Hong Leong Bank Q4 Profit up 4.4%, Overcomes Net Interest Income Dip
Hong Leong Bank Q4 Profit up 4.4%, Overcomes Net Interest Income Dip
Hong Leong Bank Bhd (HLB) reported a 4.4% increase in net profit for the second quarter ending Dec 31, 2023 (Q223), attributed to higher contributions from associate companies and write-backs from provisions.
豐隆銀行有限公司（HLB）報告稱，截至2023年12月31日的第二季度（第223季度）的淨利潤增長了4.4％，這要歸因於聯營公司的捐款增加和準備金的回扣。
The net profit reached RM1.087 billion for 2QFY2024, up from RM1.042 billion a year ago.
2QFY2024 的淨利潤達到10.87億令吉，高於去年同期的10.42億令吉。
Despite a decline in net interest income, the group declared an interim dividend of 25 sen.
儘管淨利息收入下降，但該集團還是宣佈派發25仙的中期股息。
For the first half of the fiscal year (1HFY2024), HLB's net profit grew 4.7% to RM2.117 billion, with a 3.7% decrease in net interest income.
在本財年上半年（1HFY2024），HLB的淨利潤增長了4.7％，達到21.17億令吉，淨利息收入下降了3.7％。
The bank's efforts in loan portfolio expansion and effective asset and liability management resulted in a net interest margin improvement to 1.85%, and a cost-to-income ratio of 39.7%.
該銀行在擴大貸款組合和有效的資產負債管理方面的努力使淨利率提高至1.85％，成本收入比率爲39.7％。
HLB's gross loans and financing portfolio increased by 7.5% to RM185.2 billion in 1HFY2024.
在 1HFY2024 中，HLB的總貸款和融資組合增長了7.5％，達到1852億令吉。
The group's return on equity stood at 12.2%, with a stable gross impaired loan ratio of 0.56% and a loan impairment coverage ratio of 163.4%.
該集團的股本回報率爲12.2％，穩定的總減值貸款比率爲0.56％，貸款減值覆蓋率爲163.4％。
Meanwhile, Hong Leong Financial Group Bhd (HLFG), owning 64% of HLB, reported a 2.5% growth in net profit to RM831.87 million for 2QFY2024.
同時，擁有豐隆銀行64％股份的豐隆金融集團有限公司（HLFG）報告稱，2QFY2024 的淨利潤增長了2.5％，至8.3187億令吉。
Despite a 0.4% decrease in net interest income, HLFG declared an interim dividend of 18 sen.
儘管淨利息收入下降了0.4％，但HLFG還是宣佈了18仙的中期股息。
For 1HFY2024, net profit grew 6.2% to RM1.573 billion, while net interest income fell by 3.4%.
1HFY2024 的淨利潤增長了6.2％，至15.73億令吉，而淨利息收入下降了3.4％。
HLFG's President and CEO, Tan Kong Khoon, noted the positive financial performance in 1HFY2024 despite macroeconomic challenges.
HLFG 總裁兼首席執行官 Tan Kong Khoon 指出，儘管面臨宏觀經濟挑戰，但 1HFY2024 的財務表現依然良好。
He expressed caution for 2HFY2024 due to ongoing uncertainty, maintaining a focus on strategic priorities, including asset quality, cost control, and technology investment.
由於持續的不確定性，他對 2HFY2024 表示謹慎態度，繼續關注戰略優先事項，包括資產質量、成本控制和技術投資。
HLB shares traded at RM19.62, up by 2 sen or 0.10% today, , while HLFG shares gained 8 sen or 0.48% at RM16.68.
HLB股票交易價格爲19.62令吉，今天上漲2仙或0.10％，而HLFG股價上漲8仙或0.48％，至16.68令吉。
譯文內容由第三人軟體翻譯。