Equifax Introduces New Mortgage Verification Solution
Equifax Introduces New Mortgage Verification Solution
All Employers Within 90 Days Helps Lenders Enhance Their Loan Processes
所有僱主在90天內有助於貸款人加強其貸款流程
ATLANTA, July 25, 2024 /PRNewswire/ -- Equifax (NYSE: EFX) has launched a new solution, All Employers Within 90 DaysTM, in support of its commitment to providing an extensive set of verification solutions for the mortgage industry.
亞特蘭大，2024年7月25日 /美通社/ -- 艾可菲（NYSE: EFX）推出了一項新解決方案，名爲所有僱主在90天內，以支持其致力於爲抵押貸款行業提供廣泛的驗證解決方案的承諾。
Powered by The Work Number, All Employers Within 90 DaysTM allows credentialed lenders to verify a borrower's income and employment information from the previous 90 days. Developed in response to customer feedback, the new solution — which provides a narrow verification period — may be particularly useful for situations when a borrower has been employed at the same job for a long period of time and therefore employment records beyond 90 days are not needed.
由The Work Number提供支持，所有僱主在90天內允許經認證的貸款人驗證借款人在過去90天的收入和就業信息。根據客戶反饋開發的這個新方案提供了狹窄的驗證期，對於借款人在同一份工作上長期就業，因此不需要超過90天的就業記錄的情況可能特別有用。
"Lenders have many choices when it comes to verifying income and employment information, from in-house or consumer-provided options to working with external companies," said Joel Rickman, Senior Vice President, Verification Services, Equifax Workforce Solutions. "At Equifax, we offer a variety of tailored verification solutions that were developed specifically with mortgage lenders in mind. By offering different types and levels of data at various price points, many lenders are able to find an Equifax solution that meets their specific requirements."
“對於驗證收入和就業信息，貸款人有許多選擇，從內部或由消費者提供的選項到與外部公司合作，”Equifax Workforce Solutions的高級副總裁Joel Rickman表示。“在Equifax，我們提供了許多量身定製的驗證解決方案，專門爲抵押貸款人設計。通過以不同類型和價格提供不同類型和級別的數據，許多貸款人能夠找到滿足其特定要求的Equifax解決方案。”
In addition to launching All Employers Within 90 DaysTM, Equifax has introduced modifications to its existing All Employers Within 12 MonthsTM and All Employers Within 24 MonthsTM offerings. Those modifications support lenders with a smoother billing process for those services, resulting in more aligned processing.
除了推出所有僱主在90天內Tm，Equifax還修改了其現有的所有僱主在12個月內Tm和所有僱主在24個月內Tm的服務，以支持那些服務的更順暢的賬單處理，從而實現更加順暢。
With these enhancements and modifications, lenders can choose the solutions they need and the time frame that is most effective for both the borrower and the lender, helping provide a faster time to close and more lender flexibility. Each solution also benefits from the industry-leading security capabilities of Equifax, helping ensure that both borrowers and lenders can be confident their information is protected.
通過這些增強和修改，貸款人可以選擇他們需要的解決方案和最有效的時間框架，從而提供更快的關閉時間和更多的貸款人靈活性。每個解決方案還受益於Equifax行業領先的安全功能，有助於確保借款人和貸款人都能夠相信他們的信息得到保護。Equifax的安全功能有助於確保借款人和貸款人都能夠相信他們的信息得到保護。
"In today's mortgage market, our customers need solutions that drive speed and reduce fallout," said Chris Mock, Vice President, Mortgage Verification Services at Equifax Workforce Solutions. "Lenders that utilize automated mortgage verification solutions can better provide the type of fast and seamless purchase process that homebuyers have come to expect. And with the variety of solutions available from Equifax, lenders can choose just the records they need to lend confidently."
“在今天的抵押貸款市場上，我們的客戶需要推動速度並降低故障率的解決方案，”Equifax Workforce Solutions的抵押貸款驗證服務副總裁Chris Mock表示。“利用自動化抵押貸款驗證解決方案的貸款人可以更好地提供快速和無縫購買流程，這是購房者所期望的。通過Equifax提供的各種解決方案，貸款人可以僅選擇他們需要的記錄來自信地貸款。”
Through The Work Number database, Equifax is the industry-leading commercial source of consolidated employment information in the United States. This data can help credentialed verifiers with a permissible purpose — such as mortgage lenders — instantly verify potential borrowers' employment and income, enabling a streamlined mortgage process.
通過The Work Number數據庫，Equifax是美國業內領先的綜合僱傭信息商業來源。這些數據可以幫助具有允許目的的經認證的驗證人員，如抵押貸款人，立即驗證潛在借書人的就業和收入，實現簡化的抵押貸款流程。
To learn more about mortgage verifications or other verification solutions powered by The Work Number from Equifax, please visit our website.
要了解有關由The Work Number支持的抵押貸款驗證或其他驗證解決方案的更多信息，請訪問，通過電子郵件聯繫Ivana Maric，地址爲info@avicanna.com，或在社交媒體上關注我們.
ABOUT EQUIFAX INC. At Equifax (NYSE: EFX), we believe knowledge drives progress. As a global data, analytics, and technology company, we play an essential role in the global economy by helping financial institutions, companies, employers, and government agencies make critical decisions with greater confidence. Our unique blend of differentiated data, analytics, and cloud technology drives insights to power decisions to move people forward. Headquartered in Atlanta and supported by nearly 15,000 employees worldwide, Equifax operates or has investments in 24 countries in North America, Central and South America, Europe, and the Asia Pacific region. For more information, visit Equifax.com.
關於Equifax公司。在Equifax（NYSE：EFX）公司，我們相信知識推動進步。作爲一家全球性的數據，分析和技術公司，我們在全球經濟中扮演着重要角色，幫助金融機構，公司，僱主和政府機構更加自信地做出關鍵決策。我們獨特的差異化數據，分析和雲技術的組合推動着洞察力，從而推動人們前進。總部位於亞特蘭大，並得到近15,000名全球員工的支持，Equifax在北美，中南美洲，歐洲和亞太地區的24個國家中進行運營或投資。欲了解更多信息，請訪問Equifax.com.
FOR MORE INFORMATION:
Dan Jenkins for Equifax Workforce Solutions
[email protected]
了解更多信息：
Equifax Workforce Solutions的丹·詹金斯
[email protected]
SOURCE Equifax Inc.
來源：艾可菲公司
譯文內容由第三人軟體翻譯。