Canadians Are Searching for Savings to Avoid a Cruel Summer of Overspending: CIBC Poll
Canadians Are Searching for Savings to Avoid a Cruel Summer of Overspending: CIBC Poll
77 per cent are making changes to their summer spending habits in response to the rising cost of living
77% 的人正在調整他們的夏季消費習慣，以應對生活成本上升。
TORONTO, June 27, 2024 /CNW/ - Many Canadians are looking to travel this summer and are searching for ways to do so without blowing their budgets. According to a new poll from CIBC, nearly 8 in 10 Canadians (77 per cent) are making changes to their summer spending habits in response to the rising cost of living, while actively looking for ways to save on summer activities.
加拿大許多人想在這個夏天旅行，並尋找在不超出預算的情況下旅行的方法。根據CIBC的一項新調查，近8成加拿大人（77%）正在調整他們的夏季消費習慣，以應對生活成本上升，同時積極尋找在夏季活動上省錢的方式。
Despite a strong desire to travel and splurge on summer fun, most Canadians (64 per cent) are embracing a savings mindset this season. Half of Canadians say they are cutting back on day-to-day expenses, while 37 per cent are forgoing expensive purchases, and more than a quarter (27 per cent) are scaling back their travel plans.
儘管大多數加拿大人（64%）想旅行和享受夏季樂趣，但他們仍然抱着節省的心態。一半的加拿大人說他們正在削減日常開支，而37%的人放棄了昂貴的購買計劃，超過四分之一（27%）的人縮減了旅行計劃。
Among those who have already made plans to travel, 62 per cent are demonstrating a budget-conscious approach when planning trips, with 40 per cent intending to spend less than $2,000 on travel. To stretch their dollars further, most (67 per cent) are planning to vacation in Canada, over getaways in the United States (28 per cent) and overseas (24 per cent). Nearly half of Canadian domestic travellers are choosing more affordable options like road trips (48 per cent) and 1 in 5 are choosing to camp (20 per cent) to reduce their expenses.
在那些已經計劃旅行的人中，62%的人在計劃旅行時展現出注重預算的方法，其中40%打算花費不到2000加幣的旅行開支。爲了更好地利用他們的預算，大多數人（67%）計劃在加拿大境內度假，而不是去美國（28%）或境外（24%）。近一半的加拿大國內旅行者選擇更便宜的旅遊項目，如公路旅遊（48%），其中五分之一的人選擇露營（20%）以減少開支。
No matter what destination Canadians are planning to trek to this summer, 60 per cent are planning to fund those trips with personal savings, though 74 per cent say they are finding it harder than ever to save money.
無論加拿大人計劃到哪個目的地旅行，60%的人計劃用個人儲蓄來資助這些旅行，儘管74%的人說他們發現比以往任何時候都更難省錢。
"Canadians have been pragmatic and resourceful as they've embraced a savings mentality in order to navigate a challenging economic landscape," said Carissa Lucreziano, Vice-President, Financial Planning and Advice, CIBC. "Many are still concerned inflation will impact their summer fun despite their best efforts to not overspend."
“加拿大人在應對具有挑戰性的經濟形勢時，一直以來都是務實和有資源的，” CIBC金融規劃及建議副總裁Carissa Lucreziano說道：“儘管他們盡力避免過度消費，很多人仍然擔心通貨膨脹會影響他們的夏季樂趣。”
Top expenses Canadians are looking to better manage this summer:
加拿大人計劃在今年夏天更好地管理的支出：
- Dining out
- Entertainment
- Clothing
- 餐飲
- 娛樂
- 品牌服飾
Polling found that more Canadians believe they could benefit from financial advice this summer than in previous years, with 26 per cent looking for ways to mitigate the cost of living, and 21 per cent seeking strategies to offset inflation.
民意調查發現，相較於以往更多的加拿大人認爲他們可以在今年夏天從財務建議中受益，其中26%的人正在尋求緩解生活成本的方法，21%的人正在尋求對抗通貨膨脹的策略。
"Nearly 60 per cent of Canadians believe they could benefit from professional financial advice to maximize their summer fun. A trusted advisor can design a personalized plan to help make the most of this summer and every other season," Lucreziano added.
“近60%的加拿大人認爲他們可以從專業的財務建議中受益，以儘可能充分地利用這個夏季和每一個季節，可信賴的顧問可以制定個人化的計劃，” Lucreziano補充道。
Other key poll findings:
其他重要調查發現：
- 55 per cent of Canadians say summer is the season they spend the most money
- 67 per cent say they are more interested in spending on experiences than physical items
- 68 per cent of Canadians say they are worried about the value of the Canadian dollar
- 55%的加拿大人說夏季是他們消費最多的季節。
- 67%的人說他們更有興趣花錢體驗，而不是購買實物。
- 68%的加拿大人擔心加元的價值。
About CIBC
關於加拿大帝國商業銀行
CIBC is a leading North American financial institution with 14 million personal banking, business, public sector and institutional clients. Across Personal and Business Banking, Commercial Banking and Wealth Management, and Capital Markets and Direct Financial Services businesses, CIBC offers a full range of advice, solutions and services through its leading digital banking network, and locations across Canada, in the United States and around the world. Ongoing news releases and more information about CIBC can be found at www.cibc.com/ca/media-centre.
加拿大帝國商業銀行是一家領先的北美金融機構，擁有1400萬個人銀行業務、企業、公共部門和機構客戶。在個人和商業銀行、商業銀行和财富管理、資本市場和直接金融服務業務方面，加拿大帝國商業銀行通過其領先的數字銀行網絡和遍佈加拿大、美國和全球的地點，提供全方位的建議、解決方案和服務。有關加拿大帝國商業銀行的最新新聞發佈和更多信息，請訪問www.cibc.com/ca/media-center.
Disclaimer:
免責聲明：本文部分內容使用了Benzinga Neuro的幫助。
The findings are from an Ipsos poll conducted between May 13 and May 17, 2024, on behalf of CIBC. For this survey, a sample of 1,500 Canadians aged 18+ were interviewed online. Sample was sourced from the Ipsos panel. Weighting was employed to balance demographics to ensure that the sample's composition reflects that of the adult population according to Census data and to provide results intended to approximate the sample universe. The precision of Ipsos online polls is measured using a credibility interval. In this case, the poll is accurate to within ±3.1 percentage points, 19 times out of 20, had all Canadians been polled. The credibility interval will be wider among subsets of the population.
這些調查結果來自於Ipsos在2024年5月13日至17日爲CIBC所進行的調查，面向18歲及以上的1,500名加拿大人在線訪問。調查樣本來源於Ipsos面板。採用加權法來平衡人口統計數據以確保樣本的組成反映成人口普查的情況，並提供預計近似於樣本宇宙的結果。Ipsos在線調查的精度使用可靠度區間來衡量。在這種情況下，如果所有的加拿大人都參加了調查，那麼調查的精度爲±3.1個百分點，在20次調查中有19次精度符合要求。對於人口子集，可靠度區間將更寬。
SOURCE CIBC
信息來源：加拿大帝國商業銀行
譯文內容由第三人軟體翻譯。