Fannie Mae Announces the Results of Its Thirty-third Reperforming Loan Sale Transaction
Fannie Mae Announces the Results of Its Thirty-third Reperforming Loan Sale Transaction
Reperforming loans are loans that have been or are currently delinquent but have reperformed for a period of time. The terms of Fannie Mae's reperforming loan sale require the buyer to offer loss mitigation options to any borrower who may re-default within five years following the closing of the reperforming loan sale. All purchasers are required to honor any approved or in-process loss mitigation efforts at the time of sale, including loan modifications. In addition, purchasers must offer delinquent borrowers a waterfall of loss mitigation options, including loan modifications, which may include principal forgiveness or payment deferral prior to initiating foreclosure on any loan.WASHINGTON, Nov. 4, 2024 /PRNewswire/ -- Fannie Mae (OTCQB: FNMA) today announced the results of its thirty-third reperforming loan sale transaction. The deal, announced on October 8, 2024, included the sale of 8,678 loans totaling $1,424,118,043 in unpaid principal balance (UPB), offered in three pools. The winning bidder for Pool 1 and Pool 2 was Pacific Investment Management Company LLC, and for Pool 3 was JP Morgan Mortgage Acquisitions Corp. The transaction is expected to close by December 20, 2024. The pools were marketed with Citigroup Global Markets Inc. as advisor.
花旗集團宣佈其第三十三次再表現貸款出售交易的結果。該交易於2024年10月8日宣佈，包括銷售8,678筆貸款，總計未償還本金1,424,118,043美元，分爲三組。Pool 1和Pool 2的中標者是太平洋投資管理有限公司，Pool 3的中標者是摩根大通房屋貸款收購公司。預計該交易將於2024年12月20日結束。這些貸款組由花旗集團全球市場公司擔任顧問。
The loan pool awarded in this most recent transaction includes:
在最近的交易中獲得的貸款池包括：
- Pool 1: 2,924 loans with an aggregate UPB of $510,578,698; average loan size of $174,617; weighted average note rate of 3.82%; and weighted average broker's price opinion (BPO) loan-to-value ratio of 47%.
- Pool 2: 3,311 loans with an aggregate UPB of $524,573,434; average loan size of $158,434; weighted average note rate of 4.03%; and weighted average broker's price opinion (BPO) loan-to-value ratio of 48%.
- Pool 3: 2,443 loans with an aggregate UPB of $388,965,911; average loan size of $159,217; weighted average note rate of 3.96%; and weighted average broker's price opinion (BPO) loan-to-value ratio of 49%.
- Pool 1: 2,924筆貸款，累計未償還本金510,578,698美元；平均貸款額爲174,617美元；加權平均票面利率爲3.82%；加權平均經紀人價格意見（BPO）貸款價值比爲47%。
- Pool 2: 3,311筆貸款，累計未償還本金524,573,434美元；平均貸款額爲158,434美元；加權平均票面利率爲4.03%；加權平均經紀人價格意見（BPO）貸款價值比爲48%。
- Pool 3: 2,443筆貸款，累計未償還本金388,965,911美元；平均貸款額爲159,217美元；加權平均票面利率爲3.96%；加權平均經紀人價格意見（BPO）貸款價值比爲49%。
The cover bid, which is the second highest bid for the pool, was 83.55% of UPB (32.26% of BPO) for Pool 1, 84.375% of UPB (31.73% of BPO) for Pool 2, and 82.09% of UPB (31.98% of BPO) for Pool 3.
保留出價是對該貸款池的第二高出價，Pool 1爲未償還本金的83.55%（BPO的32.26%），Pool 2爲未償還本金的84.375%（BPO的31.73%），Pool 3爲未償還本金的82.09%（BPO的31.98%）。
Reperforming loans are loans that have been or are currently delinquent but have reperformed for a period of time. The terms of Fannie Mae's reperforming loan sale require the buyer to offer loss mitigation options to any borrower who may re-default within five years following the closing of the reperforming loan sale. All purchasers are required to honor any approved or in-process loss mitigation efforts at the time of sale, including loan modifications. In addition, purchasers must offer delinquent borrowers a waterfall of loss mitigation options, including loan modifications, which may include principal forgiveness or payment deferral prior to initiating foreclosure on any loan.
再表現貸款是一種曾經或目前拖欠的貸款，但已經重新履行一段時間。花旗集團再表現貸款出售的條款要求買方在再表現貸款出售結束後五年內對任何可能再次違約的借款人提供減損選項。所有買方都必須遵守銷售時批准或正在進行的減損工作，包括貸款修改。此外，買方必須爲拖欠借款人提供一系列減損選項，包括貸款修改，可能包括原始債權的部分赦免或支付延期，在對任何貸款啓動執行前。
Interested bidders can register for ongoing announcements, training, and other information here. Fannie Mae will also post information about specific pools available for purchase on that page.
有興趣的投標者可以在此註冊獲取以後的公告、培訓和其他信息。房利美還將在該頁面上發佈有關可購買的特定貸款池的信息。
About Fannie Mae
Fannie Mae advances equitable and sustainable access to homeownership and quality, affordable rental housing for millions of people across America. We enable the 30-year fixed-rate mortgage and drive responsible innovation to make homebuying and renting easier, fairer, and more accessible. To learn more, visit: fanniemae.com | X (formerly Twitter) | Facebook | LinkedIn | Instagram | YouTube | Blog
範尼·梅新聞室
Fannie Mae爲美國數百萬人提供公平和可持續的住房所有權和高質量、實惠的租賃住房，我們實現了30年期固定利率抵押貸款，並推動負責任的創新，使購買和租賃住房更加容易、公平和可訪問。要了解更多信息，請訪問：fanniemae.com | X（前Twitter）| Facebook | LinkedIn | Instagram | YouTube | Blog
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