Affirm, Paypal, Block Shares Drop Following New BNPL Regulations
Affirm, Paypal, Block Shares Drop Following New BNPL Regulations
Shares of companies offering "Buy now, Pay later" (BNPL) point-of-sale loans are trading lower Thursday after the Consumer Financial Protection Bureau (CFPB) issued rules aimed at providing protections for consumers.
在消費者金融保護局（CFPB）發佈旨在爲消費者提供保護的規則後，提供 “先買後付”（BNPL）銷售點貸款的公司的股價週四走低。
The Details:
細節：
The CFPB issued an interpretive rule that states BNPL lenders are effectively credit card providers and must provide consumers with many of the same basic protections.
CFPB發佈了一項解釋性規則，規定BNPL貸款機構實際上是信用卡提供商，必須爲消費者提供許多相同的基本保護。
The new consumer protection include the following requirements for providers of BNPL loans:
新的消費者保護包括對BNPL貸款提供者的以下要求：
- Providers must investigate disputes initiated by consumers and pause payment requirements during the investigation
- Refund charges for returned products or canceled services to consumers' accounts
- Provide consumers with periodic billing statements
- 提供商必須調查消費者發起的爭議，並在調查期間暫停付款要求
- 將退回產品或取消服務的費用退還到消費者賬戶
- 爲消費者提供定期賬單
Shares of companies offering the BNPL loans including Paypal Holdings, Inc. (NASDAQ:PYPL), Affirm Holdings, Inc. (NASDAQ:AFRM) and Block, Inc. (NYSE:SQ) are trading lower following the announcement of the new regulations which become effective in 60 days.
在宣佈將在60天后生效的新法規後，包括Paypal Holdings, Inc.（納斯達克股票代碼：PYPL）、Affirm Holdings, Inc.（納斯達克股票代碼：AFRM）和Block, Inc.（紐約證券交易所代碼：SQ）在內的提供BNPL貸款的公司的股價走低。
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PYPL, AFRM, SQ Price Action: According to Benzinga Pro, Paypal shares are down 0.8% at $61.69, Affirm shares are down 3.68% at $29.48 and Block shares are down 1.59% at $66.27 at the time of publication Thursday.
PYPL、AFRM、SQ價格走勢：根據Benzinga Pro的數據，Paypal股價下跌0.8％，至61.69美元，Affirm股價下跌3.68％，至29.48美元，Block股價下跌1.59％，至66.27美元。
Image: Mohamed Hassan from Pixabay
圖片：來自 Pixabay 的穆罕默德·哈桑
譯文內容由第三人軟體翻譯。