Earnings Call Summary | Servisfirst Bancshares(SFBS.US) Q1 2024 Earnings Conference
Earnings Call Summary | Servisfirst Bancshares(SFBS.US) Q1 2024 Earnings Conference
The following is a summary of the ServisFirst Bancshares, Inc. (SFBS) Q1 2024 Earnings Call Transcript:
以下是ServisFirst Bancshares, Inc.（SFBS）2024年第一季度财报电话会议记录摘要：
Financial Performance:
财务业绩：
ServisFirst Bancshares reported a successful Q1 2024 start with over $200 million in net loans.
Growth was observed in the owner-occupied real estate segment.
The net interest income was the highest since Q1 2023.
Net interest margin stands at 2.66%, an uptick of 9 basis points.
The Tier 1 capital to average assets ratio increased, suggesting a stronger financial base.
ServisFirst Bancshares报告称，2024年第一季度开局良好，净贷款超过2亿美元。
自住房地产板块出现增长。
净利息收入是自2023年第一季度以来的最高水平。
净利率为2.66％，上升9个基点。
一级资本与平均资产的比率有所提高，这表明财务基础更强。
Business Progress:
业务进展：
The company saw a 63% increase in the loan pipeline since the year-end.
There was a significant addition of nine new bankers in Q1, majorly in the Memphis market.
The credit quality remained strong with declining charge-offs in the quarter.
The allowance for credit losses compared to non-accruals was significantly higher than the peer group at quarter-end.
The company noted credit card income improvement with increased spending.
The company expects to continually enhance deposit and loan growth in 2024.
自年底以来，该公司的贷款渠道增长了63％。
第一季度新增了九位银行家，主要集中在孟菲斯市场。
信贷质量保持强劲，本季度扣除额下降。
在季度末，信贷损失备抵额与非应计额相比明显高于同行。
该公司指出，随着支出的增加，信用卡收入有所改善。
该公司预计将在2024年持续加强存款和贷款的增长。
More details: Servisfirst Bancshares IR
更多详情： Servisfirst 银行股票 IR
Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
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译文内容由第三方软件翻译。