UOB SG's Q3 Net Profit Jumps 16% To Record S$1.61 Billion Beating Estimates
UOB SG's Q3 Net Profit Jumps 16% To Record S$1.61 Billion Beating Estimates
Wee projected high single-digit loan growth for 2025, versus low single-digit for 2024, according to slides accompanying the earnings results.
Singapore's United Overseas Bank, or UOB, posted a faster-than-expected rise in third-quarter net profit to a record, helped by brisk trading and investment, and flagged a pick up in loans growth next year.
新加坡的大華銀行（UOb）第三季度淨利潤增速超出預期，創歷史新高，得益於交易和投資活動的旺盛，預示着明年貸款增長將加快。
Southeast Asia's third-largest bank by assets said on Friday (Nov 8) that July to September net profit jumped 16 per cent to a record S$1.61 billion (US$1.22 billion) from a year earlier. This beat the mean estimate of almost S$1.50 billion from four analysts polled by LSEG."Amid a volatile global economy, Southeast Asia stands out as a bright spot," said UOB Deputy Chairman and Chief Executive Officer Wee Ee Cheong in statement.
亞洲第三大銀行按資產計算表示，7月至9月的淨利潤同比增長16%，達到創紀錄的16.1億新加坡元（12.2億美元），超過了LSEG欽定的四位分析師預測的15億新加坡元的平均值。「在全球經濟波動的背景下，東南亞顯得格外亮眼，」大華銀行副主席兼首席執行官黃伊忠在聲明中表示。
"We are confident of ASEAN's long-term potential, bolstered by strong economic fundamentals and a surge in foreign direct investment inflows with shifting supply chains," he added.
「我們對東盟的長期潛力充滿信心，這得益於強勁的經濟基本面，以及隨着供應鏈轉移而增加的外國直接投資流入，」他補充道。
Wee projected high single-digit loan growth for 2025, versus low single-digit for 2024, according to slides accompanying the earnings results.
根據附帶收益結果顯示的幻燈片，黃估計2025年貸款增長爲高個位數，而2024年爲低個位數。
The bank expects double-digit fee growth, higher total income, cost-to-income ratio at 41 per cent to 42 per cent and credit costs within 25 to 30 basis points range, all broadly in line with 2024, the slides showed.
銀行預計費用增長將達兩位數，總收入將增長，成本收入比率在41%至42%之間，信貸成本在25至30個點子區間內，所有這些基本上與2024年相吻合，幻燈片顯示。
UOB's results followed that of larger peer DBS Group, which on Thursday posted a record net profit in the third quarter on the back of record fee income driven by wealth management, higher treasury customer sales and increased markets trading income.
大華銀行的業績緊隨較大的同行星展集團之後，星展集團於週四發佈了第三季度創紀錄的淨利潤，受到财富管理帶來的創紀錄費收入推動，高額的金庫客戶銷售以及市場交易收入的增加。
The better third quarter performance was driven by record high net fee and trading and investment income.
更好的第三季度業績得益於創紀錄的高淨費用和交易與投資收入。
However, net interest margins, a key gauge of profitability, were slightly lower at 2.05 per cent in the third quarter from 2.09 per cent in the same period a year earlier.
然而，在第三季度，淨利差，即盈利能力的關鍵指標，由去年同期的2.09%略微下降至2.05%。
譯文內容由第三人軟體翻譯。
