Reported Earlier, US Bancorp Expects 3.1% Stress Capital Buffer Following Federal Reserve Stress Test, Plans Dividend Increase
Reported Earlier, US Bancorp Expects 3.1% Stress Capital Buffer Following Federal Reserve Stress Test, Plans Dividend Increase
U.S. Bancorp (NYSE:USB) commented on the results of the Federal Reserve's Dodd-Frank Act Stress Test (DFAST) conducted in accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act.
美國合衆銀行（NYSE:USB）就《多德-弗蘭克華爾街改革及消費者保護法案》下進行的聯邦儲備委員會壓力測試（DFAST）結果發表評論。
Based on its 2024 stress test results, the company expects to be subject to a preliminary stress capital buffer (SCB) of 3.1 percent, for the period beginning October 1, 2024, and ending on September 30, 2025. The Federal Reserve has stated that it expects to finalize the SCB for all firms by August 31, 2024. The SCB, when added to the Basel III Common Equity Tier 1 (CET1) capital to risk-weighted assets ratio minimum of 4.5 percent, requires the company to maintain a CET1 ratio at or above 7.6 percent through this period.
根據公司2024年壓力測試結果，公司預計在2024年10月1日至2025年9月30日期間將受到3.1％的初步壓力資本緩衝要求（SCB）。聯邦儲備委員會表示，預計將於2024年8月31日前完成所有公司的SCB。將SCB與巴塞爾III普通股1級（CET1）資產風險加權比最低要求4.5％相加，要求公司在此期間維持CET1比率在或以上7.6％。
All U.S. Bancorp regulatory ratios continue to reflect strong capital levels and are in excess of "well-capitalized" requirements. The company's CET1 capital to risk-weighted assets ratio using the Basel III standardized approach was 10.0 percent as of March 31, 2024.
所有美國合衆銀行監管資本充足率繼續保持強勁水平，並超過了“資本充足”要求。截至2024年3月31日，公司使用巴塞爾III標準化方法的CET1資產風險加權比爲10.0％。
U.S. Bancorp's planned capital actions include a 2 percent increase of a quarterly common stock dividend from $0.49 to $0.50 per share, subject to approval by U.S. Bancorp's Board of Directors, effective in the fourth quarter of 2024.
美國合衆銀行計劃的資本行動包括每股季度普通股股息從0.49美元增加至0.50美元，前提是經過美國合衆銀行董事會批准，有效期到2024年第四季度。
The company's common stock repurchases, except for those done exclusively in connection with its stock-based compensation programs, currently remain suspended. The company will evaluate its share repurchases in connection with the potential capital requirements given proposed regulatory capital rules and related landscape. Any additional capital distributions remain subject to the approval of U.S. Bancorp's Board of Directors and compliance with regulatory requirements.
除了與公司股權激勵計劃有關的獨立的追溯股票回購之外，公司的普通股回購目前仍被暫停。公司將根據擬議的監管資本規則和相關情況評估其股票回購。任何其他的資本分配仍需經過美國合衆銀行董事會批准並符合監管要求。
"The results of this year's stress test demonstrate that we are well-capitalized, have a healthy balance sheet and remain prepared to manage potential industry stress and withstand a severe economic downturn," said Andy Cecere, Chairman and CEO of U.S. Bancorp.
美國合衆銀行董事長兼首席執行官安迪·塞塞裏（Andy Cecere）表示：“今年的壓力測試結果表明，我們資本充足，資產負債表健康，仍然準備好管理行業潛在壓力和經受嚴重的經濟衰退。”
In addition, the company has published its company-run DFAST results, which are available on the company's website at under "About Us," "Investor Relations," "Financials," "Supporting documents" and "Dodd-Frank Act Stress test results."
此外，公司發佈了其公司自行進行的DFAST結果，可在公司網站（地址：）的“關於我們”，“投資者關係”，“財務狀況”，“支持文件”和“道富法案壓力測試結果”下獲得。
The company's DFAST results may differ from those calculated and published by the Federal Reserve Board largely due to, but not limited to, differences in models, methodologies, assumptions and applicable capital and accounting rules.
公司自行進行的DFAST結果可能與聯邦儲備委員會計算和發佈的結果不同，這主要是由於模型、方法、假設和適用的資本和會計規則等方面的差異。
譯文內容由第三人軟體翻譯。