Earnings Call Summary | Banco BBVA(BBAR.US) Q1 2024 Earnings Conference
Earnings Call Summary | Banco BBVA(BBAR.US) Q1 2024 Earnings Conference
The following is a summary of the Banco BBVA Argentina S.A. (BBAR) Q1 2024 Earnings Call Transcript:
以下是西班牙對外銀行阿根廷有限公司（BBAR）2024年第一季度業績電話會議記錄摘要：
Financial Performance:
財務業績：
BBVA Argentina reported a Q1 2024 net income of ARS34.2 billion, marking a 41% decrease from Q4 2023, equating to a quarterly ROE of 6.6% and a quarterly ROA of 1.6%.
The operating income for the same period was ARS631.2 billion, showing a decrease of 13% from Q4 2023.
There was a slight increase in their net interest income, which went up 4.8% quarter-over-quarter, reaching ARS787.8 billion in Q1 2024.
However, net income for Q1 2024 declined by 6.4% quarter-over-quarter, totalling ARS50.5 billion.
Loans to the private sector in Q1 2024 totalled at ARS2.7 trillion, decreasing by 12.7% and private non-financial sector deposits during the same period totalled ARS4.6 trillion, falling by 15.6%.
西班牙對外銀行阿根廷分行報告稱，2024年第一季度淨收入爲342億阿里亞爾，較2023年第四季度下降41％，相當於季度投資回報率爲6.6％，季度投資回報率爲1.6％。
同期的營業收入爲6,312億阿里亞爾，比2023年第四季度下降了13％。
他們的淨利息收入略有增加，同比增長4.8％，在2024年第一季度達到7,878億阿里亞爾。
但是，2024年第一季度的淨收入同比下降了6.4％，總額爲505億阿里亞爾。
2024年第一季度對私營部門的貸款總額爲2.7萬億阿里亞爾，下降了12.7％，同期私人非金融部門存款總額爲4.6萬億阿里亞爾，下降了15.6％。
Business Progress:
業務進展：
The Bank achieved a 62% digital client penetration by the end of March 2024, and retail mobile clients reached 58%.
The Bank's digital sales measured in units reached 93.6% in Q1 2024 and represented 73.6% of the total sales measured in monetary terms.
BBVA Argentina saw an increase in new customer acquisitions through the digital platform, which rose to 81% in Q1 2024, up from 76% in Q1 2023.
The bank also announced the payment of dividends in three instalments amounting to a total of ARS264.2 billion, which would be inflation-adjusted as of December 31, 2023.
截至2024年3月底，該銀行實現了62％的數字客戶滲透率，零售移動客戶達到58％。
該銀行以單位計算的數字銷售額在2024年第一季度達到93.6％，佔以貨幣計算的總銷售額的73.6％。
BBVA阿根廷通過數字平台獲得的新客戶數量有所增加，從2023年第一季度的76％上升到2024年第一季度的81％。
該銀行還宣佈分三期支付總額爲2642億阿里亞爾的股息，將從2023年12月31日起進行通貨膨脹調整。
More details: Banco BBVA IR
更多詳情： BBVA IR 銀行
Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：欲了解更多詳情，請訪問投資者關係網站。本文僅供投資者參考，不構成任何投資建議。
譯文內容由第三人軟體翻譯。