HSBC analyst Saul Martinez downgrades $American Express (AXP.US)$ to a hold rating.
According to TipRanks data, the analyst has a success rate of 57.7% and a total average return of 1.7% over the past year.
Furthermore, according to the comprehensive report, the opinions of $American Express (AXP.US)$'s main analysts recently are as follows:
The assessment indicates 'asymmetric risk' as the company trades near the upper end of its valuation spectrum, presenting limited potential for growth in estimates. With the consensus already factoring in a 15% annual growth until 2026, which aligns with a nearly optimal scenario, the deceleration in sales growth suggests scant room for upward revisions. The suggestion is for investors to strategically realize gains within the consumer finance sector.
Expectations are set for a dynamic 3Q earnings season for specialty finance companies, with the Fed rate cut and consumer credit stress being focal points that could pose risks to expectations. A significant emphasis is anticipated on net interest income outlooks as rates decline, and many in the group may experience pressure due to asset-sensitive balance sheets.
Note:
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Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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匯豐銀行分析師Saul Martinez下調$美國運通 (AXP.US)$至持有評級。
根據TipRanks數據顯示，該分析師近一年總勝率為57.7%，總平均回報率為1.7%。
此外，綜合報道，$美國運通 (AXP.US)$近期主要分析師觀點如下：
該評估表明，該公司的交易價格接近其估值範圍的上限，因此存在 「不對稱風險」，估值的增長潛力有限。由於該共識已經考慮到2026年之前的年增長率爲15％，這與接近最佳情景一致，銷售增長的減速表明向上修正的空間很小。該建議是讓投資者戰略性地在消費金融領域實現收益。
預計專業金融公司第三季度業績期將迎來充滿活力，聯儲局減息和消費者信貸壓力是可能對預期構成風險的焦點。隨着利率的下降，預計淨利息收入前景將受到高度重視，由於資產敏感型資產負債表，該集團中的許多人可能會面臨壓力。
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