Citi analyst Christopher Allen maintains $Charles Schwab (SCHW.US)$ with a hold rating, and adjusts the target price from $72 to $75.
According to TipRanks data, the analyst has a success rate of 85.2% and a total average return of 26.5% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Charles Schwab (SCHW.US)$'s main analysts recently are as follows:
Charles Schwab saw a positive inflection in core deposit balances during Q3, and there is an anticipation of further growth in core deposits. However, there is an expectation for a continued decline in cash sweep ratios. The company's organic growth has consistently fallen short of its 5%-7% goal, marking the sixth consecutive quarter of underachievement. This is partly attributed to the incorporation of Ameritrade's active trader business, ThinkorSwim, which is considered to be incompatible with Schwab's business model.
The gradual reduction in cash sorting activity is evident, yet it is not anticipated that the recent shift in transactional sweep cash will solidify into a consistent trend. Elevated cash positions have enabled Charles Schwab to reduce $9 billion in short-term funding during the quarter. The year 2025 is seen as a pivotal time for a more intentional approach to earnings normalization for Schwab. It is also believed that the focus will start to move towards the medium-term prospects related to wealth growth and the launch prospects of its broader alternatives platform.
Charles Schwab's recent earnings exceeded expectations by 3%, primarily due to sales surpassing projections. Notably, there was an increase in cash balances and advancements in paying down funding. However, the sustainability of this cash trend remains uncertain.
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花旗分析師Christopher Allen維持$嘉信理財 (SCHW.US)$持有評級，並將目標價從72美元上調至75美元。
根據TipRanks數據顯示，該分析師近一年總勝率為85.2%，總平均回報率為26.5%。
此外，綜合報道，$嘉信理財 (SCHW.US)$近期主要分析師觀點如下：
嘉信理財在第三季度核心存款餘額出現正向變化，預計核心存款將進一步增長。然而，現金清算比率預計會持續下降。該公司的有機增長一直未能達到5%-7%的目標，標誌着連續第六個季度的業績不佳。部分原因是由於整合了美林證券的活躍交易業務ThinkorSwim，被認爲與嘉信理財的業務模式不兼容。
現金篩選活動逐漸減少，但預計最近的交易清算現金轉變不會形成一種持續的趨勢。高昂的現金頭寸使嘉信理財在本季度減少了90億美元的短期資金。2025年被視爲嘉信理財更有意識地實現盈利正常化的關鍵時期。人們還認爲焦點將開始轉向與財富增長相關的中期前景以及其更廣泛的替代平台啓動前景。
嘉信理財最近的收益超出預期3%，主要是由於銷售超過預期。值得注意的是，現金餘額增加，並有所償還融資的進展。然而，這種現金趨勢的可持續性仍不確定。
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