Barclays analyst Terry Ma maintains $SLM Corp (SLM.US)$ with a buy rating, and adjusts the target price from $23 to $27.
According to TipRanks data, the analyst has a success rate of 53.2% and a total average return of 1.9% over the past year.
Furthermore, according to the comprehensive report, the opinions of $SLM Corp (SLM.US)$'s main analysts recently are as follows:
The assessment of SLM's prospects has improved alongside a Q3 earnings preview for the mortgage finance sector. A notable decline in the 30-year mortgage rate since Q2 has spurred a significant increase in refinance applications, which are up 90% compared to the same period last year. The trend suggests a favorable environment, and there's an acknowledgment of the increasingly optimistic outlook for entities with balanced business models.
Consumer finance stocks have exceeded anticipated performance, with an average total return of 18% year-to-date. This trend has been largely attributed to multiple expansion, as opposed to positive revisions to earnings. Investors are advised to consider taking profits opportunistically. The current market outlook seems uncertain yet balanced, with a perceived overemphasis on 'Base' and 'Bull' case scenarios, and an underestimation of 'Bear' case or tail-risk scenarios.
Note:
TipRanks, an independent third party, provides analysis data from financial analysts and calculates the Average Returns and Success Rates of the analysts' recommendations. The information presented is not an investment recommendation and is intended for informational purposes only.
Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
TipRanks provides a ranking of each analyst up to 5 stars, which is representative of all recommendations from the analyst. An analyst's past performance is evaluated on a scale of 1 to 5 stars, with more stars indicating better performance. The star level is determined by his/her total success rate and average return.
巴克萊銀行分析師Terry Ma維持$學貸美 (SLM.US)$買入評級，並將目標價從23美元上調至27美元。
根據TipRanks數據顯示，該分析師近一年總勝率為53.2%，總平均回報率為1.9%。
此外，綜合報道，$學貸美 (SLM.US)$近期主要分析師觀點如下：
隨着抵押貸款融資行業第三季度收益的預覽，對SLM前景的評估也有所改善。自第二季度以來，30年期抵押貸款利率的顯著下降刺激了再融資申請的大幅增加，與去年同期相比增長了90％。這一趨勢表明環境良好，商業模式平衡的實體前景越來越樂觀。
消費金融股的表現已超過預期，今年迄今爲止的平均總回報率爲18％。這種趨勢在很大程度上歸因於多次擴張，而不是收益的積極修正。建議投資者考慮機會性地獲利。當前的市場前景似乎不確定但又平衡，人們認爲過分強調了 「基本」 和 「牛市」 情景，低估了 「熊市」 情景或尾部風險情景。
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TipRanks提供每位分析師的星級，分析師星級代表分析師所有推薦的過往表現，通過分析師的總勝率和平均回報率综合計算得出，星星越多，則該分析師過往表現越優異，最高爲5颗星。
分析師總勝率為近一年分析師的評級成功次數占總評級次數的比率。評级的成功與否，取決於TipRanks的虚擬投資組合是否從該股票中產生正回報。
總平均回報率為基於分析師的初始評級創建虚擬投資組合，並根據評級變化對組合進行調整，在近一年中該投資組合所獲得的回報率。
