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Budget 2025: More Home Ownership Expected

Budget 2025: More Home Ownership Expected

2025年預算:預計更多人將擁有自住房
Business Today ·  09/25 11:39

The country's Property sector is optimistic that the upcoming fiscal policies will continue to strengthen the real estate market, empowering Malaysians with greater access to home ownership, according to PropertyGuru Malaysia.

馬來西亞PropertyGuru表示,該國房地產行業樂觀地認爲,即將出台的財政政策將繼續加強房地產市場,使馬來西亞人有更多的房屋所有權。

With Budget 2025 on the horizon, the market expects additional measures that further enhance the property market to fulfill the needs of Malaysian homebuyers.

隨着2025年預算案的臨近,市場預計將採取更多措施進一步改善房地產市場,以滿足馬來西亞購房者的需求。

The affordability of housing continues to be a central concern for many Malaysians, particularly first-time homebuyers. The government's commitment to provide affordable housing has boosted the supply of affordable homes through initiatives such as the 1Malaysia Housing Programme (PR1MA), Rumah Selangorku and Projek Perumahan Rakyat (PPR).

住房負擔能力仍然是許多馬來西亞人關注的核心問題,尤其是首次購房者。政府承諾提供經濟適用房,通過1Malaysia住房計劃(PR1MA)、Rumah Selangorku和Projek Perumahan Rakyat(PPR)等舉措增加了經濟適用房的供應。

According to PropertyGuru's Consumer Sentiment Study in the first half of 2024, PR1MA is the preferred choice for 23% of respondents, especially middle-income earners in their 30s. Rumah Selangorku, on the other hand, is favoured by 15% of respondents, predominantly those married with children. PPR is the choice of 14% primarily from the low-income bracket.

根據PropertyGuru在2024年上半年發佈的消費者信心研究,PR1MA 是23%的受訪者的首選,尤其是30多歲的中等收入者。另一方面,Rumah Selangorku受到15%的受訪者的青睞,主要是那些已婚並有子女的人。PPR是14%的選擇,主要來自低收入階層。

These findings underscore the need for tailored housing initiatives to meet the requirement of various demographic groups. The authority is urged to collaborate with financial institutions to offer flexible and low interest housing loan or mortgage packages.

這些發現突出表明,需要量身定製的住房舉措以滿足不同人口群體的需求。敦促該機構與金融機構合作,提供靈活和低息的住房貸款或抵押貸款一攬子計劃。

Notably, sustainability has become a key focus in global property development, and Malaysia is no exception. Market observers believe that Budget 2025 should include policies that encourage green building practices that benefit both the environment and homeowners. Tax incentives or rebates should be granted to developers who incorporate energy-efficient design and use environment-friendly construction materials for their projects, thus accelerating the adoption of sustainable practices in the property sector.

值得注意的是,可持續發展已成爲全球房地產開發的重點,馬來西亞也不例外。市場觀察家認爲,2025年預算應包括鼓勵既有利於環境又有利於房主的綠色建築的政策。應向採用節能設計並在項目中使用環境友好型建築材料的開發商提供稅收優惠或退稅,從而加快房地產行業採用可持續做法。

For homeowners, incentives such as grants for solar panels, energy-efficient appliances, and water-saving devices can reduce household expenses while promoting a sustainable, eco-friendly lifestyle. Additionally, introducing green home certification programs that reward
sustainable design would further motivate developers and buyers to prioritise environmental considerations.

對於房主而言,太陽能電池板、節能電器和節水設備補助金等激勵措施可以減少家庭開支,同時促進可持續、環保的生活方式。此外,引入獎勵的綠色家居認證計劃
可持續設計將進一步激勵開發商和買家優先考慮環境因素。

譯文內容由第三人軟體翻譯。


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