Supreme Court Allows Merchants To Challenge Debit-Card Swipe Fees Beyond Six-Year Statute
Supreme Court Allows Merchants To Challenge Debit-Card Swipe Fees Beyond Six-Year Statute
The U.S. Supreme Court on Monday ruled that merchants may challenge debt-card swipe fees outside a six-year statute, sending a shock to the power of federal agencies.
美國最高法院週一裁定，商家可以在六年規定之外挑戰債務卡刷卡費，對聯邦機構的權力造成震動。
The justices voted 6-3 on their ruling, determining that a North Dakota convenience store and truck stop may sue over a 2011 rule on charges that banks imposed on merchants because the six-year statute to sue doesn't apply to the store as it did not open until 2018, Bloomberg reported.
大法官投票表決結果爲6-3，確認一家北達科他州的便利店和貨車停車場可以就銀行對商家徵收的2011年手續費規定提起訴訟，因爲六年的規定不適用於該店，該店直到2018年才開業，彭博社報道。
The decision may boost the effect of a blockbuster ruling issued last week that overturned a 1984 precedent requiring judges to defer to an agency's reasonable interpretation of an unclear statute.
此決定可能會增強上週頒佈的打破1984年判例的重大裁決的影響，該裁決要求法官須聽從機構對不明確法規的合理解釋。
Also Read: Visa and Mastercard Reach Deal to Lower Swipe Fees, A Win for Merchants and Potential Boost for Consumer Choices: Analyst
讀者亦可參閱：Visa和Mastercard達成降低刷卡費用協議，對商家和消費者選擇的潛在提振，分析師表示
Justices Ketanji Brown Jackson, Sonia Sotomayor and Elena Kagan gave the dissenting votes on the swipe-fee decision and said that both rulings mean that judges can rule if "any new objection to any old rule" merits voiding the rule, according to Bloomberg.
大法官Ketanji Brown Jackson，Sonia Sotomayor和Elena Kagan在關於刷卡費用的決定中反對投票，並表示這兩項裁決意味着法官可以判定"對任何舊規定的任何新反對"是否有權使規定作廢，根據彭博社。
"The tsunami of lawsuits against agencies that the court's holdings in this case and Loper Bright have authorized has the potential to devastate the functioning of the federal government," Jackson wrote, joined by Sotomayor and Kagan.
傑克遜寫道:"法庭在這個案例和Loper Bright的裁決中授權對機構提起訴訟的海嘯，有可能摧毀聯邦政府的功能。"。
The Fed rule came out of the 2010 Dodd-Frank Act, which included a provision responding to higher swipe-fee rates that said fees must be "reasonable and proportional," Bloomberg reported.
彭博社報道，聯邦儲備委員會的規定出自2010年《多德-弗蘭克法案》，該法案包括一項回應更高的刷卡費率的規定，即費用必須"合理和成比例"。
Price Action: Debit-card stocks and exchange-trade funds gave a mixed reaction to the Supreme Court ruling by Monday's mid-day trading. Discover Financial Services (NYSE:DFS) rose 1.38% to $132.62, while Nu Holdings Ltd. (NYSE:NU) dipped 4.32% to $12.35 and CPI Card Group Inc. (NASDAQ:PMTS) declined 2.53% to $26.56.
股票：截至週一中午交易，借記卡的股票和交易所交易基金對美國最高法院的裁決做出了不同的反應。發現金融服務公司（NYSE：DFS）上漲1.38％至132.62美元，Nu Holdings Ltd.（NYSE：NU）下跌了4.32％至12.35美元，CPI Card Group Inc.（NASDAQ：PMTS）下跌了2.53％至26.56美元。
Renaissance IPO ETF (NYSE:IPO) was up slightly 0.12%, FMQQ The Next Frontier Internet & Ecommerce ETF (NYSE:FMQQ) slid 0.69%.
Renaissance IPO ETF（NYSE：IPO）略有上漲，0.12％，FMQQ The Next Frontier Internet＆Ecommerce ETF（NYSE：FMQQ）下跌了0.69％。
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Photo: Shutterstock
Photo: shutterstock
譯文內容由第三人軟體翻譯。