Earnings Call Summary | Jiayin Group(JFIN.US) Q1 2024 Earnings Conference
Earnings Call Summary | Jiayin Group(JFIN.US) Q1 2024 Earnings Conference
The following is a summary of the Jiayin Group Inc. (JFIN) Q1 2024 Earnings Call Transcript:
以下是嘉銀科技股份有限公司（JFIN）2024 年第一季度業績會議通話記錄摘要：
Financial Performance:
金融業績：
Jiayin Group reported a loan facilitation volume of RMB 22.5 billion, up 13.6% year-over-year.
Net revenue reached RMB 1.475 billion, representing a year-over-year increase of 31.5%.
Net income was RMB 273.1 million for the first quarter, marking a slight decrease of 2.4% from the previous year.
Cash and cash equivalents stood at RMB 568.2 million as of March 31, 2024, showing a strong improvement from RMB 370.2 million at the end of December 2023.
嘉銀科技報告放貸交易量達 225 億元人民幣，同比增長 13.6%。
淨收入達人民幣 14.75 億元，同比增長 31.5%。
第一季度淨利潤爲人民幣 2.731 億，較去年同期略有下降 2.4%。
截至 2024 年 3 月 31 日，現金及現金等價物爲人民幣 5.682 億元，較 2023 年 12 月底的 3.702 億元有大幅改善。
Business Progress:
業務進展：
Jiayin Group continues to emphasize technological advancements, particularly in AI, to improve operational efficiency and competitiveness.
Expanded partnerships with 70 financial institutions and exploring new collaborations with international banks for overseas operations.
Plans to continue strategic investments in overseas markets, especially focusing on the Indonesian, Nigerian, and Mexican markets.
嘉銀科技繼續強調技術創新，尤其是在人工智能領域，以提高運營效率和競爭力。
擴大與 70 家金融機構的合作伙伴關係，並與國際銀行探索在境外業務方面的新合作。
計劃繼續在境外市場進行戰略投資，尤其是關注印度尼西亞、尼日利亞和墨西哥市場。
Opportunities:
機會：
The company's increased emphasis on technological development such as AI applications and partnerships with financial institutions presents operational efficiency and scalability.
Overseas expansion, particularly in Indonesia, Nigeria, and Mexico, represents significant growth prospects.
公司加大對人工智能應用和金融機構合作的重視，提高了運營效率和可擴展性。
在印度尼西亞、尼日利亞和墨西哥市場的海外擴張代表着重要的增長前景。
Risks:
風險：
Gradual growth in the AI services sector as technology scales could present a slower-than-anticipated impact on financial outcomes.
Regulatory changes, especially in overseas markets like Indonesia, which recently adjusted interest rates, might pose challenges to profitability and business operations.
隨着技術規模的擴大，人工智能服務業板塊的逐步增長可能會對財務業績產生較慢的影響。
監管變化，尤其是在印度尼西亞等境外市場調整利率期貨的情況下，可能會對盈利能力和業務運營造成挑戰。
More details: Jiayin Group IR
更多詳情：嘉銀科技投資者關係頁面
Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：如需更全面的詳情，請參閱投資人關係網站。本文僅供投資者參考，不作任何指引或建議。
譯文內容由第三人軟體翻譯。