Office Delinquencies Rise As Working From Home and Higher Rates Factor In
Office Delinquencies Rise As Working From Home and Higher Rates Factor In
The delinquency rate for U.S. office loans rose in June as vacancies grew due to the post-pandemic work-from-home trend and persistently high interest rates, according to a report from Fitch Ratings.
根據惠譽評級報告，由於疫情後的遠程辦公趨勢和高利率期貨持續存在，美國辦公貸款拖欠率在六月份上升。
The rate of delinquencies, or late payments, on loans behind commercial mortgage-backed securities (CMBS) rose to 2.45% in June from 2.42% in May, according to the report released on Friday. The volume of 30-day delinquencies increased to $1.92 billion from $1.86 billion over the same period.
根據週五發佈的報告，商業抵押支持證券（CMBS）貸款拖欠或逾期支付的比率在6月份從5月份的2.42%上升至2.45%。同期30天拖欠總額從1.86億美元增加到1.92億美元。
The volume of 30-day delinquencies increased to $1.92 billion in June from $1.86 billion in May, increasing the 30-day delinquency rate to 0.35% in June from 0.34% in May. Office loans represented the largest share, accounting for 55% of 30-day delinquencies and totaling $1.05 billion, the report said.
根據報告，6月份拖欠30天的總額從5月份的1.86億美元增加到1.92億美元，將30天拖欠率從5月份的0.34%上升至6月份的0.35%。報告稱，辦公室貸款是規模最大的部分，佔30天拖欠總額的55%，共計10.5億美元。
Also Read: Time's Up, Office Loans: It's Payback Season
還有：時間到了，辦公樓貸款該還了
The volume of loans that are at least 60 days delinquent reached $1.35 billion in June, up from $1.32 billion in May. Office loans accounted for $51%, or $692 million, of these new delinquencies, while retail made up 16%, or $214 million, and hotel represented 12%, or $162 million, of the delinquencies.
6月份至少拖欠60天的貸款總額從5月份的1.32億美元上升至1.35億美元。報告稱，辦公室貸款佔新的拖欠比例的51%，即6920萬美元，零售佔16%，即2140萬美元，酒店佔12%，即1620萬美元。
Three of the largest five new delinquencies were office loans, which accounted for 37% of total delinquency volume and 72% of office delinquencies, the report said.
報告稱，最大的五個新拖欠貸款中，有三個是辦公樓貸款，佔總拖欠貸款的37%和辦公室拖欠貸款的72%。
The Illinois Center, secured by two adjoining 32-story office towers totaling 2.09 million square feet in the East Loop submarket of Chicago's central business district, became 60 days delinquent on a $244 million loan in June 2024.
伊利諾伊中心位於芝加哥中央商務區東環路子市場，由兩座相鄰的32層辦公樓組成，總面積爲209萬平方英尺。2024年6月，一筆2,440萬美元的貸款已逾期60天。
The 1615 L Street loan of $134 million, secured by a 417,383-square-foot office building in downtown Washington D.C., was reported as a non-performing matured balloon loan in June 2024 that has been chronically delinquent after defaulting at its September 2023 maturity.
位於華盛頓特區市中心的417,383平方英尺的辦公樓1615 L街13,400萬美元的貸款已在2024年6月被報告爲不良成熟氣球貸款，自2023年9月到期後長期拖欠。
The Zappettini Portfolio loan, valued at $120 million and secured by a portfolio of 10 office buildings in Mountain View, California, defaulted at maturity in June 2024, according to the report.
根據報告，由10棟山景城辦公樓組成的Zappettini Portfolio貸款，價值1.2億美元，在2024年6月逾期到期。
Price Action: Major commercial real estate lenders showed mixed performances on Friday.
股價表現：主要商業房地產貸款人在週五表現不一。
CBRE Group, Inc. (NYSE: CBRE) gained 1.65% to close at $94.66, while Walker & Dunlop (NYSE:WD) declined 0.47% to end the day at $99.68 and Cushman & Wakefield plc (NYSE:CWK) jumped 1.61% to $11.99.
房地產公司CBRE集團股份有限公司（NYSE：CBRE）收漲1.65%，報94.66美元，而Walker&Dunlop（NYSE：WD）下跌0.47%，收於99.68美元，Cushman&Wakefield plc（NYSE：CWK）上漲1.61%，報11.99美元。
Three exchange-traded funds that hold the most CBRE stock made modest gains on Friday. Invesco S&P 500 Equal Weight Real Estate ETF (NYSE:RSPR) gained 1.05%, while the Real Estate Select Sector SPDR Fund (NYSE:XLRE) gained 0.73% and the iShares U.S. Real Estate ETF (NYSE:IYR) edged up 0.84%.
持有CBRE股票的三隻交易所交易基金在週五均有所增長。 景順S＆P 500等權重房地產ETF（NYSE：RSPR）上漲1.05%，而房地產選擇部門SPDR基金（NYSE：XLRE）上漲0.73%，美國房地產ETF (iShares U.S. Real Estate ETF，NYSE: IYR) 上漲0.84%。
Read Now:
立即閱讀：
- Loans Loom Large: U.S. Office Building Owners Teeter On Edge Of Default
- 貸款規模大：美國辦公樓業主掙扎於違約的邊緣
Photo: Shutterstock
Photo: shutterstock
譯文內容由第三人軟體翻譯。