Comparing Affinity Bancshares (NASDAQ:AFBI) and ECB Bancorp (NASDAQ:ECBK)
Comparing Affinity Bancshares (NASDAQ:AFBI) and ECB Bancorp (NASDAQ:ECBK)
Affinity Bancshares (NASDAQ:AFBI – Get Rating) and ECB Bancorp (NASDAQ:ECBK – Get Rating) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, risk, dividends, analyst recommendations, institutional ownership, profitability and earnings.
Affinity Bancshares（納斯達克股票代碼：AFBI — 獲取評級）和歐洲央行銀行（納斯達克股票代碼：ECBK — 獲取評級）都是小型股金融公司，但哪一種投資更好？我們將根據兩家公司的估值、風險、分紅、分析師建議、機構所有權、盈利能力和收益進行比較。
Profitability
盈利能力
This table compares Affinity Bancshares and ECB Bancorp's net margins, return on equity and return on assets.
下表比較了Affinity Bancshares和ECB Bancorp的淨利潤率、股本回報率和資產回報率。
| Net Margins | Return on Equity | Return on Assets | |
| Affinity Bancshares | 19.13% | 6.10% | 0.91% |
| ECB Bancorp | 8.90% | 2.25% | 0.32% |
| 淨利潤 | 股本回報率 | 資產回報率 | |
| Affinity Banc | 19.13% | 6.10% | 0.91% |
| 歐洲央行 Bancorp | 8.90% | 2.25% | 0.32% |
Earnings & Valuation
收益與估值
This table compares Affinity Bancshares and ECB Bancorp's top-line revenue, earnings per share and valuation.
下表比較了Affinity Bancshares和ECB Bancorp的收入收入、每股收益和估值。
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Affinity Bancshares | $34.54 million | 2.87 | $7.13 million | $1.06 | 14.14 |
| ECB Bancorp | $30.55 million | 3.58 | $2.72 million | N/A | N/A |
| 總收入 | 價格/銷售比率 | 淨收入 | 每股收益 | 市盈率 | |
| Affinity Banc | 3,454 萬美元 | 2.87 | 713 萬美元 | 1.06 | 14.14 |
| 歐洲央行 Bancorp | 3,055 萬美元 | 3.58 | 272 萬美元 | 不適用 | 不適用 |
Affinity Bancshares has higher revenue and earnings than ECB Bancorp.
Affinity Bancshares的收入和收益高於歐洲央行銀行。
Analyst Recommendations
分析師建議
This is a summary of recent recommendations and price targets for Affinity Bancshares and ECB Bancorp, as provided by MarketBeat.com.
這是MarketBeat.com提供的Affinity Bancshares和ECB Bancorp的最新建議和目標股價的摘要。
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Affinity Bancshares | 0 | 0 | 0 | 0 | N/A |
| ECB Bancorp | 0 | 0 | 0 | 0 | N/A |
| 賣出評級 | 持有評級 | 買入評級 | 強勁的買入評級 | 評分分數 | |
| Affinity Banc | 0 | 0 | 0 | 0 | 不適用 |
| 歐洲央行 Bancorp | 0 | 0 | 0 | 0 | 不適用 |
Insider and Institutional Ownership
內部所有權和機構所有權
15.2% of Affinity Bancshares shares are owned by institutional investors. Comparatively, 19.8% of ECB Bancorp shares are owned by institutional investors. 8.6% of Affinity Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
Affinity Bancshares的股票中有15.2％歸機構投資者所有。相比之下，歐洲央行銀行19.8％的股票由機構投資者持有。8.6％的Affinity Bancshares股票由公司內部人士持有。強大的機構所有權表明，捐贈基金、對沖基金和大型基金經理認爲股票有望實現長期增長。
Summary
摘要
Affinity Bancshares beats ECB Bancorp on 6 of the 8 factors compared between the two stocks.
與兩隻股票相比，Affinity Bancshares在8個因素中的6個方面擊敗了歐洲央行銀行。
About Affinity Bancshares
關於 Affinity Bancs
(Get Rating)
（獲取評級）
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that provides various banking products and services. The company accepts various deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts. It also offers commercial and industrial, commercial real estate, one- to four-family residential real estate, construction and land, and consumer loans. In addition, the company invests in U.S. treasury securities; securities issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. It operates a main and a branch office in Covington, Georgia; a branch office in Atlanta, Georgia; and a commercial loan production office in Alpharetta, Georgia; out of an office in Monroe, Georgia. The company was founded in 1928 and is headquartered in Covington, Georgia.
Affinity Bancshares, Inc. 是提供各種銀行產品和服務的Affinity Bank的控股公司。公司接受各種存款賬戶，包括儲蓄賬戶、支票賬戶、存款證和個人退休賬戶。它還提供商業和工業、商業地產、一至四戶住宅房地產、建築和土地以及消費貸款。此外，該公司還投資於美國國債；美國政府及其機構或政府贊助的企業發行的證券，包括抵押貸款支持證券和抵押抵押貸款；公司和市政債券；其他金融機構的存款證；以及聯邦和貨幣市場基金。它在佐治亞州卡溫頓設有總公司和分支機構；在佐治亞州亞特蘭大設有分支機構；在佐治亞州阿爾法利塔設有商業貸款製作辦公室；辦公室設在佐治亞州門羅。該公司成立於1928年，總部位於佐治亞州卡溫頓。
About ECB Bancorp
關於歐洲央行 Bancorp
(Get Rating)
（獲取評級）
ECB Bancorp, Inc. focuses on operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company accepts various deposit products, including certificate of deposit accounts, IRAs, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts. It also offers one- to four-family residential real estate, commercial real estate and multifamily real estate, construction and land, commercial, and consumer loans, as well as home equity loans and lines of credit. In addition, the company invests in securities, consisting primarily of U.S. government and federal agency obligations, mortgage-backed securities, and corporate bonds. It operates through two full-service banking offices located in Everett, Massachusetts and Lynnfield, Massachusetts. The company was founded in 1890 and is based in Everett, Massachusetts.
ECB Bancorp, Inc. 專注於作爲埃弗雷特合作銀行的控股公司運營，該銀行提供各種銀行產品和服務。該公司接受各種存款產品，包括存款證賬戶、IRA、貨幣市場賬戶、儲蓄賬戶、活期存款賬戶以及計息和無息支票賬戶。它還提供一至四戶住宅房地產、商業房地產和多戶房地產、建築和土地、商業和消費貸款，以及房屋淨值貸款和信貸額度。此外，該公司投資證券，主要包括美國政府和聯邦機構債務、抵押貸款支持證券和公司債券。它通過位於馬薩諸塞州埃弗裏特和馬薩諸塞州林菲爾德的兩個提供全方位服務的銀行辦事處運營。該公司成立於 1890 年，總部位於馬薩諸塞州埃弗裏特。
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譯文內容由第三人軟體翻譯。