Don't Buy John Marshall Bancorp, Inc. (NASDAQ:JMSB) For Its Next Dividend Without Doing These Checks
Don't Buy John Marshall Bancorp, Inc. (NASDAQ:JMSB) For Its Next Dividend Without Doing These Checks
Some investors rely on dividends for growing their wealth, and if you're one of those dividend sleuths, you might be intrigued to know that John Marshall Bancorp, Inc. (NASDAQ:JMSB) is about to go ex-dividend in just 3 days. The ex-dividend date occurs one day before the record date which is the day on which shareholders need to be on the company's books in order to receive a dividend. It is important to be aware of the ex-dividend date because any trade on the stock needs to have been settled on or before the record date. Accordingly, John Marshall Bancorp investors that purchase the stock on or after the 28th of June will not receive the dividend, which will be paid on the 8th of July.
一些投資者依靠分紅派息來增加財富，如果你是其中的一位追蹤者，那麼你可能想知道約翰馬歇爾班科普公司(NASDAQ:JMSB)將在3天內分紅派息。分紅除息日是股息開始計息之前的一天，股東需要在公司記賬日當天持有股份才能獲得紅利。了解分紅除息日非常重要，因爲任何交易都必須在記賬日或之前結算。 所以，如果你在6月28日或之後購買約翰馬歇爾班科普公司的股票，就不會獲得將在7月8日付款的股息。
The company's next dividend payment will be US$0.25 per share, and in the last 12 months, the company paid a total of US$0.22 per share. Last year's total dividend payments show that John Marshall Bancorp has a trailing yield of 1.5% on the current share price of US$16.45. If you buy this business for its dividend, you should have an idea of whether John Marshall Bancorp's dividend is reliable and sustainable. As a result, readers should always check whether John Marshall Bancorp has been able to grow its dividends, or if the dividend might be cut.
公司下次的股息支付將是每股0.25美元，過去12個月公司共支付了每股0.22美元。過去一年的股息總額表明約翰馬歇爾班科普公司在目前股票價格爲16.45美元的情況下具有1.5%的股息收益率。 如果你因爲股息而購買這家公司，你應該對約翰馬歇爾班科普公司的股息是否可靠和可持續有一個了解。因此，讀者應該始終查看約翰馬歇爾班科普公司是否能夠增加其股息，或者股息可能會削減。
Dividends are typically paid out of company income, so if a company pays out more than it earned, its dividend is usually at a higher risk of being cut. John Marshall Bancorp paid out 102% of its earnings, which is more than we're comfortable with, unless there are mitigating circumstances.
分紅派息通常是以公司收入支付的，因此，如果一家公司支付的股息超過了其收入，其股息通常面臨高風險。 約翰馬歇爾班科普公司支付了其盈利的102%，這比我們能夠接受的要多，除非有緩解情況。
When the dividend payout ratio is high, as it is in this case, the dividend is usually at greater risk of being cut in the future.
當紅利支付率高時，通常意味着紅利在未來面臨被削減的更大風險。
Click here to see how much of its profit John Marshall Bancorp paid out over the last 12 months.
點擊這裏查看約翰馬歇爾班科普公司過去12個月支付了多少利潤。
Have Earnings And Dividends Been Growing?
收益和股息一直在增長嗎？
Businesses with shrinking earnings are tricky from a dividend perspective. If business enters a downturn and the dividend is cut, the company could see its value fall precipitously. With that in mind, we're discomforted by John Marshall Bancorp's 26% per annum decline in earnings in the past five years. When earnings per share fall, the maximum amount of dividends that can be paid also falls.
從分紅的角度來看，收益萎縮的企業非常棘手。如果業務陷入衰退並削減了股息，公司的價值可能會急劇下降。因此，我們對約翰馬歇爾班科普公司過去5年中每年26%的收益下降感到不安。當每股收益下降時，可以支付的最大股息也會下降。
Unfortunately John Marshall Bancorp has only been paying a dividend for a year or so, so there's not much of a history to draw insight from.
不幸的是，約翰馬歇爾班科普公司只支付了一年左右的股息，因此沒有多少歷史可以從中獲得深入的了解。
The Bottom Line
還有一件事需要注意的是，我們已經確定了上海醫藥的2個警告信號，了解這些信號應該成爲你的投資過程的一部分。
Has John Marshall Bancorp got what it takes to maintain its dividend payments? Earnings per share are in decline and John Marshall Bancorp is paying out what we feel is an uncomfortably high percentage of its profit as dividends. Generally we think dividend investors should avoid businesses in this situation, as high payout ratios and declining earnings can lead to the dividend being cut. These characteristics don't generally lead to outstanding dividend performance, and investors may not be happy with the results of owning this stock for its dividend.
約翰馬歇爾班科普公司有維持其股息支付所需的能力嗎？每股盈利下降，而約翰馬歇爾班科普公司支付的股息所佔盈利的比例使我們感到非常不安。一般而言，我們認爲股息投資者應該避免處於這種情況的企業，因爲高分紅比率和盈利下降可能會導致股息減少。這些特徵通常不會產生出色的分紅表現，投資者可能不會對持有該股票獲得分紅的結果感到滿意。
With that being said, if you're still considering John Marshall Bancorp as an investment, you'll find it beneficial to know what risks this stock is facing. For example - John Marshall Bancorp has 1 warning sign we think you should be aware of.
話雖如此，如果您仍在考慮將約翰馬歇爾班科普公司作爲一個投資機會，了解這支股票面臨的風險將是有益的，例如——約翰馬歇爾班科普公司有1個警示標誌，我們認爲您應該了解。
Generally, we wouldn't recommend just buying the first dividend stock you see. Here's a curated list of interesting stocks that are strong dividend payers.
一般來說，我們不建議僅僅購買第一個股息股票。下面是一個經過策劃的有趣的、股息表現良好的股票清單。
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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
對本文有反饋？關於內容有所顧慮？直接和我們聯繫。或者，發送電子郵件至editorial-team (at) simplywallst.com。
這篇文章是Simply Wall St的一般性文章。我們根據歷史數據和分析師預測提供評論，只使用公正的方法論，我們的文章並不意味着提供任何金融建議。文章不構成買賣任何股票的建議，也不考慮您的目標或您的財務狀況。我們的目標是帶給您基本數據驅動的長期關注分析。請注意，我們的分析可能不考慮最新的價格敏感公司公告或定性材料。Simply Wall St沒有任何股票頭寸。
Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com
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譯文內容由第三人軟體翻譯。