How To Earn $500 A Month From Bank of America Stock Following Upbeat Q1 Earnings
How To Earn $500 A Month From Bank of America Stock Following Upbeat Q1 Earnings
Bank of America Corp (NYSE:BAC) reported better-than-expected earnings for its first quarter on April 16.
美国银行（纽约证券交易所代码：BAC）于4月16日公布的第一季度收益好于预期。
The Charlotte, North Carolina-based bank posted quarterly adjusted net income of $7.2 billion and adjusted EPS of 83 cents, beating the consensus of 77 cents. Revenue, net of interest expense, decreased 2% year over year to $25.8 billion. Adjusted revenue declined 1.6% year over year to $25.98 billion, beating the consensus of $25.46 billion, according to data from Benzinga Pro.
这家总部位于北卡罗来纳州夏洛特的银行公布的季度调整后净收入为72亿美元，调整后的每股收益为83美分，超过了预期的77美分。扣除利息支出的收入同比下降2％，至258亿美元。根据Benzinga Pro的数据，调整后的收入同比下降1.6％，至259.8亿美元，超过了共识的254.6亿美元。
On April 25, Bank of America declared a regular quarterly cash dividend of 24 cents per share, payable on June 28 to shareholders of record as of June 7.
4月25日，美国银行宣布定期派发每股24美分的季度现金股息，将于6月28日支付给截至6月7日的登记股东。
With the recent buzz around Bank of America, some investors may be eyeing potential gains from the company's dividends. As of now, Bank of America has a dividend yield of 2.68%, which is a quarterly dividend amount of 24 cents a share (96 cents a year).
随着最近围绕美国银行的热议，一些投资者可能正在关注该公司的股息的潜在收益。截至目前，美国银行的股息收益率为2.68％，即每股24美分（每年96美分）。
To figure out how to earn $500 monthly from Bank of America, we start with the yearly target of $6,000 ($500 x 12 months).
为了弄清楚如何从美国银行每月赚取500美元，我们首先将年度目标定为6,000美元（500美元x12个月）。
Next, we take this amount and divide it by Bank of America's $0.96 dividend: $6,000 / $0.96 = 6,250 shares
接下来，我们将这个金额除以美国银行的0.96美元股息：6,000美元/0.96美元 = 6,250股
So, an investor would need to own approximately $223,688 worth of Bank of America, or 6,250 shares to generate a monthly dividend income of $500.
因此，投资者需要拥有价值约223,688美元的美国银行股票，或6,250股股票才能产生500美元的月股息收入。
Assuming a more conservative goal of $100 monthly ($1,200 annually), we do the same calculation: $1,200 / $0.96 = 1,250 shares, or $44,738 to generate a monthly dividend income of $100.
假设更保守的目标是每月100美元（每年1200美元），我们的计算方法相同：1200美元/0.96美元=1,250股，或44,738美元，月股息收入为100美元。
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Note that dividend yield can change on a rolling basis, as the dividend payment and the stock price both fluctuate over time.
请注意，股息收益率可能会滚动变化，因为股息支付和股票价格都会随着时间的推移而波动。
The dividend yield is calculated by dividing the annual dividend payment by the current stock price. As the stock price changes, the dividend yield will also change.
股息收益率的计算方法是将年度股息支付额除以当前股价。随着股价的变化，股息收益率也将发生变化。
For example, if a stock pays an annual dividend of $2 and its current price is $50, its dividend yield would be 4%. However, if the stock price increases to $60, the dividend yield would decrease to 3.33% ($2/$60).
例如，如果一只股票的年度股息为2美元，其当前价格为50美元，则其股息收益率将为4％。但是，如果股价上涨至60美元，股息收益率将降至3.33％（2美元/60美元）。
Conversely, if the stock price decreases to $40, the dividend yield would increase to 5% ($2/$40).
相反，如果股价跌至40美元，股息收益率将增加到5％（2美元/40美元）。
Further, the dividend payment itself can also change over time, which can also impact the dividend yield. If a company increases its dividend payment, the dividend yield will increase even if the stock price remains the same. Similarly, if a company decreases its dividend payment, the dividend yield will decrease.
此外，股息支付本身也可能随着时间的推移而发生变化，这也可能影响股息收益率。如果公司增加股息支付，即使股价保持不变，股息收益率也会增加。同样，如果公司减少股息支付，股息收益率将降低。
BAC Price Action: Shares of Bank of America fell 1.5% to close at $35.79 on Monday.
BAC价格走势：周一，美国银行股价下跌1.5％，收于35.79美元。
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照片：Shutterstock
译文内容由第三方软件翻译。