Aegon Ltd. (AEG) Q2 2024 Earnings Call Transcript Summary
Aegon Ltd. (AEG) Q2 2024 Earnings Call Transcript Summary
Cash capital at holding decreased to EUR 2.1 billion, influenced by the completion of a EUR 1.5 billion share buyback program and capital returns to shareholders.The following is a summary of the Aegon Ltd. (AEG) Q2 2024 Earnings Call Transcript:
以下是荷蘭全球保險（AEG）2024年第二季度業績會議記錄摘要:
Financial Performance:
金融業績：
Q2 revenue reflected an operating result of EUR 750 million, impacted by unfavorable mortality claims experience.
Operating capital generation decreased by 5% to EUR 588 million due to negative claims and increased new business strain.
Cash capital at holding decreased to EUR 2.1 billion, influenced by the completion of a EUR 1.5 billion share buyback program and capital returns to shareholders.
第二季度營業收入受不利的死亡索賠經驗影響，達到了75000萬元的運營結果。
由於負面索賠和增加的新業務壓力，運營資本產生減少了5%，降至58800萬元。
控股現金資本降至21億歐元，受到完成15億歐元的股票回購計劃和向股東返還資本的影響。
Business Progress:
業務進展：
Aegon showed strong progress in Indexed Universal Life and retirement plans in the US, with net deposits reaching $1.2 billion.
In the UK, the Workplace platform's net deposits were GBP 1.7 billion, and Aegon's target is to reach an AuA of over GBP 135 billion by 2028.
New life sales increased by 5%, driven by all channels particularly in Index Universal Life policies.
Aegon在美國的指數通用人壽保險和退休計劃方面取得了強勁進展，淨存款達到了12億美元。
在英國，工作場所平台的淨存款達到了17億英鎊，Aegon的目標是到2028年達到超過1350億英鎊的資產管理。
新的壽險銷售增長了5%，受到所有渠道的推動，特別是指數通用壽險政策。
Opportunities:
機會：
Expansion efforts in strategic assets and distribution, specifically in the Americas through World Financial Group and in Indexed Universal Life sectors.
Potential growth in ancillary products and midsize retirement plans.
Strategic utilization of asset management partnerships, like those with ASR and La Banque Postale, contributing to business expansion.
在戰略資產和分銷方面的擴張努力，特別是通過World Financial Group在美洲和指數通用壽險領域。
附加產品和中等規模養老計劃的潛在增長。
戰略利用與ASR和La Banque Postale等資產管理合作伙伴的合作，爲業務擴展做出貢獻。
Risks:
風險：
Unfavorable mortality and morbidity claims experience mainly in the US, expected to be mitigated going forward with updated assumptions and model changes.
Economic factors impacting the investment environment, such as energy prices affecting real estate values linked to the sector.
主要是在美國的不利死亡和發病索賠經驗，預計通過更新假設和模型變更來減輕。
影響投資環境的經濟因素，比如影響與該行業相關的房地產價值的能源價格。
Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：如需更全面的詳情，請參閱投資人關係網站。本文僅供投資者參考，不作任何指引或建議。
譯文內容由第三人軟體翻譯。
