Exploring Alternative Funding Models for Small Businesses
Exploring Alternative Funding Models for Small Businesses
NORTHAMPTON, MA / ACCESSWIRE / June 27, 2024 / GoDaddy
Northampton, MA/ACCESSWIRE/2024年6月27日/godaddy
GoDaddy Venture Forward joins thought leaders to discuss the outsized impact of America's small businesses at the 2024 Milken Institute Global Conference.
godaddy創業公司加入思想領袖，一同討論2024年密爾肯機構全球會議上美國小企業的巨大影響。
Originally published by GoDaddy's Venture Forward Research Initiative
godaddy的創業公司飛躍研究計劃最初發布
By Alexandra Rosen, Global Head of GoDaddy Venture Forward.
全球godaddy飛躍創業公司的Alexandra Rosen.
Despite record new business formation, which is outpacing population growth by 10% according to GoDaddy Venture Forward, access to capital remains a top challenge for microbusinesses. Capital is key to the growth of ventures and consequentially, our greater economy.
儘管godaddy創業公司飛躍表示創業公司數量創下歷史新高，根據數據，人口增長速度超過10%，但對於微型企業來說，獲得資本仍然是最大的挑戰。資本是創業公司增長的關鍵，因此對於我們更大的經濟體系而言也是至關重要的。
At the 2024 Milken Institute Global Conference, I joined a panel tackling the crucial question: "How can we innovate to establish better funding models, given the essential role small businesses play in job creation and economic growth?"
我參加了2024年密爾肯機構全球會議的一個小組討論，討論了“考慮到小型企業在創造就業機會和經濟增長方面的重要作用，我們如何進行創新以建立更好的融資模式？”這一關鍵問題。
Our discussion opened with the acceleration of new small and microbusiness starts in recent years and their outsized impact on local economies - driving up local gross domestic product (GDP), median household income and job creation. This is in addition to the diversity of people and circumstances embarking on entrepreneurship. We then explored various strategies to enhance access to capital, including evolving underwriting processes and the importance of also offering technical assistance and greater community support.
我們的討論從近年來新小型和微型企業發展的加速及其對當地經濟的巨大影響開始，這推高了當地的國內生產總值（GDP），提高了當地的家庭收入並創造了就業機會。這除了多樣化的人才外，還探討了不同的策略來提高資本的獲取渠道，包括演變的信貸流程和提供技術支持以及更多的社區支持等等。
Panelist Sekou Kaalund noted how asset ownership helps drive generational wealth and that Black business owners have eight times the wealth of Black non-business owners. Lauren Grattan emphasized the importance of creating more accessible capital steppingstones to help entrepreneurs of all different backgrounds and experiences bring their innovations to life.
小組成員Sekou Kaalund指出，資產所有權有助於帶動代際財富，黑人企業家的財富於黑人非企業主的財富相比高出八倍。Lauren Grattan強調了創建更多容易獲得的資本入口的重要性，以幫助所有不同背景和經驗的企業家實現其創新理念。
Chris Pilkerton shared insights from his tenure at the Small Business Administration, stressing the need for a modernized support system. Eric Cromwell highlighted the importance of meeting entrepreneurs where they are and the role of networking in their long-term success.
Chris Pilkerton在小企業管理局的任期中分享了他的見解，強調了現代化的支持體系的必要性。Eric Cromwell強調了在他們長期成功中滿足企業家的地位和網絡聯繫的重要性。
Flexible cash-flow measures are critical to enabling growth.
靈活的現金流措施對於實現增長至關重要。
"We don't need to look at different data, but to look at data differently," stated Sekou Kaalund, underscoring the importance of evolving how we leverage data.
Sekou Kaalund指出，“我們不需要查看不同的數據，而是要以不同的方式查看數據”，強調了演變如何利用數據的重要性。
More than 40% of entrepreneurs converted their online microbusiness into their primary income source, according to the Venture Forward 2024 U.S. National Survey. These businesses often start with less than $5,000, and those who invest more initially tend to achieve higher revenues. Allocating time and money faster can accelerate business growth, making it necessary to rethink financial models for small and microbusinesses in this time of innovation.
根據飛躍創業公司2024年美國全國調查，超過40%的企業家將其在線微型企業轉化爲其主要收入來源。這些企業通常以不到5000美元的資金啓動，而最初投資更多的人傾向於獲得更高的收入。更快地分配時間和資金可以加速業務增長，因此有必要在這個創新的時代重新思考小微企業的金融模型。
Supporting small businesses is not just smart and kind, but economically essential.
支持小企業不僅是明智和親切的，也是在經濟發展中必不可少的。
Venture Forward research has also revealed:
飛躍創業公司的研究還揭示了：
- For every microbusiness entrepreneur, more than seven jobs are created at the county-level.
- Microbusinesses increased by 15% nationwide since 2019.
- More than one-third of microbusinesses contribute 51% of their household's income.
- 每一個微型企業創業家在縣級別上都會創造出超過七個就業機會。
- 自2019年以來，全國微型企業增長了15%。
- 超過三分之一的微型企業爲家庭收入做出了51%的貢獻。
Our discussion highlighted the critical need for improved funding models to ensure the continued growth and success of small businesses. These enterprises are vital to innovation and economic health, and they enrich communities with their diverse offerings.
我們的討論突顯了改進融資模式的關鍵性，以確保小企業持續發展和成功。這些企業對於創新和經濟健康至關重要，並以其多樣化的產品和服務豐富着社區。
About the 2024 Milken Institute Global Conference
關於2024年密爾肯機構全球會議
Over 4,000 attendees and tens of thousands of online viewers attended the 2024 Milken Institute Global Conference, themed "Shaping a Shared Future," to explore solutions for the future. As global head of GoDaddy Venture Forward, I had the opportunity to delve into the critical impact of America's small businesses.
在超過4000名與會者和數萬名在線觀衆參加的2024年密爾肯機構全球會議上，主題是“塑造共同的未來”，探討未來的解決方案。作爲godaddy創業公司飛躍的全球負責人，我有機會深入探討美國小企業的重要影響。
The panel I joined was moderated by Kristen Fanarakis, associate director of the Small Business Policy and Innovation Initiative at Milken Institute, and also included:
我參加的小企業政策和創新倡議的副主任Kristen Fanarakis主持了這個小組討論，同時還有:
- Eric Cromwell, founding member of Cromwell Schmisseur LLC.
- Lauren Grattan, chief community officer at Mission Driven Finance.
- Sekou Kaalund, executive vice president and head of Branch and Small Business Banking at U.S. Bank.
- Chris Pilkerton, chief legal and regulatory strategy officer at Accion Opportunity Fund.
- Cromwell Schmisseur LLC的創始成員Eric Cromwell。
- 社區主管Mission Driven Finance的首席官員Lauren Grattan。
- 美國銀行的支行和小企業銀行業務的執行副總裁Sekou Kaalund。
- Accion Opportunity Fund的首席法律和監管戰略官Chris Pilkerton。
Replay the full panel discussion here.
在這裏回放完整的小組討論。
View additional multimedia and more ESG storytelling from GoDaddy on 3blmedia.com.
在3blmedia.com上查看來自godaddy的更多環境，社會和治理的多媒體故事。
Contact Info:
Spokesperson: GoDaddy
聯繫信息:
發言人：godaddy
SOURCE: GoDaddy
來源：godaddy
譯文內容由第三人軟體翻譯。