South Florida Grapples With Rising Flood Waters: What Are The Implications For Insurance Sector?
South Florida Grapples With Rising Flood Waters: What Are The Implications For Insurance Sector?
Flood waters in South Florida may continue to rise due to persistent torrential rains this week, while the impact on shares of major insurance providers is yet to be determined, with stocks showing little change as of Thursday.
由於本週持續的暴雨，南佛羅里達的洪水可能會繼續上漲，而主要保險提供商的股票影響尚待確定，在週四股票顯示微小變化。
Miami and Miami Beach received about 6 inches of rain on Tuesday, while Hollywood got about 5 inches, according to the National Weather Service. On Wednesday, Florida Gov. Ron DeSantis declared a state of emergency across South Florida.
根據國家氣象局的數據，邁阿密和邁阿密海灘週二降雨量約爲6英寸，而好萊塢則約爲5英寸。週三，佛羅里達州州長羅恩·德桑蒂斯宣佈南佛羅里達州進入緊急狀態。
More rain has been forecasted for the rest of the week, leading the weather service office in Miami to extend a flash flood watch through Thursday. Some places could see another 6 inches of rain, the AP reported.
根據美聯社報道，本週剩餘時間還有更多的降雨預報，邁阿密的氣象局已經將暴洪警報延長至週四。某些地方可能會再下6英寸的雨。
Shares of Progressive Corporation (NYSE:PGR) edged up 0.57% to $203.60 on Thursday, while Allstate Corporation (NYSE:ALL) finished 0.12% higher at $160.83.
週四，前進保險公司（NYSE:PGR）的股票上漲了0.57%，報203.60美元，而好事達（NYSE:ALL）公司的股票收漲0.12%，報160.83美元。
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Florida's western side was also hit with significant rainfall after a prolonged drought while under a flash-flood warning, the weather service said. Almost 6.5 inches of rain fell Tuesday at Sarasota Bradenton International Airport.
氣象局稱，佛羅里達的西部乾旱期間也遭受了大量降雨，並受到暴洪警報的影響。週二，薩拉索塔布雷登頓國際機場的降雨量接近6.5英寸。
The National Oceanic and Atmospheric Administration estimates an 85% chance that the Atlantic hurricane season will be above average, predicting between 17 and 25 named storms in the coming months, including up to 13 hurricanes and four major hurricanes. An average season has 14 named storms.
美國國家海洋和大氣管理局預計，今年的大西洋颶風季節有85%的可能性高於平均水平，預測未來幾個月會出現17到25個命名風暴，包括多達13個颶風和四個強烈颶風。平均季節有14個命名風暴。
More than 80% of Floridians do not have flood insurance, despite the gaining frequency of hurricanes and other storms that result in widespread flooding, WFLX News in West Palm Beach reported. Only 18% of homeowners have a flood policy.
據西棕櫚灘的WFLX新聞報道，超過80%的佛羅里達人沒有洪水保險，儘管颶風和其他導致廣泛洪水的風暴頻率不斷增加。只有18%的房主購買了洪水保險。
Florida's commercial-property insurance costs last year surged at nearly five times the national pace, according to credit rating firm AM Best Co. Inc., Bloomberg reported.
據彭博社報道，信用評級公司AM Best Co. Inc.稱，去年佛羅里達州商業地產保險費用的上漲速度是全國平均速度的近五倍。
This has caused more nursing homes to close down each year, while others miss debt payments.
這導致每年關閉更多的養老院，而其他一些養老院則拖欠債務。
In the five-year period ending in 2023, commercial property insurance costs in Florida skyrocketed 125%, according to Bloomberg. Last year, annual premiums soared about 27% in the state — for the second year in a row — while nationwide the growth rate slowed to nearly 6% from about 15%, according to AM Best.
根據彭博社的報道，在截至2023年的五年內，佛羅里達州商業地產保險費用激增125%。去年，該州的年保費增長約27%，這是連續第二年增長，但全國範圍內保費增長率從約15%降至近6%，根據AM Best的數據。
From 2019 to 2023, damage from natural disasters like tropical cyclones and severe storms at least doubled to as much as $200 billion from the 10 years prior, according to the National Centers for Environmental Information. That five-year tally includes Hurricane Ian — the third-costliest hurricane in US history.
根據國家環境信息中心的數據，2019年至2023年的自然災害損失，如熱帶氣旋和嚴重風暴至少增加到了過去10年的2000億美元。這五年的損失包括颶風伊恩，是美國曆史上成本第三高的颶風。
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Photo: Shutterstock
Photo: shutterstock
譯文內容由第三人軟體翻譯。