Earnings Call Summary | Mitsubishi UFJ Financial Group(MUFG.US) Q4 2024 Earnings Conference
Earnings Call Summary | Mitsubishi UFJ Financial Group(MUFG.US) Q4 2024 Earnings Conference
The following is a summary of the Mitsubishi UFJ Financial Group, Inc. (MUFG) Q4 2024 Earnings Call Transcript:
以下是三菱日聯金融集團有限公司（MUFG）2024年第四季度業績電話會議記錄摘要：
Financial Performance:
財務業績：
MUFG reported a year-on-year increase in gross profits by ¥229.5 billion, partly due to a rise in net fees and commissions by ¥130 billion.
The company decreased G&A expenses by ¥19.9 billion year-on-year, attributing this to effective expense control and fewer expenses related to the sale of MUB.
Net operating profit reached a historic high at ¥1,843.7 billion, while net income attributable to owners was up by ¥374.2 billion to ¥1,490.7 billion.
Total credit costs were ¥497.9 billion, indicating a rise due to overseas allowances and individual company factors.
The Return on Equity (ROE) was at 8.5%; excluding the change in closing date of Morgan Stanley, the ROE was 8.1%.
三菱日聯金融集團報告稱，毛利同比增長2295億日元，部分原因是淨費用和佣金增加了1300億日元。
該公司併購支出同比減少了199億日元，這歸因於有效的支出控制以及與出售MUB相關的支出減少。
淨營業利潤達到18.437億日元的歷史新高，而歸屬於所有者的淨收入增長了3742億日元，達到14,907億日元。
信貸總成本爲4979億日元，這表明由於海外補貼和個別公司因素而有所增加。
股本回報率（ROE）爲8.5％；不包括摩根士丹利收盤日期的變動，投資回報率爲8.1％。
Business Progress:
業務進展：
All of MUFG's customer business segments saw an increase in net operating profit.
The new medium-term business plan (MTBP) aims to reduce the market value to consolidated net assets ratio to less than 20% by the end of the next MTBP period.
Under the new MTBP, MUFG aims to achieve a Return on Equity (ROE) of around 9% by the final year and maintain an expense ratio of around 60% in FY '26.
The company is focusing on growth strategies and driving social and environmental progress.
MUFG targets to maintain the CET1 ratio around 10% and is considering new strategic investments in India.
三菱日聯金融集團的所有客戶業務部門的淨營業利潤均有所增加。
新的中期業務計劃（MTBP）旨在在下一個MTBP期末之前將市值與合併淨資產的比率降低至20％以下。
根據新的MTBP，三菱日聯金融集團的目標是在最後一年實現約9％的股本回報率（ROE），並在26財年將支出比率維持在60％左右。
該公司專注於增長戰略並推動社會和環境進步。
三菱日聯金融集團的目標是將CET1比率維持在10％左右，並正在考慮在印度進行新的戰略投資。
Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：欲了解更多詳情，請訪問投資者關係網站。本文僅供投資者參考，不構成任何投資建議。
譯文內容由第三人軟體翻譯。