Earnings Call Summary | Axos Financial(AX.US) Q3 2024 Earnings Conference
Earnings Call Summary | Axos Financial(AX.US) Q3 2024 Earnings Conference
The following is a summary of the Axos Financial, Inc. (AX) Q3 2024 Earnings Call Transcript:
以下是Axos Financial, Inc.(AX)2024年第三季度财报电话会议记录摘要:
Financial Performance:
财务业绩:
Axos Financial reported a net income of $111 million and diluted earnings per share of $1.91, up 38.7% and 45% year-over-year, respectively for Q3 2024.
The company's tangible book value per share was $35.46 at the end of March 2024, demonstrating a 27% increase from the previous year.
Axos saw an improvement in net interest margin, raising it to 4.87%, a jump of 32 basis points from the previous quarter and 45 basis points YoY.
Loans for investments ended at $18.7 billion, marking a 2.6% growth compared to the previous quarter.
Axos Financial报告称,2024年第三季度净收入为1.11亿美元,摊薄后每股收益为1.91美元,同比分别增长38.7%和45%。
截至2024年3月底,该公司的每股有形账面价值为35.46美元,比上年增长27%。
Axos的净利率有所改善,提高至4.87%,较上一季度增长32个基点,同比增长45个基点。
投资贷款收于187亿美元,与上一季度相比增长了2.6%。
Business Progress:
业务进展:
Axos Financial has been able to maintain a balance in loan originations in commercial non-real estate lending, including asset-based lending and fund financing.
Transition to a universally user-friendly Digital Bank for the ease of small business banking is underway.
The company successfully added $900 million in deposits in the third quarter and closed the purchase of two loan portfolios from FDIC with a UPB of $1.25 billion.
Axos is exploring avenues to extend services such as the robo-advisor for added value to clients while revamping the existing fee structure and enhancing the securities business through increased investments.
Axos Financial能够保持商业非房地产贷款(包括基于资产的贷款和基金融资)的贷款发放平衡。
为了便于小型企业银行业务,正在向普遍用户友好的数字银行过渡。
该公司在第三季度成功增加了9亿美元的存款,并完成了对联邦存款保险公司两个贷款组合的收购,其UPB为12.5亿美元。
Axos正在探索各种途径,以扩展诸如机器人顾问之类的服务,为客户提供增值,同时改革现有的费用结构,并通过增加投资来加强证券业务。
More details: Axos Financial IR
更多详情: Axos 金融投资者关系
Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示:欲了解更多详情,请访问投资者关系网站。本文仅供投资者参考,不构成任何投资建议。
译文内容由第三方软件翻译。