Goldman Sachs analyst Richard Ramsden maintains $Wells Fargo & Co (WFC.US)$ with a buy rating, and adjusts the target price from $65 to $64.
According to TipRanks data, the analyst has a success rate of 66.4% and a total average return of 12.2% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Wells Fargo & Co (WFC.US)$'s main analysts recently are as follows:
The expectation is that net interest incomes will likely persist in their decline in the third quarter, averaging a 4% decrease due to delayed deposit repricing and continued modest loan growth, which is predicted to more than offset fixed asset repricing. It is anticipated that net interest income will only begin to improve in the second quarter of 2025. Additionally, while concerns regarding charge-offs, especially in credit card and commercial real estate sectors, have lessened recently, the possibility of banks continuing to increase their reserves remains.
Interest rate reductions are underway, with expectations of a further 150 basis points decrease through to mid-2025 as observed by analysts. Modeling the trajectory for net interest margins (NIM) can be challenging; however, generally, a swifter pace of rate reductions tends to be favorable for NIM at midcap banks, with more varied effects on large cap banks.
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Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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高盛集團分析師Richard Ramsden維持$富國銀行 (WFC.US)$買入評級，並將目標價從65美元下調至64美元。
根據TipRanks數據顯示，該分析師近一年總勝率為66.4%，總平均回報率為12.2%。
此外，綜合報道，$富國銀行 (WFC.US)$近期主要分析師觀點如下：
預計淨利息收入可能會在第三季度持續下降，平均下降4％，這是由於延遲的存款重新定價和持續的溫和貸款增長，預計這將足以抵消固定資產的重新定價。預計淨利息收入要到2025年第二季度才會開始改善。此外，儘管對扣款的擔憂，尤其是信用卡和商業房地產領域的擔憂最近有所減輕，但銀行繼續增加儲備的可能性仍然存在。
減息正在進行中，分析師觀察到，預計到2025年中期，利率將再下降150個點子。對淨利率（NIM）的軌跡進行建模可能具有挑戰性；但是，總體而言，更快的減息步伐往往有利於中型股銀行的NiM，而對大型銀行的影響則更加多樣化。
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分析師總勝率為近一年分析師的評級成功次數占總評級次數的比率。評级的成功與否，取決於TipRanks的虚擬投資組合是否從該股票中產生正回報。
總平均回報率為基於分析師的初始評級創建虚擬投資組合，並根據評級變化對組合進行調整，在近一年中該投資組合所獲得的回報率。
