First Guaranty Bancshares, Inc. Announces Third Quarter 2023 Results
First Guaranty Bancshares, Inc. Announces Third Quarter 2023 Results
HAMMOND, La., Oct. 31, 2023 (GLOBE NEWSWIRE) -- First Guaranty Bancshares, Inc. ("First Guaranty") (NASDAQ: FGBI), the holding company for First Guaranty Bank, announced its unaudited financial results for the quarter ending September 30, 2023.
環球通訊社，路易西安那州哈蒙德，2023年10月31日--第一擔保銀行的控股公司第一擔保銀行股份有限公司(以下簡稱：第一擔保)公佈了截至2023年9月30日的季度未經審計的財務業績。
We are making progress. In a time in which all banks have been battling the squeeze between loan interest rates and the rates to be paid for deposits, it appears that, in the second half of the third quarter, we passed the bottom and began to climb upward. Our loan portfolio before unearned income continued to grow as it grew to $2,707,669,000 as of September 30, 2023 compared to $2,599,099,000 as of June 30, 3023 and $2,526,720,000 as of December 31, 2022. Total interest income for the quarter ending September 30, 2023 was $47,627,000 compared to $43,781,000 for the quarter ending June 30, 2023 and $41,287,000 for the quarter ending March 31, 2023 and $38,307,000 for the quarter ending December 31, 2022. Our total non-interest expense for the quarter ending September 30, 2023 was $19,996,000 compared to $19,735,000 for quarter ending June 30, 2023 and $20,166,000 for quarter ending March 31, 2023.
我們正在取得進展。在所有銀行都在努力應對貸款利率和存款利率之間的擠壓之際，我們似乎在第三季度的後半段走出了谷底，開始向上攀升。截至2023年9月30日，我們的非勞動收入前貸款組合繼續增長，達到2,707,669,000美元，而截至2023年6月30日的貸款組合為2,599,099,000美元，截至2022年12月31日的貸款組合為2,526,720,000美元。截至2023年9月30日的季度的總利息收入為47,627,000美元，而截至2023年6月30日的季度為43,781,000美元，截至2023年3月31日的季度為41,287,000美元，截至2022年12月31日的季度為38,307,000美元。截至2023年9月30日的季度，我們的非利息支出總額為19996,000美元，而截至2023年6月30日的季度為19,735,000美元，截至2023年3月31日的季度為20,166,000美元。
We are making progress. This is not to say that the struggles are over. Our entire staff has reacted positively and strongly to reduce expenses. Everyone involved in Loan Production, Credit, and Loan Processing has been and continues to work very diligently to obtain new loans and get them expedited, approved, and earning.
我們正在取得進展。這並不是說鬥爭已經結束。我們的全體員工都做出了積極而強烈的反應，以減少開支。參與貸款生產、信貸和貸款處理的每個人都一直並將繼續非常勤奮地工作，以獲得新的貸款，並使它們加速、批准和盈利。
We appreciate the patience and understanding of our shareholders. We are making progress. We will prevail and continue to build First Guaranty into a profitable investment with a fortress balance sheet.
我們感謝股東的耐心和理解。我們正在取得進展。我們將取得勝利，並繼續將First Guaranty打造成擁有堡壘資產負債表的有利可圖的投資。
About First Guaranty Bancshares, Inc.
第一擔保銀行股份有限公司簡介
First Guaranty Bancshares, Inc. is the holding company for First Guaranty Bank, a Louisiana state-chartered bank. Founded in 1934, First Guaranty Bank offers a wide range of financial services and focuses on building client relationships and providing exceptional customer service. First Guaranty Bank currently operates thirty-six locations throughout Louisiana, Texas, Kentucky and West Virginia. First Guaranty's common stock trades on the NASDAQ under the symbol FGBI. For more information, visit .
First Guaranty BancShares是路易西安那州特許銀行First Guaranty Bank的控股公司。First Guaranty Bank成立於1934年，提供廣泛的金融服務，專注於建立客戶關係和提供卓越的客戶服務。First Guaranty Bank目前在路易西安那州、德克薩斯州、肯塔基州和西弗吉尼亞州設有36個辦事處。First Guaranty的普通股在納斯達克上交易，代碼為FGBI。有關更多資訊，請訪問。
Forward Looking Statements
前瞻性陳述
This press release contains forward-looking statements within the meaning of the U.S. federal securities laws. Forward-looking statements are any statements other than statements of historical fact which represent our current judgement about possible future events. We believe these judgements are reasonable, but these statements are not guarantees of any future events or financial results, and our actual results may differ materially due to a variety of factors, many of which are described in our most recent Annual Report on Form 10-K and our other filings with the U.S. Securities and Exchange Commission. We caution readers not to place undue reliance on forward-looking statements. Forward-looking statements speak only as of the date they are made, and we undertake no obligation to update or otherwise revise any forward-looking statements.
本新聞稿包含符合美國聯盟證券法的前瞻性陳述。前瞻性陳述是除歷史事實陳述之外的任何陳述，這些陳述代表我們目前對未來可能發生的事件的判斷。我們相信這些判斷是合理的，但這些陳述並不能保證未來的任何事件或財務結果，而且由於各種因素，我們的實際結果可能會大不相同，其中許多因素在我們最新的Form 10-K年度報告和我們提交給美國證券交易委員會的其他檔案中進行了描述。我們告誡讀者不要過度依賴前瞻性陳述。前瞻性陳述僅在發表之日發表，我們不承擔更新或以其他方式修改任何前瞻性陳述的義務。
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CONTACT: ALTON LEWIS, CEO AND ERIC DOSCH, CFO
聯繫人：首席執行官奧爾頓·劉易斯和首席財務官埃裡克·多施
985.375.0350 / 985.375.0308
985.375.0350/985.375.0308
譯文內容由第三人軟體翻譯。