SoFi Technologies, Inc. (SOFI) Q3 2024 Earnings Call Transcript Summary
SoFi Technologies, Inc. (SOFI) Q3 2024 Earnings Call Transcript Summary
Adjusted EBITDA was $186 million, demonstrating a 27% margin with a 9-point year-over-year improvement.The following is a summary of the SoFi Technologies, Inc. (SOFI) Q3 2024 Earnings Call Transcript:
以下是SoFi Technologies, Inc. (SOFI) 2024年第三季度業績會議電話摘要：
Financial Performance:
金融業績：
Q3 adjusted net revenue reached a record $689 million, marking a 30% year-over-year increase.
GAAP net income was nearly $61 million, significantly improving from a $327 million year-over-year.
Adjusted EBITDA was $186 million, demonstrating a 27% margin with a 9-point year-over-year improvement.
第三季度調整後營業收入創下68900萬美元的記錄，同比增長30%。
按照通用會計準則，淨利潤接近6100萬美元，較去年同期的32700萬美元有了顯著改善。
調整後的EBITDA爲18600萬美元，表現出27%的利潤率，同比提升了9個百分點。
Business Progress:
業務進展：
Introduced new credit and debit cards and rolled out new features in SoFi Invest.
Achieved product growth with over 1 million new products, reaching a total of 13.7 million.
Expanded tech platform with new partnerships and launched additional fraud prevention solutions.
推出了新的信用卡和借記卡，並在SoFi Invest中推出了新功能。
通過超過100萬種新產品的產品增長，總數達到了1370萬。
通過新的合作伙伴擴展科技平台，並推出額外的欺詐防範解決方案。
Opportunities:
機會：
Financial Services revenue up 102%, driven by SoFi's strategy towards capital-light, high-return revenue sources.
The Loan Platform business experienced substantial growth, enhancing SoFi's capabilities in fee-based, capital-light revenue generation.
由SoFi面向輕資本、高回報營收來源的策略推動，金融服務營業收入增長102%。
貸款平台業務經歷了大幅增長，增強了SoFi在基於費用、輕資本的營收生成方面的能力。
Risks:
風險：
No explicit risks detected.
沒有發現任何明確風險。
Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：如需更全面的詳情，請參閱投資人關係網站。本文僅供投資者參考，不作任何指引或建議。
譯文內容由第三人軟體翻譯。
