Allstate Records $630M In Losses From Hurricane Helene, Other Insurers Report Significant Losses As Damage Mounts
Allstate Records $630M In Losses From Hurricane Helene, Other Insurers Report Significant Losses As Damage Mounts
Moody's Risk Management Solutions, or RMS, said it expects combined total insured losses from Hurricane Helene and Hurricane Milton to range between $35 billion and $55 billion.Allstate Corp (NYSE:ALL) reported $630 million in catastrophe losses related to Hurricane Helene alone. The company reported total estimated catastrophe losses of $889 million for September, more than twice the amount reported for the same month last year.
好事達公司（紐交所：ALL）僅颶風赫莉娜造成的災難性損失就達到了63000萬美元。該公司報告稱，截至9月，其總估計災難損失達到了88900萬美元，是去年同月報告的金額的兩倍多。
What Happened: The impact of Hurricane Helene has led to a substantial increase in Allstate's losses for the third quarter of 2024 which the company reported as $1.7 billion, up from $1.18 billion in the same quarter in 2023.
發生了什麼：颶風赫莉娜的影響導致好事達2024年第三季度的損失大幅增加，報告該季度的損失爲17億美元，高於2023年同季度的11.8億美元。
Other insurance companies affected by the recent hurricanes include Progressive Corp (NYSE:PGR), which recorded $563 million in catastrophe in September as a result of Hurricane Helene. Travelers Companies, Inc. (NYSE:TRV) reported catastrophe losses of $939 million for the third quarter of 2024 due to Hurricane Helene, an increase of $89 million compared to the same period last year.
其他保險公司受最近颶風影響的還有漸進公司（紐交所：PGR），其因赫莉娜颶風在9月錄得56300萬美元的災難損失。旅行者保險公司（紐交所：TRV）由於赫莉娜颶風，報告2024年第三季度的災難損失達到了93900萬美元，較去年同期增加了8900萬美元。
Moody's Risk Management Solutions, or RMS, said it expects combined total insured losses from Hurricane Helene and Hurricane Milton to range between $35 billion and $55 billion.
穆迪風險管理解決方案或RMS表示，預計由颶風赫莉娜和颶風米爾頓造成的總保險賠償損失將在350億至550億美元之間。
According to a report from Insurtech Insights, Hurricanes Helene and Milton contributed to total losses for Florida insurers of more than $100 billion for the fifth consecutive year, comparable to the losses from Hurricane Katrina in 2005.
根據Insurtech Insights的一份報告，颶風赫莉娜和米爾頓導致佛羅里達保險公司連續第五年的總損失超過了1000億美元，與2005年卡特里娜颶風的損失相當。
Why It Matters: Citizens, Florida's state-backed insurer of last resort, has seen a surge in policyholders in recent years, especially after recent destructive hurricanes.
爲什麼重要：公民，佛羅里達州的國有背書最終保險人，近年來看到了保單持有人數量的激增，特別是在最近破壞性颶風之後。
The rapid influx raises serious concerns about its financial stability as it has experienced massive underwriting losses, amounting to hundreds of millions of dollars. Citizens estimates it is currently at a 38% rate inadequate, meaning it needs a 38% rate increase to be solvent. However, Florida law caps its annual rate increases at 10%
快速湧入的情況讓人對其財務穩定性產生嚴重擔憂，因爲其已經經歷了數億美元的巨額覈保損失。公民估計其當前的費率遞減率爲38%，意味着需要提高38%的費率才能償還。然而，佛羅里達法律規定其年度費率上限爲10%。
Citizens is transferring more than 648,000 policies to private insurers, per Click Orlando. These companies are also experiencing financial strain due to increased claims, likely leading to higher premiums and reduced coverage availability.
點擊奧蘭多消息稱，公民正在將超過648,000份保單轉移給私人保險公司。這些公司也因理賠增加而經受經濟壓力，很可能導致保費上漲和保險覆蓋範圍縮減。
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Photo: wurliburli from Pixabay
照片：來自Pixabay的wurliburli
譯文內容由第三人軟體翻譯。
