Goldman Sachs analyst Will Nance maintains $Marqeta (MQ.US)$ with a hold rating, and adjusts the target price from $6 to $4.5.
According to TipRanks data, the analyst has a success rate of 46.6% and a total average return of -9.9% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Marqeta (MQ.US)$'s main analysts recently are as follows:
Marqeta's Q3 results were a mixture of highs and lows, and there has been a reduction in the growth forecast for Q4 and fiscal year 2025. This is largely due to extended onboarding periods that stem from increased regulatory oversight and the associated risk appetites of sponsor banks. Estimates have been adjusted in line with these developments.
Following 'disappointing results,' the narrative around Marqeta was anticipated to become clearer post the renewal event with a major client. The expectation was for the shares to recover from trading at cash value in after-hours trading. However, due to recent execution issues, it is believed that the company will 'likely remain a show-me story' into the future.
Marqeta experienced a slight underperformance in Q3 gross profit growth, although it surpassed expectations in adjusted EBITDA due to stringent operational discipline. Nonetheless, the company significantly reduced its outlook as a result of increased regulatory attention from the banking sector that postponed the onboarding of new clients and led to a reduction in value-added services from current customers. Additionally, it was observed that several of Marqeta's advanced fintech clients chose to internalize parts of their program management and banking relationships.
Note:
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Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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高盛集團分析師Will Nance維持$Marqeta (MQ.US)$持有評級，並將目標價從6美元下調至4.5美元。
根據TipRanks數據顯示，該分析師近一年總勝率為46.6%，總平均回報率為-9.9%。
此外，綜合報道，$Marqeta (MQ.US)$近期主要分析師觀點如下：
Marqeta的第三季度業績表現褒貶不一，第四季度和2025財年的增長預測有所下調。這在很大程度上是由於持續的入職週期延長，起因於監管機構的加大監管力度和贊助銀行相關風險偏好。估算已根據這些發展進行調整。
在「令人失望的結果」後，對Marqeta的看法預計在與一位重要客戶的續簽活動後會更清晰。預期股價在盤後交易中從現金價值回升。然而，由於最近的執行問題，人們認爲公司「可能會繼續是一個需要展示業績的故事」。
Marqeta在第三季度毛利增長略有不佳，儘管由於嚴格的運營紀律，調整後的EBITDA超過預期。然而，由於銀行業加大了監管力度，推遲了新客戶的入職，並導致了當前客戶增值服務的減少，該公司大幅降低了展望。此外，還觀察到Marqeta的一些愛文思控股的科技金融客戶選擇內部化其部分方案管理和銀行關係。
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