Earnings Call Summary | SHF Holdings(SHFS.US) Q4 2023 Earnings Conference
Earnings Call Summary | SHF Holdings(SHFS.US) Q4 2023 Earnings Conference
The following is a summary of the SHF Holdings Inc. (SHFS) Q4 2023 Earnings Call Transcript:
以下是SHF控股公司（SHFS）2023年第四季度業績電話會議記錄摘要：
Financial Performance:
財務業績：
SHF Holdings reported record revenue of $17.56 million in 2023, an 85.3% increase from 2022, with significant growth in key areas including deposit and onboarding income, investment income, and loan interest income.
The loan book grew by 194%, totalling $55.66 million by the end of 2023.
Total revenue for Q4 2023 rose over 25% to $4.5 million compared to Q4 2022.
Despite impressive revenue, the net loss for 2023 was $17.3 million, primarily due to factors such as impairment of long-lived assets and increased compensation expense.
The company ended the year with $4.9 million in cash and cash equivalents.
SHF Holdings報告稱，2023年收入達到創紀錄的1756萬美元，比2022年增長85.3％，包括存款和入職收入、投資收益和貸款利息收入在內的關鍵領域顯著增長。
貸款額增長了194％，到2023年底總額爲5,566萬美元。
與2022年第四季度相比，2023年第四季度的總收入增長了25％以上，達到450萬美元。
儘管收入可觀，但2023年的淨虧損爲1730萬美元，這主要是由於長期資產減值和薪酬支出增加等因素造成的。
該公司在年底擁有490萬澳元的現金和現金等價物。
Business Progress:
業務進展：
SHF Holdings facilitated approximately $4.2 billion in deposits in 2023, surpassing their $4 billion target and a 16.67% increase from 2022.
The company strengthened its position as a key financial service platform for cannabis businesses, introducing new credit and deposit tools.
Significant progress was made in loan servicing with a total loan book of $55.66 million at year's end.
The introduction of an interest-bearing commercial deposit account and a new line of credit product in 2023 solidified their position in the fintech industry.
The company sees numerous growth opportunities for 2024 and onwards, with plans to enhance products and services, create additional revenue channels, and improve margins. The company also plans to capitalize on potential changes in regulations.
SHF Holdings在2023年爲約42億美元的存款提供了便利，超過了40億美元的目標，與2022年相比增長了16.67％。
該公司推出了新的信貸和存款工具，鞏固了其作爲大麻企業關鍵金融服務平台的地位。
貸款服務取得了重大進展，截至年底，貸款總額爲5,566萬美元。
2023年推出的計息商業存款賬戶和新的信貸額度產品鞏固了他們在金融科技行業的地位。
該公司認爲，2024年及以後的增長機會衆多，並計劃改善產品和服務，創造更多收入渠道並提高利潤率。該公司還計劃利用法規的潛在變化。
More details: SHF Holdings IR
更多詳情： SHF 控股投資者關係
Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：欲了解更多詳情，請訪問投資者關係網站。本文僅供投資者參考，不構成任何投資建議。
譯文內容由第三人軟體翻譯。