BANORTE CHAIRMAN, CARLOS HANK GONZALEZ, LAUNCHES BINEO, THE FIRST 100% DIGITAL BANK IN MEXICO
BANORTE CHAIRMAN, CARLOS HANK GONZALEZ, LAUNCHES BINEO, THE FIRST 100% DIGITAL BANK IN MEXICO
- bineo is the result of Grupo Financiero Banorte's evolution with the aim of meeting the needs of individuals seeking a 100% digital solution.
- It is the only digital bank in Mexico operating with its own Multiple Banking Institution license granted by Mexican financial authorities and endorsed by IPAB, ensuring the protection of users' savings.
- bineo provides innovative, secure, and personalized products and services, focused on the specific needs of each customer. In its first phase, it offers: bineo Account, Total and Light, and bineo Loan.
- bineo是Grupo Financiero Banorte發展的成果，旨在滿足尋求100％數字化解決方案的個人的需求。
- 它是墨西哥唯一一家擁有自己的多銀行機構牌照的數字銀行，該許可證由墨西哥金融當局授予並由IPAB認可，確保了對用戶儲蓄的保護。
- bineo 提供創新、安全和個性化的產品和服務，專注於每個客戶的特定需求。在第一階段，它提供：bineo賬戶、Total and Light和bineo貸款。
MEXICO CITY, Feb. 1, 2024 /PRNewswire/ -- In line with its vision of being the best at banking in a digital world, Carlos Hank González, Chairman of Grupo Financiero Banorte, launches bineo the first 100% digital bank in Mexico.
墨西哥城，2024年2月1日 /PRNewswire/ — Grupo Financiero Banorte董事長卡洛斯·漢克·岡薩雷斯本着成爲數字世界最佳銀行業的願景，推出了墨西哥第一家100％數字銀行bineo。
bineo operates with its own multiple banking institution license authorized by the National Banking and Securities Commission (known in Spanish as CNBV), with a favorable opinion of Mexico's Central Bank (Banxico), and endorsed by the Mexican Institute for the Protection of Bank Savings (known in Spanish as IPAB), which, unlike other digital options in the market, guarantees the protection of users' savings up to 400 thousand UDIS (investment units), equivalent to more than 3 million pesos.
bineo擁有自己的多銀行機構牌照，該牌照由國家銀行和證券委員會（西班牙語稱爲CNBV）授權，得到了墨西哥中央銀行（Banxico）的贊同，並得到了墨西哥銀行儲蓄保護研究所（西班牙語中稱爲IPAB）的認可。與市場上的其他數字期權不同，該許可證可爲用戶的儲蓄提供高達40萬UDIS（投資單位）的保護，相當於超過300萬披索。
From today, people will have a bank in the palm of their hand through an easy, fast, and secure application that will accompany them 24/7 to offer products, benefits, and an experience tailored to their needs, habits, and personal context. bineo is oriented to meet the needs of 100% digital customers so they can move their money, save, and obtain loans where, when, and how they want.
從今天起，人們將通過一個簡單、快速、安全的應用程序掌握在手中的銀行，該應用程序將全天候爲他們提供產品、福利和根據他們的需求、習慣和個人背景量身定製的體驗。bineo以滿足100％數字客戶的需求爲導向，這樣他們就可以隨時隨地轉移資金、儲蓄和獲得貸款。
Individuals can become bineo customers from their mobile phones without the need to visit a branch, by downloading the application available for IOS and Android.
通過下載適用於IOS和Android的應用程序，個人無需訪問分支機構即可通過手機成爲bineo客戶。
In its launch phase, bineo will offer: bineo Account, Total and Light, and bineo Loan. In addition, bineo will provide new products and services based on customer needs.
在發佈階段，bineo將提供：bineo賬戶、Total and Light和bineo貸款。此外，bineo將根據客戶需求提供新的產品和服務。
The bineo Total Account allows unlimited deposits, while with the bineo Light Account, users have deposits limited to 3,000 UDIS per month, equivalent to approximately 24,000 MXN. In both accounts, they have access to bineo pockets where the user can allocate part of their savings to meet specific goals. Additionally, customers will have access to a digital debit card for secure online purchases and an infoless physical card (without printed card number or CVC) made from degradable materials. The physical card can be used at over 10 thousand Banorte ATMs.
bineo總賬戶允許無限存款，而使用bineo輕型賬戶，用戶每月的存款限制爲3,000烏迪斯，相當於約24,000墨西哥披索。在這兩個賬戶中，他們都可以訪問 bineo 口袋 用戶可以在其中分配部分儲蓄來實現特定目標。此外，客戶將可以使用數字借記卡進行安全的在線購物，以及 不知所蹤 由可降解材料製成的實體卡（未打印卡號或 CVC）。實體卡可以在超過10,000臺Banorte自動櫃員機上使用。
On the other hand, customers can request the 100% digital bineo Loan in minutes, without having to go to a branch, and thus have immediate access to their money in a bineo account. Loan amounts range from $5,000 MXN to $200,000 MXN, with no opening commission, access to competitive rates, and repayments between 6 and 24 months.
另一方面，客戶可以在幾分鐘內申請100％的數字bineo貸款，而不必去分行，因此可以立即使用bineo賬戶中的資金。貸款金額從5,000墨西哥披索到20萬墨西哥披索不等，沒有開戶佣金，可享受具有競爭力的利率，還款期爲6至24個月。
"The launch of bineo is a great milestone in the history of Grupo Financiero Banorte that will allow us to meet all needs: those who prefer a human-digital combination and those who seek 100% digital banking, with the financial security that has always characterized the institution," said Carlos Hank González, Chairman of the Board of Grupo Financiero Banorte.
“bineo的推出是Grupo Financiero Banorte歷史上的一個重要里程碑，它將使我們能夠滿足所有需求：那些喜歡人與數字組合的人，以及那些尋求100％數字銀行的人，金融安全一直是該機構的特徵，” Grupo Financiero Banorte董事會主席卡洛斯·漢克·岡薩雷斯說。
In this regard, Marcos Ramírez Miguel, CEO of Grupo Financiero Banorte, added: "bineo is the result of the evolution of Grupo Financiero Banorte; it combines more than 120 years of group experience with the best of technology to meet the needs of 100% digital profiles."
在這方面，Grupo Financiero Banorte首席執行官馬科斯·拉米雷斯·米格爾補充說：“bineo是Grupo Financiero Banorte演變的結果；它將120多年的集團經驗與最好的技術相結合，以滿足100％數字檔案的需求。”
On his part, Francisco Martha, CEO of Digital Business Development at Grupo Financiero Banorte, highlighted: "At bineo, we understand the context and preferences of users. We use artificial intelligence to offer innovative and customizable products and functionalities that adapt to their needs and lifestyle. In addition, bineo uses cutting-edge technology to provide the highest levels of security and attention."
Grupo Financiero Banorte數字業務發展首席執行官弗朗西斯科·瑪莎則強調說：“在bineo，我們了解用戶的背景和偏好。我們使用人工智能提供創新和可定製的產品和功能，以適應他們的需求和生活方式。此外，bineo使用尖端技術來提供最高級別的安全性和關注度。”
Likewise, Víctor Moya, CEO of bineo, commented: "We imagine a bank that puts people at the center, and we created it! We think in a different way of managing finances, where personalization is the heart of what we do. bineo will offer new products and services based on customer needs so as not to confine them to a product designed by us."
同樣，bineo首席執行官維克托·莫亞評論說：“我們想象一家以人爲本的銀行，於是我們創建了它！我們以不同的方式思考財務管理，個性化是我們工作的核心。bineo將根據客戶需求提供新的產品和服務，以免將其侷限於我們設計的產品。”
In the upcoming phases, bineo will offer a wide range of products to continue facilitating life for its customers, allowing them to move their money as, when, and from where they want, in an easy, fast, and secure manner.
在接下來的階段中，bineo將提供廣泛的產品，繼續爲其客戶提供便利，使他們能夠以簡單、快速、安全的方式將資金轉移到他們想要的時間、地點和地點。
Email: [email protected]
Contact number: (55) 8471-7481
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聯繫電話：(55) 8471-7481
About Grupo Financiero Banorte:
關於 Grupo Financiero Banorte：
Grupo Financiero Banorte (GFNorte) is the largest financial institution in Mexico. It provides financial services to individuals and businesses through its banking, brokerage, fund management, insurance, pensions, leasing and factoring, warehousing, portfolio management, and remittance businesses. GFNorte also includes Afore XXI Banorte, the country's largest pension fund by asset management. GFNorte has over 32,000 employees, 1,164 branches, 10,372 ATMs, 197,216 Point of Sale Terminals, and 19,782 correspondents, which, with the alliance with OXXO, will reach almost 41 thousand.
Grupo Financiero Banorte（GfNorte）是墨西哥最大的金融機構。它通過其銀行、經紀、基金管理、保險、養老金、租賃和保理、倉儲、投資組合管理和匯款業務爲個人和企業提供金融服務。GfNorte還包括Afore XXI Banorte，這是該國資產管理最大的養老基金。GfNorte擁有超過32,000名員工、1,164個分支機構、10,372臺自動櫃員機、197,216個銷售點終端和19,782名記者，與OXXO結盟後，這些記者人數將達到近41,000人。
SOURCE Banorte
來源 Banorte
譯文內容由第三人軟體翻譯。