Upstart Launches Recognized Customer Personalization
Upstart Launches Recognized Customer Personalization
SAN MATEO, Calif.--(BUSINESS WIRE)--Apr. 25, 2024-- Upstart (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced the launch of Recognized Customer Personalization (RCP). This new feature of the Upstart Referral Network enables banks and credit unions to present a customized loan offer to their existing customers who are looking for a loan on Upstart.com. More than 20 lenders within Upstart's network have already opted into RCP.
加利福尼亞州聖馬特奧--(美國商業資訊)--2024年4月25日--領先的人工智能 (AI) 貸款市場Upstart（納斯達克股票代碼：UPST）今天宣佈推出識別客戶個性化（RCP）。Upstart Referral Network的這一新功能使銀行和信用合作社能夠向正在尋求貸款的現有客戶提供定製的貸款優惠 upstart.com。Upstart網絡中有20多家貸款機構已經選擇加入RCP。
With this capability, lenders can identify when an existing customer is actively shopping for a loan, offering an opportunity for that lender to expand their relationship by making a compelling offer of credit. Features include:
藉助這種功能，貸款人可以識別現有客戶何時在積極購買貸款，從而爲該貸款機構提供通過提供有吸引力的信貸提議來擴大關係的機會。功能包括：
- Instant identification of a lender's customer and their tradeline status, enabling an immediate and automated response with a customized and branded offer of credit.
- Credit offers completely tailored to existing customers, including credit box, risk tolerance, return target, loan size and terms, and geographic focus.
- Ability for nationwide lenders to choose between Upstart's AI-enabled credit decisioning or the institution's existing and approved underwriting model.
- Available today for personal loans with expansion to auto loans and home equity lines of credit (HELOC) in the future.
- 即時識別貸款機構的客戶及其貿易線狀態，通過定製的品牌信貸優惠實現即時、自動的響應。
- 完全爲現有客戶量身定製的信貸服務，包括信貸額度、風險承受能力、回報目標、貸款規模和條款以及地域重點。
- 全國貸款機構能夠在Upstart的人工智能支持信貸決策或該機構現有和批准的承保模式之間進行選擇。
- 現已提供個人貸款，未來將擴大到汽車貸款和房屋淨值信貸額度（HELOC）。
"Our existing members are our most valuable asset, so ensuring that we are there for them throughout their entire financial journey is a top priority for us," said Josh Garrison, Vice President, Consumer Lending & Cards, Patelco Credit Union. "By expanding our partnership through Upstart RCP, Patelco Credit Union will be able to meet the needs of our existing members who are looking for affordable credit on Upstart.com."
Patelco Credit Union消費者貸款和信用卡副總裁喬什·加里森表示：“我們的現有成員是我們最寶貴的資產，因此，確保我們在他們的整個財務旅程中爲他們提供支持是我們的首要任務。”“通過Upstart RCP擴大我們的合作伙伴關係，Patelco信用合作社將能夠滿足我們現有成員的需求，他們正在尋求負擔得起的信貸 upstart.com。”
"RCP will enable us to retain and better serve our existing members," said Charles Eads, Chief Lending Officer, Abound Credit Union. "This innovative program will allow us to continue to meet the financial needs of our members in the communities we serve, as well as those members who have moved outside of the area."
Abound Credit Union首席貸款官查爾斯·埃茲表示：“RCP將使我們能夠留住現有成員併爲其提供更好的服務。”“這項創新計劃將使我們能夠繼續滿足我們所服務社區的成員以及移居該地區以外的成員的財務需求。”
RCP is available to lenders on the Upstart Referral Network. With the Upstart Referral Network, qualified personal loan applicants on Upstart.com who meet a bank or credit union's credit policies receive tailored offers and then seamlessly transition into the lender-branded experience to complete the online application and closing process.
RCP可供Upstart推薦網絡上的貸款人使用。藉助Upstart推薦網絡，符合條件的個人貸款申請人可以上網 upstart.com 符合銀行或信用合作社信貸政策的人將獲得量身定製的優惠，然後無縫過渡到貸款人品牌的體驗，完成在線申請和結算流程。
"In the current economic environment, lenders are laser focused on retaining their customers and increasing the lifetime value of those relationships," said Michael Lock, SVP of Lending Partnerships, Upstart. "RCP enables them to reach their existing customers in a new way, provide more value, and build loyalty."
Upstart貸款合作伙伴關係高級副總裁邁克爾·洛克表示：“在當前的經濟環境中，貸款機構非常注重留住客戶並提高這些關係的終身價值。”“RCP使他們能夠以新的方式吸引現有客戶，提供更多價值並建立忠誠度。”
To learn more about RCP and the Upstart Referral Network, visit www.upstart.com/lenders and watch this video: https://vimeo.com/925654582.
要了解有關 RCP 和 Upstart 推薦網絡的更多信息，請訪問 www.upstart.com/貸款人 然後觀看這個視頻： https://vimeo.com/925654582。
About Upstart
關於 Upstart
Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart's AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates across races, ages, and genders, while delivering the exceptional digital-first experience customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Founded in 2012, Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar "relief" loans. Upstart is based in San Mateo, California, and Columbus, Ohio.
Upstart（納斯達克股票代碼：UPST）是領先的人工智能貸款市場，它將數百萬消費者與100多家銀行和信用合作社聯繫起來，這些銀行和信用合作社利用Upstart的人工智能模型和雲應用程序提供卓越的信貸產品。藉助Upstart AI，貸款人可以以較低的利率批准更多種族、年齡和性別的借款人，同時提供客戶所需的卓越的數字優先體驗。超過80％的借款人立即獲得批准，無需上傳任何文件。Upstart成立於2012年，其平台包括個人貸款、汽車零售和再融資貸款、房屋淨值信貸額度以及小額 “救濟” 貸款。Upstart 總部位於加利福尼亞州的聖馬特奧和俄亥俄州的哥倫布。
Forward Looking Statements Disclaimer
前瞻性聲明免責聲明
All forward-looking statements or information on this press release are subject to risks and uncertainties that may cause actual results to differ materially from those that Upstart expected. Any forward-looking statements or information on this site are only as of the date hereof. Upstart undertakes no obligation to update or revise any forward-looking statements or information on this press release as a result of new information, future events or otherwise. More information about these risks and uncertainties is provided in Upstart's public filings with the Securities and Exchange Commission, copies of which may be obtained by visiting Upstart's investor relations website at www.upstart.com or the SEC's website at www.sec.gov.
本新聞稿中的所有前瞻性陳述或信息都受到風險和不確定性的影響，這些風險和不確定性可能導致實際業績與Upstart的預期存在重大差異。本網站上的任何前瞻性陳述或信息僅截至本文發佈之日。Upstart沒有義務因新信息、未來事件或其他原因更新或修改本新聞稿中的任何前瞻性陳述或信息。有關這些風險和不確定性的更多信息，請參見Upstart向美國證券交易委員會提交的公開文件，其副本可通過訪問Upstart的投資者關係網站獲得，網址爲 www.upstart.com 或美國證券交易委員會的網站 www.sec.gov。
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Source: Upstart
來源：Upstart
譯文內容由第三人軟體翻譯。