Fintech Company Stash Launches StashWorks, a Workplace Benefit Backed by SHRM That Partners With Companies to Power Saving for American Employees
Fintech Company Stash Launches StashWorks, a Workplace Benefit Backed by SHRM That Partners With Companies to Power Saving for American Employees
StashWorks also welcomes the first cohort of customers totaling 20,000 employees from a mix of industries and trusted brands
StashWorks還歡迎來自不同行業和值得信賴品牌的首批客戶共計20,000名員工
NEW YORK, May 16, 2024 /PRNewswire/ -- Stash, the investing app that empowers Americans to achieve financial goals, today announced the launch of StashWorks, a new employer benefit platform that empowers salaried and hourly workers to improve their financial wellbeing. StashWorks simplifies saving for millions of employees, eliminating stress and encouraging financial and professional success.
紐約，2024 年 5 月 16 日 /PRNewswire/ — 藏匿處這是一款賦予美國人實現財務目標的投資應用程序，今天宣佈推出 StashWorks，一個新的僱主福利平台，賦予受薪和小時工改善財務狀況的能力。StashWorks簡化了數百萬員工的儲蓄，消除了壓力並鼓勵了財務和職業上的成功。
Fintech company Stash launches StashWorks, a workplace benefit backed by SHRM
金融科技公司Stash推出StashWorks，這是一項由SHRM支持的工作場所福利
The first cohort of StashWorks partners include Wonder, a company founded by entrepreneur Marc Lore that is redefining at-home dining and food delivery; Aurify Brands, one of New York City's largest independent restaurant operators; PEAK6 Investments; and other notable private and public brands in retail, customer service, and insurance. Backed by SHRM—the world's largest HR association—StashWorks works directly with employers and can be accessed through best-in-class PEOs as well as top-tier benefit brokers.
StashWorks的第一批合作伙伴包括Wonder，這是一家由企業家馬克·洛爾創立的正在重新定義居家餐飲和送餐的公司；紐約市最大的獨立餐廳運營商之一Aurify Brands；PEAK6 Investments；以及零售、客戶服務和保險領域的其他知名私人和公共品牌。在全球最大的人力資源協會SHRM的支持下，StashWorks直接與僱主合作，可通過一流的PEO和頂級福利經紀人獲取。
"It's standard practice for employers to offer either a 401(k) or a pension for retirement, but hardworking Americans need just as much help saving for now," said Liza Landsman, Stash CEO. "StashWorks supports employees' financial needs in both the short and long term, with the broader impact of helping companies elevate the employee experience—leading to happier, healthier, and more productive workplaces."
Stash首席執行官麗莎·蘭茲曼表示：“僱主提供401（k）或退休金是標準做法，但辛勤工作的美國人目前也需要同樣多的儲蓄幫助。”“StashWorks在短期內都支持員工的財務需求 和 從長遠來看，將產生更廣泛的影響，幫助公司提升員工體驗，從而創造更快樂、更健康、更高效的工作場所。”
"Stash is an innovative leader in the personal finance and fintech space, and we're thrilled to be both a strategic investor in Stash and a key launch partner of StashWorks, its new disruptive offering for companies and their employees," said Johnny C. Taylor, Jr., SHRM-SCP and SHRM President and CEO. "SHRM is the trusted authority on all things work, and we know that employers want to give their workers the tools to be financially successful, but this can be a challenge to manage. StashWorks makes it easy for everyone."
SHRM-SCP兼SHRM總裁兼首席執行官小約翰尼·泰勒表示：“Stash是個人理財和金融科技領域的創新領導者，我們很高興既是Stash的戰略投資者，又是StashWorks的主要啓動合作伙伴，StashWorks爲公司及其員工提供新的顛覆性產品。”“SHRM是所有工作中值得信賴的權威，我們知道僱主希望爲員工提供在財務上取得成功的工具，但這可能是一個管理上的挑戰。StashWorks 讓每個人都能輕鬆完成。”
For millions of Americans today, saving money is hard and out of reach even with a regular source of income. Meanwhile, research also proves that inflation and the inability to grow wealth continue to take a toll on the workplace experience. StashWorks makes saving a habit that sticks: Employees can designate any dollar amount or paycheck percentage to save on pay day, quickly earning rewards for 'Saving Streaks' as they hit key milestones on their journey to financial wellbeing.
對於當今的數百萬美國人來說，即使有固定的收入來源，存錢也困難且遙不可及。同時，研究還證明，通貨膨脹和無法增加財富繼續對工作場所體驗造成損害。StashWorks讓儲蓄成爲一種堅守的習慣：員工可以指定任何金額或薪水百分比在發薪日進行儲蓄，在實現財務健康之旅的關鍵里程碑時，他們可以快速獲得 “儲蓄連勝” 獎勵。
"Offering employees a financial tool for saving money not only promotes fairness within our organization but also contributes to a more inclusive and equitable workplace culture where everyone has the opportunity to thrive financially," said Marc Lore, Chairman and CEO of Wonder. "StashWorks will be the first solution that gives our employees easy-to-use tools to save so they can easily achieve both short- and long-term goals in a cost-effective way, with educational and structural frameworks that provide a holistic approach to their personal finances."
Wonder董事長兼首席執行官馬克·洛爾表示：“爲員工提供省錢的財務工具不僅可以促進組織內部的公平，而且還有助於營造更具包容性和公平的工作場所文化，在這種文化中，每個人都有機會在財務上蓬勃發展。”“StashWorks將是第一個爲我們的員工提供易於使用的儲蓄工具的解決方案，使他們能夠以具有成本效益的方式輕鬆實現短期和長期目標，教育和結構框架爲他們的個人財務提供全面的方法。”
About StashWorks:
StashWorks brings the innovation and accessibility of modern financial technology to employee benefits. StashWorks helps customers set and pursue financial goals of every size, one paycheck contribution at a time, by creating a seamless all-in-one experience for employees to manage their paycheck and saving goals all in one place.1 StashWorks incentivizes good money behaviors with cash bonuses into a customer's managed investment account as they hit specific milestones—a larger bonus for getting started, and, during their first six months using the platform, an opportunity to receive additional 'Saving Streak Rewards' for each month in which the customer makes two paycheck deposits. The benefit also comes with Stash's patented Stock-Back Debit Mastercard, which lets customers earn up to 3% in stock as they spend with the card2, plus no overdraft fees3, ATM access, pay day up to two days early4, and access to curated guidance and advice through the Stash Learn platform. With StashWorks, millions more can use Stash to easily build healthy habits and learn as they earn.
關於 StashWorks：
StashWorks 爲員工福利帶來了現代金融技術的創新和可及性。StashWorks通過爲員工提供無縫的一體化體驗，幫助客戶設定和追求各種規模的財務目標，一次只能繳納一筆薪水，讓他們集中管理薪水和儲蓄目標。1 當客戶達到特定里程碑時，StashWorks通過向客戶的管理投資賬戶中存入現金獎勵來激勵良好的理財行爲，這是入門者的更大獎勵，在使用該平台的前六個月中，有機會在客戶存入兩次薪水時每月獲得額外的 “Saving Streak獎勵”。Stash 獲得專利的 Stock-Back 還帶來了好處 萬事達借記，這使客戶在使用信用卡消費時可獲得高達3％的股票2，再加上沒有透支費3，自動櫃員機接入，發薪日最多提前兩天4，並通過 Stash Learn 平台獲得精心策劃的指導和建議。有了 StashWorks，還有數百萬人可以使用 Stash 輕鬆養成健康的習慣，邊賺邊學。
About Stash:
Stash is an investing app dedicated to empowering people to invest and build better lives. Stash's plans—starting at just $3 a month—unlock access to a suite of simple, automated solutions designed to help people find security and peace of mind through investing. In 2023, the company announced the appointment of Liza Landsman as CEO, a $40M fundraise, and its Smart Portfolio managed account was named as the top-performing overall robo-advisor by Condor Capital.5 Stashers are 15% more financially literate than the average American6, and rely on Stash for timely education, expert advice, and clear next steps to help them grow their money and achieve lifelong goals.
關於 Stash：
藏匿處 是一款投資應用程序，致力於賦予人們投資和創造更美好生活的能力。Stash的計劃——起價僅爲每月3美元——解鎖了一套簡單的自動化解決方案的訪問權限，這些解決方案旨在幫助人們通過投資獲得安全和安心。2023年，該公司宣佈任命麗莎·蘭茲曼爲首席執行官，籌集了4000萬美元的資金，其智能投資組合管理賬戶被神鷹資本評爲表現最佳的整體機器人顧問。5 藏匿者的財務素養比普通美國人高15％6，並依靠Stash獲得及時的教育、專家建議和明確的後續步驟，以幫助他們增加資金並實現終身目標。
For more information about Stash, please visit .
有關 Stash 的更多信息，請訪問 。
StashWorks Saving Streak Rewards are subject to terms & conditions. Enrolled members will receive a $25 reward in their Smart Portfolio for their first successful direct deposit into their Stash. They will receive a $5 reward for each consecutive month with a successful direct deposit transaction for a maximum of 6 additional rewards (total of $55 in rewards).
StashWorks Saving Streak 獎勵受 條款和條件。註冊會員首次成功直接存入Stash時，將在其智能投資組合中獲得25美元的獎勵。成功進行直接存款交易後，他們將連續每月獲得5美元的獎勵，最多可獲得6筆額外獎勵（總計55美元的獎勵）。
1 Stash offers access to investment and banking accounts under each subscription plan. Each type of account is subject to different regulations and limitations. Stash Monthly Subscription Wrap Fee starts at $3/month. Enrolled members will be responsible for this fee should they leave their employer or should their employer stop sponsoring the StashWorks program. Enrolled members remain responsible for any standard fees and expenses reflected in the pricing of ETFs, plus fees for various ancillary services that are not included in the monthly Stash fee, as applicable, and for their Stash fee should the StashWorks subscription be discontinued for any reason. Please see the Advisory Agreement for details. Other fees apply to the bank account. Please see the Deposit Account Agreement.
1 Stash 提供每種訂閱計劃下的投資和銀行賬戶訪問權限。每種類型的賬戶都受不同的法規和限制的約束。Stash 月度訂閱包裝費起價爲每月 3 美元。如果註冊會員離開僱主或僱主停止贊助StashWorks計劃，則將承擔這筆費用。註冊會員仍需承擔交易所買賣基金定價中反映的任何標準費用和開支，以及未包含在月度Stash費用中的各種輔助服務的費用（如適用），以及在StashWorks訂閱因任何原因中止訂閱時支付其Stash費用。有關詳細信息，請參閱諮詢協議。其他費用適用於銀行賬戶。請參閱《存款賬戶協議》。
2 Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back Debit Mastercard is issued by Stride Bank pursuant to license from Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Any earned stock rewards will be held in your Stash Invest account. Investment products and services provided by Stash Investments LLC and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.
2 Stash Banking服務由北卡羅來納州Stride Bank的聯邦存款保險公司成員提供。The Stash 庫存返回 萬事達借記 由 Stride 銀行根據萬事達卡國際的許可發行。萬事達卡和圓圈設計是萬事達卡國際公司的註冊商標。任何獲得的股票獎勵都將存入您的Stash Invest賬戶。投資產品和服務由Stash Investments LLC提供，沒有聯邦存款保險公司保險，沒有銀行擔保，可能會貶值。
All rewards earned through use of the Stash Stock-Back Debit Mastercard will be fulfilled by Stash Investments LLC and are subject to Terms and Conditions. You will bear the standard fees and expenses reflected in the pricing of the investments that you earn, plus fees for various ancillary services charged by Stash. In order to earn stock in the program, the Stash Stock-Back Debit Mastercard must be used to make a qualifying purchase. Stock rewards that are paid to participating customers via the Stash Stock Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Limitations apply; 3% Stock-Back rewards available only for qualified bonus merchants on Stash+.
通過使用Stash Stock-Back獲得的所有獎勵 萬事達借記 將由 Stash Investments LLC 配送，並受 條款和條件。您將承擔所得投資定價中反映的標準費用和開支，以及Stash收取的各種輔助服務的費用。爲了在該計劃中賺取股票，Stash Stock-Back 必須使用萬事達卡借記卡進行符合條件的購買。通過Stash Stock Back計劃支付給參與客戶的股票獎勵不是聯邦存款保險公司的保險，也不是銀行擔保，可能會貶值。存在限制；3% 的庫存返還獎勵僅適用於Stash+上的合格獎勵商家。
3 For a complete list of fees please see the Deposit Account Agreement for details.
3 有關費用的完整清單，請參閱存款賬戶協議了解詳情。
4 Early access to direct deposit funds depends on when the payor sends the payment file. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
4 能否提早獲得直接存款資金取決於付款人何時發送付款文件。我們通常在收到付款文件當天提供這些資金，這可能比預定付款日期提前 2 天。
5 Based on an independent third party ranking by Condor Capital Wealth Management published 11/16/2023 of 42 managed investing portfolios at 27 different providers from 1/1/23-9/30/23. Please see the full report for details on methodology. The period tested was short in duration and may not provide a meaningful analysis; past performance does not guarantee future results and Candor Capital's experience is not representative of all clients. All investments involve risk, including loss of principal. Stash has full authority to manage a "Smart Portfolio," a discretionary managed account.
5 根據Condor Capital Wealth Management於2023年1月16日發佈的獨立第三方排名，對27家不同提供商的42個管理投資組合進行了排名，該排名來自23年1月23日至9月30日。 有關方法的詳細信息，請參閱完整報告。 測試期很短，可能無法提供有意義的分析；過去的表現並不能保證未來的業績，Candor Capital的經驗並不能代表所有客戶。所有投資都涉及風險，包括本金損失。Stash完全有權管理 “智能投資組合”，即全權管理賬戶。
6 Based on surveys conducted online within the United States by Stash using SurveyMonkey technology in April 2021 and May 2022. The 2022 surveys were completed by 1,256 non-Stashers and 1,006 Stash customers. "Financial literacy" is determined and defined by the percent of correct answers to a series of financial questions by respondents, on average. Users were grouped into buckets by the number of months using Stash, then the average scores were calculated for each group, and the 12-month moving average was plotted to show the clear trend between tenure and score.
6 基於Stash於2021年4月和2022年5月使用SurveyMonkey技術在美國境內進行的在線調查。2022年的調查由1,256名非藏匿者和1,006名Stash客戶完成。“金融知識” 由受訪者對一系列財務問題的平均正確答案百分比來決定和定義。根據使用Stash的月數將用戶分組，然後計算每個組的平均分數，並繪製了12個月的移動平均線，以顯示任期和分數之間的明顯趨勢。
Stash has full authority to manage a Smart Portfolio, a discretionary managed account.
Stash擁有管理智能投資組合（全權管理賬戶）的全部權限。
Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. Investing involves risk and investments may lose value. This content is for educational and informational purposes only. Nothing in this content should be construed as Investment, Tax, or Legal advice.
投資諮詢服務由美國證券交易委員會註冊投資顧問Stash Investments LLC提供。投資涉及風險，投資可能會貶值。此內容僅用於教育和信息目的。本內容中的任何內容都不應被解釋爲投資、稅務或法律建議。
SOURCE STASH
來源藏匿處
譯文內容由第三人軟體翻譯。