices and corporates in one centralised platform for engaging and
revealing conversations. With Sustainability being a critical factor on the future of doing business, Maybank will be playing
an even more active role in transitioning the region. We surpassed RM100 billion in sustainable finance in September 2024, and published a white paper on decarbonisation plans covering the power, palm oil, steel and aluminium sectors, outlining our interim emissions targets and decarbonisation strategies.

憑藉我們在該地域板塊的強大足跡,我們能夠進一步連接並拓寬客戶對全球經濟的訪問。爲了支持這一議程,我們的投資東盟系列活動將成爲中心,旨在將該地域板塊主要投資者、高淨值個人、家庭辦公室和企業聚集在一個集中平台上進行互動和
揭示性的對話。可持續性作爲未來業務的關鍵因素,富邦銀行將發揮更積極的作用,
在轉型該地域板塊方面。我們在2024年9月可持續金融超過1000億令吉,併發布了關於脫碳計劃的白皮書,涵蓋電力、棕櫚油、鋼鐵和鋁業,概述我們的中期排放目標和脫碳策略。

As we strive to strengthen ASEAN as an attractive economic destination, we are cognisant for the need to drive positive Social Impact across the region. Through Maybank's social impact arm, Maybank Foundation, which is the only financial institution in the region to have an ASEAN accreditation, and our extended business sectors, we remain steadfast to uplifting the communities we serve via our Beyond Banking and Banking initiatives.

在努力增強東盟作爲一個有吸引力的經濟目的地的同時,我們意識到在該地域板塊推動積極社會影響的必要性。通過富邦銀行的社會影響部門-富邦基金,這是該地域板塊唯一獲得東盟認證的金融機構,以及我們擴展的業務部門,我們始終堅守提升我們服務社區的責任,藉助我們的超越銀行及銀行業務舉措。

In ensuring sustainable value creation for the region, Maybank has implemented measures to enhance its workforce's capability. Through Maybank's diverse ASEAN-centric workforce with 99% of it are from ASEAN countries, we have a future-ready workforce and we are in a strong position to further contribute to the region's success. 25% of our employees are now in next-gen roles, equipped with Data, Digital, and IT skills, and we will continue to upskill them via comprehensive talent development programmes.

爲確保該地域板塊可持續價值創造,富邦銀行已實施措施以增強其員工的能力。通過富邦銀行多樣化的以東盟爲中心的勞動力,其中99%來自東盟國家,我們擁有一支具備未來準備的勞動力,並且我們處於一個強有力的位置,以進一步爲該地域板塊的成功做出貢獻。目前25%的員工處於下一代角色,具備數據、數字和IT技能,我們將繼續通過全面的人才發展項目提升他們的技能。

The ASEAN Chairmanship by Malaysia will strengthen the region's position as a competitive economic block, further connecting itself to the global economies. Maybank will play its own role to support this Chairmanship, leveraging new economy opportunities favourable to the countries in Southeast Asia while solidifying the region's overall socio-economic growth prospects.

馬來西亞的東盟主席國將鞏固該地域板塊作爲一個具有競爭力的經濟體塊的定位,進一步連接自己與全球經濟。富邦銀行將發揮自己的作用,以支持這一主席國,利用對東南亞國家有利的新經濟機會,同時鞏固該地域板塊整體的社會經濟增長前景。

譯文內容由第三人軟體翻譯。


以上內容僅用作資訊或教育之目的,不構成與富途相關的任何投資建議。富途竭力但無法保證上述全部內容的真實性、準確性和原創性。
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