Lesaka Technologies, Inc. (LSAK) Q1 2025 Earnings Call Transcript Summary
Lesaka Technologies, Inc. (LSAK) Q1 2025 Earnings Call Transcript Summary
Gross margin and profitability improvements noted with EBITDA reaching ZAR 168 million, up from a fundamental loss in the previous year. Operating income after excluding transaction costs significantly improved to ZAR 30 million.The following is a summary of the Lesaka Technologies, Inc. (LSAK) Q1 2025 Earnings Call Transcript:
以下是Lesaka Technologies, Inc. (LSAK) 2025年第一季度業績會議交易記錄摘要：
Financial Performance:
財務表現:
Lesaka reported Q1 revenue of ZAR 2.6 billion, maintaining mid-point guidance for both revenue and EBITDA.
Net revenue grew 16% year-on-year to ZAR 1,056 million, reflecting a shift from gross revenue to a more net-focused metric to represent top-line growth.
Gross margin and profitability improvements noted with EBITDA reaching ZAR 168 million, up from a fundamental loss in the previous year. Operating income after excluding transaction costs significantly improved to ZAR 30 million.
Lesaka報告第一季度營業收入爲26億南非蘭特，保持營收和EBITDA中間指導線的穩定。
淨營收同比增長16%，達到105600萬南非蘭特，反映從毛收入向更注重淨收入的指標轉變，以代表頂線增長。
毛利率和盈利能力改善，EBITDA達到16800萬南非蘭特，較前一年基本損失有所增長。扣除交易成本後的營業收入顯著改善至3000萬南非蘭特。
Business Progress:
業務進展:
Strengthened merchant services with the integration of Adumo, enhancing the company's product offerings across micro-merchants and SMEs.
Achieved scale with over 122,000 merchants, processing annual transactions worth ZAR 270 billion.
Consumer segment grew notably with the launch of new financial products aimed at increasing financial inclusion among lower LSM segments.
Continued investment in technology and product development to sustain competitive advantage and operational efficiency.
通過整合Adumo來加強商戶服務，增強了公司在微型商戶和中小企業之間的產品提供。
通過在122,000多家商戶中實現規模化，處理年度交易額達到2700億南非蘭特。
消費者部門在推出旨在增加較低LSM細分市場金融包容性的新金融產品後顯着增長。
持續投資於科技和產品開發以保持競爭優勢和運營效率。
Opportunities:
機會：
Development and integration of new financial products such as loans and insurance broadening consumer financial services.
Expansion of Merchant Division, strengthened by recent acquisitions, positions the company to leverage fintech trends and increase market share against traditional banks.
Potential market disruption opportunities as digital adoption increases, reducing the reliance on cash transactions in favor of digital solutions.
開發和整合諸如貸款和保險等新金融產品，拓寬消費者金融服務。
通過最近收購加強的商戶部門的擴張，使公司能夠利用金融科技趨勢，增加市場份額，與傳統銀行競爭。
數字採用率的增加帶來潛在的市場顛覆機會，減少對現金交易的依賴，轉而青睞數字化解決方案。
Risks:
風險：
Volatility in currency exchange rates, particularly between the US dollar and the South African rand, affecting financial reporting and operational cost management.
Economic conditions affecting consumer credit quality and merchant performance could impact profitability and growth.
貨幣兌換率的波動，尤其是美元與南非蘭特之間的波動，影響財務報告和運營成本管理。
影響消費者信用質量和商家業績的經濟條件可能會影響盈利能力和增長。
Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
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譯文內容由第三人軟體翻譯。