RHB Bank Posts RM2.8b Net Profit, Eyes Singapore for Loan Growth
RHB Bank Posts RM2.8b Net Profit, Eyes Singapore for Loan Growth
RHB Bank Bhd, which saw a 24% drop in its net profit for its fourth quarter ended Dec 31, 2023 (4Q23), is eyeing Singapore for loan growth for next year.
RHB Bank Bhd截至2023年12月31日的第四季度（23年第四季度）的淨利潤下降了24％，該公司正在關注新加坡明年的貸款增長。
"The mortgage, auto finance, SME and Singapore remain as the primary drivers for loan growth for 2024," RHB group MD/CEO Mohd Rashid Mohamad told a media briefing yesterday.
“抵押貸款、汽車金融、中小企業和新加坡仍然是2024年貸款增長的主要驅動力，” RHB集團總經理/首席執行官莫哈德·拉希德·穆罕默德昨天在媒體發佈會上說。
The nation's fourth largest banking group by asset size posted a net profit of RM585.9 million for the 4Q23 on a turnover of RM4.399 billion, up 12% from the year before.
按資產規模計算，美國第四大銀行集團公佈的23年第四季度淨利潤爲5.859億令吉，營業額爲43.99億令吉，同比增長12％。
For the full year, its net profit was up 5% year-on-year to RM2.806 billion on turnover of RM16.581 billion, up 26% from FY22.
全年其淨利潤同比增長5％，至28.06億令吉，營業額爲165.81億令吉，較22財年增長26％。
The net profit was up mainly due to higher non-fund based income and lower expected credit losses (ECL).
淨利潤的增長主要是由於非基金收入的增加和預期信貸損失（ECL）的減少。
In its exchange filing, RHB said its gross loans and financing grew 4.8% year-on-year (yoy) to RM222.4 billion, mainly supported by Singapore and group community banking growth.
RHB在交易所文件中表示，其貸款和融資總額同比增長4.8％，達到2224億令吉，這主要是受新加坡和集團社區銀行增長的支持。
Its gross impaired loans was RM3.9 billion as of December 2023, with a gross impaired loans ratio of 1.74%, compared with RM3.3 billion and 1.55%, respectively, a year ago.
截至2023年12月，其減值貸款總額爲39億令吉，總減值貸款比率爲1.74％，而去年同期分別爲33億令吉和1.55％。
RHB said that its group international business encountered challenges due to slower-than- expected recovery in certain Asean countries. Despite the uncertainties, it said Singapore continued to record a pre-tax profit of S$50.5 million.
RHB表示，由於某些東盟國家的復甦速度低於預期，其集團國際業務遇到了挑戰。該公司表示，儘管存在不確定性，但新加坡繼續錄得5,050萬新元的稅前利潤。
It added that gross loans and financing grew 14.3% yoy to RM32.3 billion, while deposits increased 33.4% yoy to RM37.3 billion, attributed to 17.5% and 36.9% growth in Singapore, respectively.
它補充說，貸款和融資總額同比增長14.3％，達到323億令吉，而存款同比增長33.4％，至373億令吉，這要歸因於新加坡分別增長17.5％和36.9％。
Aside from Malaysia and Singapore, RHB has a presence in Indonesia, Thailand, Brunei, Cambodia, Vietnam and Lao PDR.
除馬來西亞和新加坡外，RHB還在印度尼西亞、泰國、文萊、柬埔寨、越南和老撾人民民主共和國開展業務。
RHB has declared a second interim dividend of 25 sen per share, consisting of a cash payout of 15 sen per share and an electable portion under a dividend reinvestment plan of 10 sen per share.
RHB已宣佈第二次中期股息爲每股25先令，包括每股15仙的現金派息和每股10仙的股息再投資計劃下的可選部分。
Together with the first interim dividend, the full-year dividend amounts to 40 sen per share, equivalent to a payout ratio of 61.1% and a dividend yield of 7.3% for FY23.
加上第一次中期股息，全年股息爲每股40先令，相當於23財年的派息率爲61.1％，股息收益率爲7.3％。
譯文內容由第三人軟體翻譯。