What's Going On With SoFi Technologies Stock Monday?
What's Going On With SoFi Technologies Stock Monday?
SoFi Technologies Inc. (NASDAQ:SOFI) shares reversed their gains after the company reported fiscal first-quarter 2024 results on Monday.
SoFi Technologies Inc.（納斯達克股票代碼：SOFI）週一公佈了2024年第一財季業績後，該公司股價逆轉了漲勢。
Adjusted revenue increased 26% year-on-year to $580.648 million, beating the consensus of $555.997 million. The adjusted EPS of $0.02 beat the consensus of $0.01.
調整後的收入同比增長26％，達到5.80648億美元，超過了市場普遍預期的5.55997億美元。調整後的每股收益爲0.02美元，超過了市場預期的0.01美元。
SoFi added 622,000 new members in the quarter, bringing its total member count to over 8.1 million (+44% Y/Y).
SoFi在本季度增加了62.2萬名新會員，使其成員總數超過810萬（同比增長44％）。
SoFi also added over 989,000 new products in the quarter, for a total of over 11.8 million products (+38% Y/Y) at the end of the quarter.
SoFi在本季度還增加了超過98.9萬種新產品，截至本季度末總共增加了超過1180萬種產品（同比增長38％）。
In the Financial Services segment, total products rose by 42% Y/Y to 10.1 million.
在金融服務板塊，產品總量同比增長42％，達到1,010萬個。
SoFi Money (including Checking and Savings and cash management accounts) rose 61% Y/Y to 3.9 million products.
SoFi Money（包括支票和儲蓄賬戶以及現金管理賬戶）同比增長61％，達到390萬種產品。
SoFi Relay grew 64% year-over-year to 3.6 million products, and SoFi Invest grew 1% year-over-year to 2.2 million products. When adjusted to exclude the accounts of its now-closed digital assets business, total products increased 24% year-over-year.
SoFi Relay同比增長64％至360萬種產品，SoFi Invest同比增長1％，達到220萬種產品。經調整後不包括其現已關閉的數字資產業務的賬戶，產品總額同比增長24％。
Adjusted EBITDA rose by 91% Y/Y to $144.39 million, representing a 57% incremental EBITDA margin.
調整後的息稅折舊攤銷前利潤同比增長91％，至1.4439億美元，息稅折舊攤銷前利潤率增長了57％。
Total deposits grew 16% year over year to $21.6 billion at the end of the quarter, with more than 90% of SoFi Money deposits (including Checking and Savings and cash management accounts) coming from direct deposit members.
存款總額同比增長16％，達到本季度末的216億美元，其中90％以上的SoFi貨幣存款（包括支票和儲蓄以及現金管理賬戶）來自直接存款會員。
Outlook: SoFi projects second-quarter adjusted net revenue of $555 million—$565 million (versus consensus of $580.73 million) and adjusted EBITDA of $115 million—$125 million.
展望：SoFi預計第二季度調整後的淨收入爲5.55億美元至5.65億美元（而市場普遍預期爲5.8073億美元），調整後的息稅折舊攤銷前利潤爲1.15億美元至1.25億美元。
For the full year 2024, SoFi reiterated that the Tech Platform and Financial Services segments combined will grow at least 50%, and Lending revenue will be 92% to 95% of 2023 levels.
SoFi重申，在2024年全年，科技平台和金融服務板塊的總和將增長至少50％，貸款收入將達到2023年水平的92％至95％。
It projects an adjusted EBITDA margin of approximately 25% by year-end (down from prior 30%), which equates to a range of $590 million – $600 million (prior $580 million – $590 million) for the year. It expects GAAP EPS of $0.08 – $0.09 (prior $0.07 – $0.08) (versus consensus of $0.08).
它預計，到年底，調整後的息稅折舊攤銷前利潤率約爲25％（低於之前的30％），相當於該年度的5.9億美元至6億美元（之前爲5.8億美元至5.9億美元）。它預計GAAP每股收益爲0.08美元至0.09美元（之前爲0.07美元至0.08美元）（而市場普遍預期爲0.08美元）。
SoFi Technologies stock gained 44% in the last 12 months. Investors can gain exposure to the stock via VanEck Social Sentiment ETF (NYSE:BUZZ) and Schwab Strategic Trust Schwab Crypto Thematic ETF (NYSE:STCE).
SoFi Technologies的股票在過去12個月中上漲了44％。投資者可以通過VanEck社會情緒ETF（紐約證券交易所代碼：BUZZ）和施瓦布戰略信託基金施瓦布加密主題ETF（紐約證券交易所代碼：STCE）獲得股票敞口。
Price Action: SOFI shares are down 10% at $7.08 at the last check Monday.
價格走勢：在週一的最後一次檢查中，SOFI股價下跌了10％，至7.08美元。
Photo via Shutterstock
照片來自 Shutterstock
譯文內容由第三人軟體翻譯。