Barclays analyst Terry Ma maintains $SLM Corp (SLM.US)$ with a buy rating, and adjusts the target price from $23 to $27.
According to TipRanks data, the analyst has a success rate of 53.2% and a total average return of 1.9% over the past year.
![AnalystRecentRatingAutoNews_204178_20241008_0f6ddd76ac10c93d787bcdb5409666efc0274e6f_1728466350070247_nn_en](https://newsfile.futunn.com/public/NN-PersistNewsContentImage/7781/20241009/AnalystRecentRatingAutoNews_204178_20241008_0f6ddd76ac10c93d787bcdb5409666efc0274e6f_1728466350070247_nn_en)
Furthermore, according to the comprehensive report, the opinions of $SLM Corp (SLM.US)$'s main analysts recently are as follows:
The assessment of SLM's prospects has improved alongside a Q3 earnings preview for the mortgage finance sector. A notable decline in the 30-year mortgage rate since Q2 has spurred a significant increase in refinance applications, which are up 90% compared to the same period last year. The trend suggests a favorable environment, and there's an acknowledgment of the increasingly optimistic outlook for entities with balanced business models.
Consumer finance stocks have exceeded anticipated performance, with an average total return of 18% year-to-date. This trend has been largely attributed to multiple expansion, as opposed to positive revisions to earnings. Investors are advised to consider taking profits opportunistically. The current market outlook seems uncertain yet balanced, with a perceived overemphasis on 'Base' and 'Bull' case scenarios, and an underestimation of 'Bear' case or tail-risk scenarios.
Note:
TipRanks, an independent third party, provides analysis data from financial analysts and calculates the Average Returns and Success Rates of the analysts' recommendations. The information presented is not an investment recommendation and is intended for informational purposes only.
Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
TipRanks provides a ranking of each analyst up to 5 stars, which is representative of all recommendations from the analyst. An analyst's past performance is evaluated on a scale of 1 to 5 stars, with more stars indicating better performance. The star level is determined by his/her total success rate and average return.
巴克莱银行分析师Terry Ma维持$学贷美 (SLM.US)$买入评级,并将目标价从23美元上调至27美元。
根据TipRanks数据显示,该分析师近一年总胜率为53.2%,总平均回报率为1.9%。
![AnalystRecentRatingAutoNews_204178_20241008_0f6ddd76ac10c93d787bcdb5409666efc0274e6f_1728466350070247_nn_sc](https://newsfile.futunn.com/public/NN-PersistNewsContentImage/7781/20241009/AnalystRecentRatingAutoNews_204178_20241008_0f6ddd76ac10c93d787bcdb5409666efc0274e6f_1728466350070247_nn_sc)
此外,综合报道,$学贷美 (SLM.US)$近期主要分析师观点如下:
随着抵押贷款融资行业第三季度收益的预览,对SLM前景的评估也有所改善。自第二季度以来,30年期抵押贷款利率的显著下降刺激了再融资申请的大幅增加,与去年同期相比增长了90%。这一趋势表明环境良好,商业模式平衡的实体前景越来越乐观。
消费金融股的表现已超过预期,今年迄今为止的平均总回报率为18%。这种趋势在很大程度上归因于多次扩张,而不是收益的积极修正。建议投资者考虑机会性地获利。当前的市场前景似乎不确定但又平衡,人们认为过分强调了 “基本” 和 “牛市” 情景,低估了 “熊市” 情景或尾部风险情景。
提示:
TipRanks为独立第三方,提供金融分析师的分析数据,并计算分析师推荐的平均回报率和胜率。提供的信息并非投资建议,仅供参考。本文不对评级数据和报告的完整性与准确性做出认可、声明或保证。
TipRanks提供每位分析师的星级,分析师星级代表分析师所有推荐的过往表现,通过分析师的总胜率和平均回报率综合计算得出,星星越多,则该分析师过往表现越优异,最高为5颗星。
分析师总胜率为近一年分析师的评级成功次数占总评级次数的比率。评级的成功与否,取决于TipRanks的虚拟投资组合是否从该股票中产生正回报。
总平均回报率为基于分析师的初始评级创建虚拟投资组合,并根据评级变化对组合进行调整,在近一年中该投资组合所获得的回报率。