Zhibao Technology 6-Month EPS $(0.03); Revenue $11.9M, Down 8% YoY
Zhibao Technology 6-Month EPS $(0.03); Revenue $11.9M, Down 8% YoY
Financial Results for the Six Months Ended December 31, 2023
2023年12月31日結束的六個月的財務業績
Revenues
收入
Total revenues in the six months ended December 31, 2023 were approximately RMB84.3 million ($11.9 million), compared with approximately RMB91.8 million in the same period of 2022, a decrease of approximately RMB 7.5 million, or 8%, primarily due to decrease of approximately RMB 5.7 million and RMB 1.8 million, respectively, in insurance brokerage service fees and managing general underwriting ("MGU") services. The decrease in insurance brokerage service fees was due to reduced renewal of specific accounts in the six months ended December 31, 2023, while the decrease in MGU service fees was due to abrupt closure of business by a reinsurance partner in the high-end medical sector.
2023年12月31日結束的六個月總營收約爲人民幣8430萬元（約合1190萬美元），相比2022年同期約爲人民幣9180萬元，下降了約750萬元，下降了8％，主要是由於保險經紀服務費用和管理概括覈保（“MGU”）服務費用分別下降了約570萬元和約180萬元的原因。 保險經紀服務費用的下降是由於2023年12月31日結束的六個月中特定帳户的續約減少，而MGU服務費用的下降是由於一位再保險夥伴在高端醫療行業突然停業所致。
Revenues in the six months ended December 31, 2023 were comprised of insurance brokerage service fees of RMB 71.4 million and MGU service fees of RMB 13.2 million, respectively, partially net off against business taxes and surcharges of approximately RMB 0.3 million. Revenues in the six months ended December 31, 2022 were comprised of insurance brokerage service fees of approximately RMB 77.1 million and MGU service fees of approximately RMB 15.0 million, respectively, partially net off against business taxes and surcharges of approximately RMB 0.3 million.
2023年12月31日結束的六個月中，保險經紀服務費爲人民幣7140萬元，MGU服務費爲人民幣1320萬元，部分抵消了約30萬元的商業稅和附加稅。2022年12月31日結束的六個月收入包括約7710萬元的保險經紀服務費和約1500萬元的MGU服務費，部分抵消了約30萬元的營業稅和附加稅。
Loss per Share
每股虧損
Basic and diluted net loss per share in the six months ended December 31, 2023 were RMB 0.28 ($0.04) and RMB 0.28 ($0.04), respectively. Non-GAAP adjusted basic and diluted net loss per share in the six months ended December 31, 2023 were RMB 0.20 ($0.03) and RMB 0.20 ($0.03), respectively.
2023年12月31日結束的六個月基本和攤薄每股淨虧損分別爲人民幣0.28（0.04美元）和人民幣0.28（0.04美元）。2023年12月31日結束的六個月非通用會計原則調整的基本和攤薄每股淨虧損分別爲人民幣0.20（0.03美元）和人民幣0.20（0.03美元）。
Business and Financial Outlook
業務和財務展望：公司預計有機增長和戰略性併購機遇的結合將大大加速業務增長。此外，自2024年4月初以來，這些市場舉措與自2024年4月初以來中後臺團隊的“變形蟲計劃”重新組織的結合預計將推動持續提高運營效率。管理層對未來嵌入式保險券商業務前景持樂觀態度，認爲具有才華和高度敬業的團隊，以及戰略發展計劃，已經使指寶在該行業的增長機會中處於有利位置。公司將繼續專注於追求戰略目標、提高運營效率，探索業務擴張的途徑，並致力於堅持以客戶爲先的原則，利用公司專業知識抓住中國嵌入式保險券商市場的機遇，擴大客戶群體並促進公司在2024年和未來年度的業務增長。
The Company expects the combination of organic growth and strategic M&A opportunities will greatly accelerate the growth of the businesses. Additionally, the combination of these market initiatives with the "Project Amoeba" reorganization of the mid- and back-end office teams since early April 2024 is expected to drive sustained increases in operational efficiency. Management is optimistic about the prospects in the embedded insurance brokerage industry in the near future and believe that the talented and dedicated team, along with the strategic development plan, has positioned Zhibao well to capitalize on growth opportunities within the industry. The Company will continue to focus on pursuing strategic objectives, enhancing operating efficiencies, and exploring avenues for business expansion. The Company seeks to uphold its mission to prioritize clients' interests and leverage the Company's expertise to seize opportunities in China's embedded insurance brokerage industry to expand its client base and grow its business in 2024 and future years.
公司預計有機增長和戰略併購機會的結合將大大加速業務增長。此外，自2024年4月初以來，這些市場舉措與中後端團隊的“阿米巴項目”重組相結合預計將推動持續提高運營效率。管理層對嵌入式保險經紀行業的前景持樂觀態度，並認爲才華橫溢、專注的團隊以及戰略發展計劃已使智寶能夠充分利用行業內的增長機遇。公司將繼續專注於追求戰略目標，提高經營效率並探索業務擴展途徑。公司致力於優先考慮客戶利益，並利用公司的專業知識在中國的嵌入式保險經紀行業中把握機遇，以擴大客戶基礎並在2024年及未來幾年中發展業務。
譯文內容由第三人軟體翻譯。